$109,900

700 Mirror Terrace

Winter Haven, FL 33881

Active
2
Beds
2
Baths
1,190
Sq Ft
0
Acres
1970
Built
WaterfrontWater access55+ community$92/sqft360° tour
🏠Condominium

Property type

🏗️1970

Year built

📐146 sqft

Lot size

📊$92

Price / sq ft

🏘️No HOA

HOA dues

📅196

Days on market

🌊X

Flood zone

About this home

Best view in the building! Welcome to your dream Florida escape at 700 Mirror Terrace NW, a beautifully updated and well-maintained condo in this lively 55+ Spring Lake Towers Community. This stunning unit boasts unparalleled lakefront views on the Chain of Lakes in Winter Haven, offering breathtaking sunrises and sunsets every day. Step inside and discover a spacious living and dining room. The large primary bedroom has a walk-in closet leading to a sunroom, creating a versatile space for relaxation or hobbies. Newer oversized windows throughout the unit bathe the living area in natural light, further enhancing the spectacular lake views... Live an active lifestyle with sparkling swimming pool directly on the lake well-equipped fitness center, shuffleboard court, recreation room and library. On-site laundry facilities are available for residents. This condo is perfect for full-time residents seeking a tranquil lakeside retreat or snowbirds desiring an affordable winter getaway. Those seeking a low-maintenance lifestyle with condo fees covering water, sewer, trash, cable, internet, and all exterior maintenance. Additional highlights include a single covered parking spot, a dock for fishing or viewing the water, boat slips available on a first-come, first-served basis. Enjoy planned social events and activities for residents. No pets or smoking allowed. Winter Haven's central location provides easy access to theme parks like Orlando and Tampa Downtown area Grocery stores, shopping, movie theaters, restaurants and medical facilities, making this a prime location. Don't miss this extraordinary opportunity to own a piece of paradise. Escape to the tranquility, luxury, and with expansive water views where every day feels like a vacation.

Estimated monthly payment

Principal & interest$556
Property taxes$191
Home insurance (est.)$50

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history196 days on market

  1. Status: Active
    Nov 28, 2025
  2. Listed$139,400
    Nov 6, 2025
  3. Price reduced$109,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
196
Cumulative DOM
401
Subdivision
Spring Lake Towers
County
Polk
Year built
1970
Living area
1,190 sq ft
Price/sq ft
$92
Lot size
146 sq ft
Lot category
Non-Applicable
Flood zone
X
Annual taxes
$2,292 (2023)
Parcel #
26-28-20-570421-005050
MLS #
TB8445379

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Laminate, Tile
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Living Room/Dining Room Combo, Open Floorplan
Laundry
Common Area
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Carport
Yes

HOA & Financial

Total monthly fees
$650/mo
Total annual fees
$7,800
HOA name
Carrie Howard
CDD
No
Min lease term
8-12 Months
Listing terms
Cash, Conventional, Owner Financing, Private Financing Available
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Tenants must be approved by association. Tenants must complete a non refundable background check. No pets. Community is 55 and up.
Approval process
Meeting with the board for approval. Application and fee required and background check. No Smoking community and no pets.

Exterior & Construction

Exterior features
Other, Storage
Construction materials
Stucco
Roof
Other
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Sewer Connected

Community

Pets allowed
No
Senior community
Yes

Schools

ElementaryFred G. Garnier ElemGreatSchools ↗
MiddleWestwood MiddleGreatSchools ↗
High SchoolWinter Haven SeniorGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst18x12
KitchenFirst11x8
Living RoomFirst18x12
Dining RoomFirst12x8

Listing Details

Listing date
2025-11-06
On market date
2025-11-06
Original list price
$139,400
Occupant type
Owner
MLS area
33881 - Winter Haven / Florence Villa
Listing AOR
Suncoast Tampa
Status changed
2025-11-28
Tax legal description
SPRING LK TOWERS CONDOMINIUM C B 1 PG 7-14 OR BK 1307 PGS 435 THRU 465 APARTMENT UNIT 505 & A 1/79 UNDIVIDED INTEREST IN THE COMMON ELEMENTS OF LOT A AS PER CONDO DECLARATION

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

HWY 17 to Mirror Terrace NW- Spring Lake Towers on right. Spring Lake Towers parking area. Park in guest parking along the entrance.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 28, 2026 at 7:54 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA