432 Palm Avenue, FL

$650,000

432 Palm Avenue

Ormond Beach, FL 32174

Active
3
Beds
2
Baths
1,794
Sq Ft
0.26
Acres
2016
Built
WaterfrontWater accessPrivate pool$362/sqft360° tour
🏠Single Family Residence

Property type

🏗️2016

Year built

📐11,250 sqft

Lot size

📊$362

Price / sq ft

🏘️No HOA

HOA dues

📅173

Days on market

🚗2

Garage spaces

🌊AE

Flood zone

About this home

This beautiful canal-front home in Ormond Beach offers great curb appeal the moment you pull up, featuring 3 bedrooms, 2 bathrooms, nearly 1,800 sq ft of living space, and an oversized 2-car garage. Built in 2016 and elevated high above the floodplain, this solid concrete block home has never flooded and is located in one of Ormond Beach’s most sought-after locations. The home is equipped with a whole-house GENERAC generator with two 120-pound tanks, providing reliable power during storms or outages. Inside, you will find an inviting open floor plan with bamboo and tile flooring throughout, heavy-duty sliding glass doors, and a completely remodeled chef’s kitchen featuring stainless steel appliances, custom cabinetry, granite countertops on both the island and perimeter counters, and a gorgeous designer backsplash. The split layout includes a spacious primary suite with a double sink vanity and a large walk-in shower, as well as an inside laundry room for added convenience. Outdoor living is a highlight of this property. Enjoy the screened pool, a huge 16x20 outdoor living area with travertine stone not included in the square footage, and an incredible setup for boating enthusiasts. The property features a boathouse with an electric boat lift, a second lift for a jet ski, a fish cleaning station, an outbuilding with electricity and tile flooring, and beautiful tropical landscaping. Additional perks include hot and cold water for the outdoor shower and a Weber grill for the outdoor kitchen area. The home sits on a quiet canal with a short 5-minute boat ride to the Tomoka River, perfect for fishing, dolphin and manatee watching, and approximately 20 minutes to the Intracoastal Waterway. With no HOA, this move-in-ready home offers the ideal blend of comfort, convenience, and the true Florida lifestyle. Square footage received from tax rolls. All information recorded in the MLS intended to be accurate but cannot be guaranteed.

Estimated monthly payment

Principal & interest$3,287
Property taxes$639
Home insurance (est.)$298

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history173 days on market

  1. Status: Active
    Dec 10, 2025
  2. Listed$725,000
    Dec 10, 2025
  3. Price reduced$650,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
173
Subdivision
Tomoka Estates Unit 05
County
Volusia
Year built
2016
Living area
1,794 sq ft
Price/sq ft
$362
Building area
2,888 sq ft (Public Records)
Lot size
11,250 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12127C0203K)
Garage
2 spaces
Pool
Private pool
Annual taxes
$7,663 (2024)
Parcel #
00-42-38-07-20-0090
Zoning
01R4
MLS #
V4946151

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Bamboo, Tile
Appliances
Dishwasher, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Eat-in Kitchen, Open Floorplan
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
Northwest

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Outdoor Grill, Outdoor Shower, Private Mailbox
Construction materials
Block, Concrete
Roof
Shingle
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Electricity Connected, Sewer Connected, Water Connected

Room Details

RoomLevelDimensions
Primary BedroomFirst15x14
Bedroom 2First10x10
Bedroom 3First12x10
KitchenFirst17x12
Dining RoomFirst16x13
Living RoomFirst16x13

Listing Details

Listing date
2025-12-10
On market date
2025-12-10
Original list price
$725,000
Occupant type
Owner
MLS area
32174 - Ormond Beach
Listing AOR
West Volusia
Status changed
2025-12-10
Tax legal description
LOT 9 BLK 20 TOMOKA ESTATES UNIT 5 MB 23 PGS 52-53 INC PER OR 4764 PG 3027 PER UNREC D/C PER OR 7079 PG 3668 PER OR 7117 PG 4394 PER OR 8050 PG 1098

Flood risk

High riskFEMA Zone AEPanel 12127C0203K

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

W Granada Blvd/Tk a L on S Nova Rd/L on US Rte 1N/R onto Coquina Ave/R onto Palm Ave/Destination is on the L

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 1, 2026 at 3:38 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA