$109,900
700 Mirror Terrace
Winter Haven, FL 33881
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Best view in the building! Welcome to your dream Florida escape at 700 Mirror Terrace NW, a beautifully updated and well-maintained condo in this lively 55+ Spring Lake Towers Community. This stunning unit boasts unparalleled lakefront views on the Chain of Lakes in Winter Haven, offering breathtaking sunrises and sunsets every day. Step inside and discover a spacious living and dining room. The large primary bedroom has a walk-in closet leading to a sunroom, creating a versatile space for relaxation or hobbies. Newer oversized windows throughout the unit bathe the living area in natural light, further enhancing the spectacular lake views... Live an active lifestyle with sparkling swimming pool directly on the lake well-equipped fitness center, shuffleboard court, recreation room and library. On-site laundry facilities are available for residents. This condo is perfect for full-time residents seeking a tranquil lakeside retreat or snowbirds desiring an affordable winter getaway. Those seeking a low-maintenance lifestyle with condo fees covering water, sewer, trash, cable, internet, and all exterior maintenance. Additional highlights include a single covered parking spot, a dock for fishing or viewing the water, boat slips available on a first-come, first-served basis. Enjoy planned social events and activities for residents. No pets or smoking allowed. Winter Haven's central location provides easy access to theme parks like Orlando and Tampa Downtown area Grocery stores, shopping, movie theaters, restaurants and medical facilities, making this a prime location. Don't miss this extraordinary opportunity to own a piece of paradise. Escape to the tranquility, luxury, and with expansive water views where every day feels like a vacation.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history196 days on market
- Status: ActiveNov 28, 2025
- Listed$139,400Nov 6, 2025
- Price reduced$109,900
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 196
- Cumulative DOM
- 401
- Subdivision
- Spring Lake Towers
- County
- Polk
- Year built
- 1970
- Living area
- 1,190 sq ft
- Price/sq ft
- $92
- Lot size
- 146 sq ft
- Lot category
- Non-Applicable
- Flood zone
- X
- Annual taxes
- $2,292 (2023)
- Parcel #
- 26-28-20-570421-005050
- MLS #
- TB8445379
Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Laminate, Tile
- Appliances
- Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Living Room/Dining Room Combo, Open Floorplan
- Laundry
- Common Area
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $650/mo
- Total annual fees
- $7,800
- HOA name
- Carrie Howard
- CDD
- No
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, Owner Financing, Private Financing Available
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Tenants must be approved by association. Tenants must complete a non refundable background check. No pets. Community is 55 and up.
- Approval process
- Meeting with the board for approval. Application and fee required and background check. No Smoking community and no pets.
Exterior & Construction
- Exterior features
- Other, Storage
- Construction materials
- Stucco
- Roof
- Other
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Sewer Connected
Community
- Pets allowed
- No
- Senior community
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 18x12 |
| Kitchen | First | 11x8 |
| Living Room | First | 18x12 |
| Dining Room | First | 12x8 |
Listing Details
- Listing date
- 2025-11-06
- On market date
- 2025-11-06
- Original list price
- $139,400
- Occupant type
- Owner
- MLS area
- 33881 - Winter Haven / Florence Villa
- Listing AOR
- Suncoast Tampa
- Status changed
- 2025-11-28
- Tax legal description
- SPRING LK TOWERS CONDOMINIUM C B 1 PG 7-14 OR BK 1307 PGS 435 THRU 465 APARTMENT UNIT 505 & A 1/79 UNDIVIDED INTEREST IN THE COMMON ELEMENTS OF LOT A AS PER CONDO DECLARATION
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
HWY 17 to Mirror Terrace NW- Spring Lake Towers on right. Spring Lake Towers parking area. Park in guest parking along the entrance.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 28, 2026 at 7:54 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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