$399,000
20990 Pennsylvania Avenue
Dunnellon, FL 34431
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Charming 1948 Triple Cottage Compound in Historic Dunnellon. If you've been searching for that perfect Old Florida investment or family retreat, these delightful trio of 1948 cottages with metal roofs & screened front porches for rocking chairs to view the generous half-acre+/-. is ready for you. The cottages are perfectly positioned half a mile from the Withlacoochee River boat ramp & 1 mile from the Dunnellon Rainbow River park and 5 minutes from Blue Run Park trail with walking & biking trails connecting all the way to Tampa. All three cottages have metal roofs, front screened porches, split rail fencing, updated kitchens, washer/dryer hookups. Cottages #1 & 3 are both 600sqft under air, 738 total under roof with 1 bedroom & 1-bathroom, with custom barn door to bedrooms. Cottage #2 offers 968 sqft under air, 1168sqft total under roof, includes 2 bedrooms, 2 full bathrooms, with a bonus room. Cottage #2 shows as a duplex on county property appraisers' site and could possibly be retrofitted back to a duplex. There is a 480 sq ft exterior building for storage. All three cottages have tenants, leases available for review for serious buyers. The homes are convenient to antique shops, art gallery, restaurants, shopping & more. Ocala/World Equestrians Center are within 30 minute; Tampa & Orlando are accessible within 2 hours. Come own a piece of Real Florida In Historic Dunnellon. All 3 Cottages have their own address Cottage#1 20997 RIVER DR DUNNELLON Cottage #2 20994 W PENNSYLVANIA AVE DUNNELLON Cottage#3 20990 W PENNSYLVANIA AVE DUNNELLON
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history71 days on market
- Status: ActiveDec 3, 2025
- Listed$435,000Dec 2, 2025
- Price reduced$399,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 71
- Subdivision
- Dunnellon
- County
- Marion
- Year built
- 1948
- Living area
- 2,081 sq ft
- Price/sq ft
- $192
- Lot size
- 24,829 sq ft
- Lot category
- 1/2 to less than 1
- Flood zone
- X (12083C0662D)
- Annual taxes
- $3,035 (2025)
- Parcel #
- 3380-0406-00
- Zoning
- R3A
- MLS #
- OM714343
Interior Details
- Bedrooms
- 5
- Full bathrooms
- 4
- Flooring
- Carpet, Laminate, Wood
- Appliances
- Electric Water Heater, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Primary Bedroom Main Floor
- Laundry
- Inside, Washer Hookup
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Ductless
- Cooling
- Mini-Split Unit(s)
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Please call City of Dunnellon, Community Development Department 352-465-8500 for more information regarding short term rental regulations & licensing requirements.
Exterior & Construction
- Exterior features
- Private Yard, Storage
- Construction materials
- Frame, Wood Siding
- Roof
- Metal
- Foundation
- Pillar/Post/Pier
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Kitchen | First | |
| Living Room | First |
Listing Details
- Listing date
- 2025-11-28
- On market date
- 2025-12-02
- Original list price
- $435,000
- Occupant type
- Tenant
- MLS area
- 34431 - Dunnellon
- Listing AOR
- Ocala - Marion
- Status changed
- 2025-12-03
- Tax legal description
- SEC 35 TWP 16 RGE 18 PLAT BOOK A PAGE 174 DUNNELLON LOTS 406.407.421 & W 20 FT OF LOT 408
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Take W Pennsylvania Ave to Dead End Properties on Left. Park outside of Cottage#3 Fencing By Storage Unit.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of February 11, 2026 at 1:27 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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