245 Garden Circle, FL
Stellar MLS

$699,000

245 Garden Circle

Dunedin, FL 34698

Active
3
Beds
2
Baths
1,430
Sq Ft
0.23
Acres
1950
Built
$489/sqft360° tour
Single Family Residence

Property type

1950

Year built

9,945 sqft

Lot size

$489

Price / sq ft

No HOA

HOA dues

71

Days on market

1

Garage space

X

Flood zone

About this home

Welcome to your slice of paradise in the heart of Downtown Dunedin! This beautifully maintained 3-bedroom, 2-bath home with a bonus room sits on an oversized lot just steps from many of Dunedin’s treasured landmarks. The Pinellas Trail, TD Ballpark, Edgewater Drive, and world-famous sunsets are just some of the many amenities this prime location offers. Step beyond the lush, low-maintenance front yard to a cozy, covered porch that's perfect for enjoying your morning coffee. Inside, you’re welcomed by a spacious living room featuring luxury vinyl plank flooring throughout, crown molding, and a newer large double-pane bay window that adds natural light to the space while offering serene views of the front yard. Continue into the newly renovated kitchen (2024), which features new shaker cabinets with soft-close drawers, quartz countertops, a copper backsplash, recessed lighting, a casual eat-in area, and new stainless steel appliances. A custom built-in wine bar enhances this luxury kitchen, making entertaining effortless and fun. The versatile Florida room can be used as a third bedroom or flex space and offers beautiful views of the backyard. Enjoy the newly added large screened porch overlooking the lush, fully fenced backyard—designed for entertaining, with plenty of grassy areas for play and room to add a pool. After a day of exploring downtown by golf cart or biking along the trail, retreat to your spacious primary bedroom with a private ensuite bathroom featuring updates and a relaxing soaking tub. The second bedroom is equally generous in size and includes its own updated bathroom with a walk-in shower. With a new solar system installed in 2023, you won’t have to worry about a power bill. Additional features include a new roof (2023), new ductwork and UV light (2023), newer A/C (2021), hurricane vinyl window fabric (2025), and new exterior paint (2025). With all the modern updates and historic charm, this home is truly move-in ready and not in a flood zone. Grab your golf cart and start living the laid-back Downtown Dunedin lifestyle today!

Estimated monthly payment

Principal & interest$3,535
Property taxes$533
Home insurance (est.)$320

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history71 days on market

  1. Status: Active
    Jan 7, 2026
  2. Listed$749,000
    Jan 7, 2026
  3. Price reduced$699,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
71
Subdivision
Belle Terre
County
Pinellas
Year built
1950
Living area
1,430 sq ft
Price/sq ft
$489
Building area
2,042 sq ft (Public Records)
Lot size
9,945 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12103C0068H)
Garage
1 spaces
Annual taxes
$6,398 (2024)
Parcel #
34-28-15-07344-000-0160
MLS #
TB8462048

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Luxury Vinyl, Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System
Interior features
Ceiling Fans(s), Crown Molding, Dry Bar, Eat-in Kitchen, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
In Garage
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes
Parking features
Garage Door Opener, Ground Level

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Per City Code

Exterior & Construction

Exterior features
Dog Run, Garden, Rain Gutters, Sidewalk
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected

Room Details

RoomLevelDimensions
Primary BedroomFirst17x16
Bedroom 1First13x13
Living RoomFirst17x15
Bonus RoomFirst9x20
KitchenFirst11x16
Balcony/Porch/LanaiFirst10x20

Listing Details

Listing date
2026-01-07
On market date
2026-01-07
Original list price
$749,000
Occupant type
Owner
MLS area
34698 - Dunedin
Listing AOR
Suncoast Tampa
Status changed
2026-01-07
Tax legal description
BELLE TERRE LOT 16

Flood risk

Minimal riskFEMA Zone XPanel 12103C0068H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Head West on 580 Main Street. left onto Douglas Ave, Right onto Beltrees, left onto Broadway, Right onto Garden Cir S

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of March 19, 2026 at 10:42 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA