12421 Handy Terrace, FL

$45,800

12421 Handy Terrace

Dunnellon, FL 34433

Active
3
Beds
1
Bath
766
Sq Ft
0.13
Acres
1950
Built
$60/sqft360° tour
🏠Single Family Residence

Property type

🏗️1950

Year built

📐5,811 sqft

Lot size

📊$60

Price / sq ft

🏘️No HOA

HOA dues

📅29

Days on market

🌊X

Flood zone

About this home

This is a unique property in Dunnellon, Citrus County. PROBATE is still Pending. It is approximately 535' on the southwest side of the Withlacoochee River. The location is zoned General Commercial. Examples of businesses that could be located in this area are vacation cottage, canoe and kayak rentals, food store, pharmacy, clothing store, hardware store, hair salon, auto repair shop, florist and real estate office. The building on this property is a fixer. It was built in 1950 and has not had upgrades and is in poor condition. It was originally used as a 3 bedroom residence and with some work, it could become an income property in a convenient location. Downtown Dunnellon is only five minutes up the road for access to a myriad of dining establishments, fun shopping experiences, professional services and personal service businesses. Kayaking is extremely popular in the Dunnellon area due to the easy access for enthusiasts to the Rainbow River and the Withlacoochee River. With some improvements to the building, this property can be utilized as a short term rental, primary residence or vacation cottage making it very attractive to investors. The city of Dunnellon is growing rapidly. For added convenience there is a boat ramp directly across the river as well as the iconic Blue Gator Bar & Restaurant. The Confluence, a reference to this area, was aptly named meaning the joining of two rivers. These rivers entice tourists and residents to enjoy excursions through old Florida via boats, kayaks, and canoes where crystal clear water and breathtaking scenery awaits.

Estimated monthly payment

Principal & interest$232
Property taxes$31
Home insurance (est.)$21

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history29 days on market

  1. Status: Active
    Apr 26, 2026
  2. Listed$45,000
    Dec 11, 2025
  3. Price increased$45,800

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
29
Subdivision
Dunnellon
County
Citrus
Year built
1950
Living area
766 sq ft
Price/sq ft
$60
Building area
990 sq ft (Public Records)
Lot size
5,811 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Annual taxes
$372 (2025)
Parcel #
18E-16S-35-0010-00000-6760
Zoning
GNC
MLS #
OM714934

Interior Details

Bedrooms
3
Full bathrooms
1
Flooring
Other
Appliances
None
Interior features
Ninguno
Laundry
None
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
None
Cooling
None

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
None
Construction materials
Stucco
Roof
Shingle
Foundation
Crawlspace, Stem Wall
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Electricity Available

Room Details

RoomLevelDimensions
Primary BedroomFirst10x12
Bedroom 2First10x10
Bathroom 3First10x10
Living RoomFirst12x13
Bathroom 1First6x8
KitchenFirst8x12
Balcony/Porch/LanaiFirst7x22

Listing Details

Listing date
2025-12-11
On market date
2025-12-11
Original list price
$45,000
Occupant type
Vacant
MLS area
34433 - Dunnellon/Citrus Springs
Listing AOR
Ocala - Marion
Status changed
2026-04-26
Tax legal description
TOWN OF DUNNELLON LOT 676

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From the center of downtown Dunnellon at the intersection of E Pennsylvania Ave and Hwy 41, head south on Hwy 41; turn right onto W Test Ct and then right onto N Handy Terrace; house is on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 26, 2026 at 4:07 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA