403 San Cristobal Avenue, FL
Stellar MLS

$39,000

403 San Cristobal Avenue

Punta Gorda, FL 33983

Active
0
Baths
0.22
Acres
Waterfront$4/sqft360° tour
Land

Property type

9,600 sqft

Lot size

$4

Price / sq ft

$18/mo

HOA dues

102

Days on market

X

Flood zone

About this home

An excellent opportunity to build in the highly desirable Deep Creek community. 403 San Cristobal Dr, Punta Gorda, FL 33983 is a cleared residential vacant lot featuring a freshwater canal and greenbelt, creating a peaceful setting with attractive views, added privacy, and a more open feel than many interior lots. Deep Creek features community sidewalks ideal for walking, a public golf course, neighborhood parks, tennis, pickleball, and basketball courts, along with nearby RV/boat storage, a public boat ramp, and coffee shops, restaurants, and shopping centers within the community. Located near Deep Creek Elementary School and local churches, the area offers everyday convenience and an active yet relaxed lifestyle that appeals to families, retirees, and seasonal residents alike. Just minutes away, downtown Punta Gorda provides boutique shopping, dining, waterfront activities, and access to a local marina. This homesite is located in Flood Zone X, considered a very low-risk flood zone, where flood insurance is typically not required. Low HOA fees of just $210 annually per lot/home site and no CDD fees help keep ownership costs affordable. Additionally, the neighboring lot at 395 San Cristobal, Punta Gorda, FL 33983 is also available, offering a unique opportunity for buyers seeking additional space or future flexibility. With its canal and greenbelt setting, non-flood zone location, walkable community design, low fees, and convenient access to amenities, this lot stands out as an ideal choice for full-time living or a seasonal retreat in one of Punta Gorda’s most established neighborhoods.

Estimated monthly payment

Principal & interest$197
Property taxes$66
Home insurance (est.)$18
HOA dues$18

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history102 days on market

  1. Status: Active
    Jan 15, 2026
  2. Listed$54,000
    Jan 15, 2026
  3. Price reduced$39,000

Virtual Tour

Facts & features

Property type
Land
Status
Active
Days on market
102
Subdivision
Punta Gorda Isles Sec 20
County
Charlotte
Price/sq ft
$4
Lot size
9,600 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Annual taxes
$795 (2025)
Parcel #
402304401017
Zoning
RSF3.5
MLS #
C7520232

HOA & Financial

HOA fee
$210 / Annually
Monthly HOA
$18/mo
Total monthly fees
$18/mo
Total annual fees
$210
HOA name
Sec 20 POA
CDD
No
Listing terms
Cash, Conventional, USDA Loan
Ownership
Fee Simple

Exterior & Construction

Waterfront
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Electrical Nearby, Sewer Nearby, Water Nearby

Community

Pets allowed
Yes

Schools

ElementaryDeep Creek ElementaryGreatSchools ↗
MiddlePunta Gorda MiddleGreatSchools ↗
High SchoolCharlotte HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Listing Details

Listing date
2026-01-15
On market date
2026-01-15
Original list price
$54,000
MLS area
33983 - Punta Gorda
Listing AOR
Port Charlotte
Status changed
2026-01-15
Tax legal description
PGI 020 0581 0020 PUNTA GORDA ISLES SEC20 BLK581 LT 20 689/1558 1031/1984 1032/485 2220/7 DC3456/264-JMB 3464/1286 4367/590

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Sandhill go North on San Cristobal.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 27, 2026 at 3:16 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA