5 River Oaks Way, FL
Stellar MLS

$574,900

5 River Oaks Way

Palm Coast, FL 32137

Active
4
Beds
2
Baths
2,347
Sq Ft
0.32
Acres
2005
Built
$245/sqft360° tour
Single Family Residence

Property type

2005

Year built

14,070 sqft

Lot size

$245

Price / sq ft

$50/mo

HOA dues

124

Days on market

2

Garage spaces

X

Flood zone

About this home

Nestled beneath beautiful, mature oak trees in the highly desirable Hammock, this stunning 4-bedroom, 2-bath residence is located within the gated River Oaks subdivision, ideally positioned between the Atlantic Ocean and the Intracoastal Waterway. This elegant home offers a bright, open floor plan with soaring ceilings, crown molding, and an abundance of natural light throughout. The kitchen features stone countertops, stainless steel appliances and magnificent custom cabinetry. Additional highlights include marble window sills, double-pane windows, and an oversized 2-car garage. The primary suite is a true retreat, boasting a spa-inspired bath with a jetted soaking tub, dual vanities, and two walk-in closets with custom cabinetry. French doors open to a covered and screened lanai, perfect for relaxing or entertaining. Recent upgrades include a new roof (2021), A/C (2017). This home also has a sprinkler system with irrigation well. Whether your lifestyle embraces beachside living or boating adventures, both are just moments away—offering the ultimate in refined coastal living.

Estimated monthly payment

Principal & interest$2,907
Property taxes$370
Home insurance (est.)$263
HOA dues$50

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history124 days on market

  1. Status: Active
    Jan 30, 2026
  2. Listed$650,000
    Jan 30, 2026
  3. Price reduced$574,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
124
Subdivision
River Oaks In The Hammock
County
Flagler
Year built
2005
Living area
2,347 sq ft
Price/sq ft
$245
Building area
3,136 sq ft (Public Records)
Lot size
14,070 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12035C0129E)
Garage
2 spaces
Annual taxes
$4,438 (2025)
Parcel #
40-10-31-5320-00000-0010
Zoning
R-1B
MLS #
FC315691

Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
Southeast

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$150 / Quarterly
Monthly HOA
$50/mo
Total monthly fees
$50/mo
Total annual fees
$600
HOA name
Richard Gaskilla
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
See C&R's

Exterior & Construction

Exterior features
None, Rain Gutters
Construction materials
Block, Concrete, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Cable Available, Phone Available, Underground Utilities, Water Connected

Community

Pets allowed
Breed Restrictions

Room Details

RoomLevelDimensions
Primary BedroomFirst
KitchenFirst
Great RoomFirst

Listing Details

Listing date
2026-01-30
On market date
2026-01-30
Original list price
$650,000
Occupant type
Owner
MLS area
32137 - Palm Coast
Listing AOR
Flagler
Status changed
2026-01-30
Tax legal description
RIVER OAKS IN THE HAMMOCK SUBD LOT 1 OR 1056 PG 669 OR 1056 PG 670 OR 1351 PG 5 OR 1741/1881

Flood risk

Minimal riskFEMA Zone XPanel 12035C0129E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

I95 to East on Palm Coast Pkwy. Left on Camino Del Mar. Right on A1A. Left on River Oaks Way

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 3, 2026 at 1:21 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA