700 Mirror Terrace, FL

$99,900

700 Mirror Terrace

Winter Haven, FL 33881

Active
2
Beds
2
Baths
1,029
Sq Ft
1970
Built
WaterfrontWater access55+ community$97/sqft360° tour
Condominium

Property type

1970

Year built

108 sqft

Lot size

$97

Price / sq ft

$650/mo

HOA dues

388

Days on market

X

Flood zone

About this home

Welcome to SPRING LAKE TOWERS, a premier 55+ community in Winter Haven, Florida offering a relaxed lakefront lifestyle with this well-maintained 2-bedroom, 2-bath condo featuring an open floor plan with stunning lake views, a 12' x 22' great room connected to the kitchen via convenient pass-through, spacious 12' x 18' Primary suite with private bathroom and walk-in closet, 10' x 13' second bedroom adjacent to guest bathroom with tub/shower, and a versatile 7' x 23' Florida room perfect for home office, hobbies, or relaxation. The all-inclusive condo fee covers cable TV, internet, water, sewer, trash removal, building maintenance (exterior, roof, insurance), reserve funds, common area upkeep, on-site management, and access to all community amenities including swimming pool, exercise room, recreation room with kitchen, library, game area, shuffleboard, laundry facilities, and active social calendar with enhanced security features. Situated on the "Chain of Lakes" for fishing, boating, and water activities with boat slips available for a reasonable fee (verify with management), this property boasts a rare assigned covered parking space in close proximity to the unit and is adjacent to Northgate shopping plaza featuring Publix, restaurants, and services, minutes from medical facilities, Winter Haven Hospital, places of worship, and downtown. No pets or smoking permitted. This perfect full-time residence or seasonal retreat (measurements approximate, information believed accurate but not guaranteed).

Estimated monthly payment

Principal & interest$505
Property taxes$15
Home insurance (est.)$46
HOA dues$650

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history388 days on market

  1. Status: Active
    May 6, 2025
  2. Listed$124,900
    May 6, 2025
  3. Price reduced$99,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
388
Subdivision
Spring Lake Towers
County
Polk
Year built
1970
Living area
1,029 sq ft
Price/sq ft
$97
Lot size
108 sq ft
Flood zone
X
Annual taxes
$180 (2024)
Parcel #
26-28-20-570421-003030
MLS #
P4934745

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Linoleum
Appliances
Electric Water Heater, Range, Range Hood, Refrigerator
Interior features
Living Room/Dining Room Combo, Open Floorplan
Laundry
Common Area, Other
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Parking features
Assigned, Covered, Guest
Carport
Yes

HOA & Financial

HOA fee
$650 / Monthly
Monthly HOA
$650/mo
Total monthly fees
$650/mo
Total annual fees
$7,800
HOA name
Carrie - On Site Manager/Office
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Refer to association documents and confirm with management for additional questions about leasing.
Approval process
Buyer Approval required. Application fee w/background check ($75.00/person) and a meeting with the association board is required for anyone living in the condo. Must meet age requirements, read, understand and abide by documents, rules and restrictions.

Exterior & Construction

Exterior features
Lighting, Sidewalk
Construction materials
Block
Roof
Membrane, Other
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Sewer Connected

Community

Pets allowed
No
Senior community
Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst12x18
Bedroom 2First10.5x13
Primary BathroomFirst8x7
Bathroom 2First8x7
FoyerFirst4x10
Great RoomFirst12x22
KitchenFirst6.7x23
Bonus RoomFirst6.7x23

Listing Details

Listing date
2025-05-05
On market date
2025-05-06
Original list price
$124,900
Occupant type
Owner
MLS area
33881 - Winter Haven / Florence Villa
Listing AOR
Orlando Regional
Status changed
2025-05-06
Tax legal description
SPRING LK TOWERS CONDOMINIUM C B 1 PG 7-14 OR BK 1307 PGS 435 THRU 465 APARTMENT UNIT 303 & A 1/79 UNDIVIDED INTEREST IN THE COMMON ELEMENTS OF LOT A AS PER CONDO DECLARATION

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Hwy 17 (6th St NW) to Mirror Terrace NW. Guest parking is along the wall.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 29, 2026 at 2:11 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA