$259,000

13820 86th Terrace

Summerfield, FL 34491

Active
2
Beds
2
Baths
1,248
Sq Ft
0.19
Acres
1997
Built
55+ community$208/sqft360° tour
🏠Single Family Residence

Property type

🏗️1997

Year built

📐8,276 sqft

Lot size

📊$208

Price / sq ft

🏘️$214/mo

HOA dues

📅1

Day on market

🚗2

Garage spaces

🌊X

Flood zone

About this home

The charming CHESTNUT model is known for its 2 large bedrooms. This one has a TOTALLY NEW KITCHEN with 42" cabinets, QUARTZ countertops, QUARTZ backsplash, and NEW STAINLESS APPLIANCES. New Luxury Vinyl flooring throughout except for the primary bedroom. NEW light fixtures, Freshly painted, INDOOR LAUNDRY and So much more!! HVAC New in 2022 - Roof is 2014 - This is a must see! AWARD-WINNING Del Webb Spruce Creek Golf & Country Club is a GATED, 3,250 home, +55 Community with over 70 clubs, 3 pools, a Clubhouse, a Fitness Center, Bocce Ball, Shuffleboard, 12 Pickle ball Courts, 7 Tennis Courts, Sand Volleyball, Water Volleyball, Lake Vista Gazebo, Pavilions, Walking Paths and so much more! Come see this beautiful community with a GORGEOUS Tree Canopy on the Boulevard and its own Restaurant, Liberty Grille. Come, enjoy the four (4) 9-hole Golf Courses today and begin living your BEST LIFE! COME SEE FOR YOURSELF!

Estimated monthly payment

Principal & interest$1,310
Property taxes$291
Home insurance (est.)$119
HOA dues$214

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jan 6, 2026
  2. Listed$259,000
    Jan 6, 2026
  3. Price increased$259,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Spruce Creek Gc
County
Marion
Year built
1997
Living area
1,248 sq ft
Price/sq ft
$208
Building area
1,938 sq ft (Public Records)
Lot size
8,276 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12083C0745D)
Garage
2 spaces
Annual taxes
$3,488 (2025)
Parcel #
6102-024-000
Zoning
PUD
MLS #
OM715480

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Vinyl
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Washer
Interior features
Living Room/Dining Room Combo, Solid Surface Counters, Split Bedroom, Vaulted Ceiling(s), Window Treatments
Laundry
Electric Dryer Hookup, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$214 / Monthly
Monthly HOA
$214/mo
Total monthly fees
$214/mo
Total annual fees
$2,568
HOA name
Nichole Arias
CDD
No
Min lease term
3 Months
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Contact Leland Management
Approval process
Contact Leland Management

Exterior & Construction

Exterior features
Private Mailbox, Rain Gutters
Construction materials
Vinyl Siding, Frame
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Cats OK, Dogs OK
Senior community
Yes

Room Details

RoomLevelDimensions
KitchenFirst12x10
Dining RoomFirst11x10
Living RoomFirst20x14
Primary BedroomFirst15x14
Bedroom 2First14x12
Balcony/Porch/LanaiFirst15x10

Listing Details

Listing date
2026-01-06
On market date
2026-01-06
Original list price
$259,000
Occupant type
Vacant
MLS area
34491 - Summerfield
Listing AOR
Lake and Sumter
Status changed
2026-01-06
Tax legal description
SEC 09 TWP 17 RGE 23 PLAT BOOK 004 PAGE 045 SPRUCE CREEK GOLF AND COUNTRY CLUB - CANDLESTONE LOT 24

Flood risk

Minimal riskFEMA Zone XPanel 12083C0745D

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From 441, travel Del Webb Blvd to the first street on the left past the gate, turn left on SE 86th Circle. Then right on SE 140th Place Rd, then left on SE 86th Terrace. Home is on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of January 7, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA