$45,800
12421 Handy Terrace
Dunnellon, FL 34433
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
This is a unique property in Dunnellon, Citrus County. PROBATE is still Pending. It is approximately 535' on the southwest side of the Withlacoochee River. The location is zoned General Commercial. Examples of businesses that could be located in this area are vacation cottage, canoe and kayak rentals, food store, pharmacy, clothing store, hardware store, hair salon, auto repair shop, florist and real estate office. The building on this property is a fixer. It was built in 1950 and has not had upgrades and is in poor condition. It was originally used as a 3 bedroom residence and with some work, it could become an income property in a convenient location. Downtown Dunnellon is only five minutes up the road for access to a myriad of dining establishments, fun shopping experiences, professional services and personal service businesses. Kayaking is extremely popular in the Dunnellon area due to the easy access for enthusiasts to the Rainbow River and the Withlacoochee River. With some improvements to the building, this property can be utilized as a short term rental, primary residence or vacation cottage making it very attractive to investors. The city of Dunnellon is growing rapidly. For added convenience there is a boat ramp directly across the river as well as the iconic Blue Gator Bar & Restaurant. The Confluence, a reference to this area, was aptly named meaning the joining of two rivers. These rivers entice tourists and residents to enjoy excursions through old Florida via boats, kayaks, and canoes where crystal clear water and breathtaking scenery awaits.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history29 days on market
- Status: ActiveApr 26, 2026
- Listed$45,000Dec 11, 2025
- Price increased$45,800
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 29
- Subdivision
- Dunnellon
- County
- Citrus
- Year built
- 1950
- Living area
- 766 sq ft
- Price/sq ft
- $60
- Building area
- 990 sq ft (Public Records)
- Lot size
- 5,811 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Annual taxes
- $372 (2025)
- Parcel #
- 18E-16S-35-0010-00000-6760
- Zoning
- GNC
- MLS #
- OM714934
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 1
- Flooring
- Other
- Appliances
- None
- Interior features
- Ninguno
- Laundry
- None
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- None
- Cooling
- None
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- None
- Construction materials
- Stucco
- Roof
- Shingle
- Foundation
- Crawlspace, Stem Wall
- Road surface
- Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- Electricity Available
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 10x12 |
| Bedroom 2 | First | 10x10 |
| Bathroom 3 | First | 10x10 |
| Living Room | First | 12x13 |
| Bathroom 1 | First | 6x8 |
| Kitchen | First | 8x12 |
| Balcony/Porch/Lanai | First | 7x22 |
Listing Details
- Listing date
- 2025-12-11
- On market date
- 2025-12-11
- Original list price
- $45,000
- Occupant type
- Vacant
- MLS area
- 34433 - Dunnellon/Citrus Springs
- Listing AOR
- Ocala - Marion
- Status changed
- 2026-04-26
- Tax legal description
- TOWN OF DUNNELLON LOT 676
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From the center of downtown Dunnellon at the intersection of E Pennsylvania Ave and Hwy 41, head south on Hwy 41; turn right onto W Test Ct and then right onto N Handy Terrace; house is on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of April 26, 2026 at 4:07 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA