4905 109th Street, FL
Stellar MLS

$439,900

4905 109th Street

Starke, FL 32091

Pending
3
Beds
2
Baths
2,452
Sq Ft
10.12
Acres
1971
Built
WaterfrontWater accessFireplace10.12 acres$179/sqft
Single Family Residence

Property type

1971

Year built

440,827 sqft

Lot size

$179

Price / sq ft

No HOA

HOA dues

99

Days on market

X

Flood zone

About this home

Under contract-accepting backup offers. BACK ON MARKET DUE TO NO FAULT OF SELLER. This property offers rare privacy on a 10.12-acre parcel just outside city limits, featuring a solid single-family home and a large metal barn — ideal for storing boats, equipment or toys. A secluded pond along the north side of the property adds country charm and outdoor recreation potential. Recent 2025 upgrades include a brand-new HVAC system and water heater, plus a completely renovated interior: fresh paint, new flooring and a modern kitchen. The metal roof is 3 years old, giving long-term value and low maintenance. Enjoy the spaciousness and versatility this property delivers — whether you’re looking for a private homestead, storage for recreational gear, or ample land for future expansion.

Estimated monthly payment

Principal & interest$2,224
Property taxes$301
Home insurance (est.)$202

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history99 days on market

  1. Status: Pending
    Apr 28, 2026
  2. Listed$499,900
    Nov 28, 2025
  3. Price reduced$439,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Pending
Days on market
99
Subdivision
Olins Unrecorded Subdvision
County
Bradford
Year built
1971
Living area
2,452 sq ft
Price/sq ft
$179
Building area
2,820 sq ft (Public Records)
Lot size
440,827 sq ft
Lot category
10 to less than 20
Flood zone
X
Annual taxes
$3,611 (2024)
Parcel #
04943-0-00500
Zoning
SINGLEFAMILY
MLS #
GC535702

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Luxury Vinyl
Appliances
Dishwasher, Electric Water Heater, Range, Refrigerator
Interior features
Ceiling Fans(s), Thermostat
Laundry
Inside
Stories / Levels
One
Direction faces
South
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Other
Construction materials
Other
Roof
Metal
Foundation
Other
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Electricity Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryBradford ElementaryGreatSchools ↗
MiddleBradford Middle School-BFGreatSchools ↗
High SchoolBradford High School-BFGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Dining RoomFirst
Primary BathroomFirst
Primary BedroomFirst
Living RoomFirst
KitchenFirst

Listing Details

Listing date
2025-11-28
On market date
2025-11-28
Original list price
$499,900
Occupant type
Vacant
MLS area
32091 - Starke
Listing AOR
Gainesville-Alachua
Status changed
2026-04-28
Tax legal description
20 7S 22 COM NW COR OF SE1/4 OF NW1/4. N88*25'40 E 639.81', THENCE S01*26'11 E 571.85' TO POB. S1*26'11 E 504.34' TO N R/W OF SE 34TH AVE, S68*55'22W 404.39 N1*26'11 W 639.37', N88*25'40E 380.87' TO POB. ALSO: LOTS 9-12 & 17 OF OLINS UNRECD S/D.

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

from county road 221 take 109th st... house has a private entrance and is right off the road.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 2, 2026 at 10:18 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA