2574 Highlands Creek Way, FL

$499,000

2574 Highlands Creek Way

Lakeland, FL 33813

Active
4
Beds
3
Baths
2,550
Sq Ft
0.23
Acres
2017
Built
3-car garage$196/sqft360° tour
Single Family Residence

Property type

2017

Year built

10,075 sqft

Lot size

$196

Price / sq ft

$33/mo

HOA dues

212

Days on market

3

Garage spaces

X

Flood zone

About this home

One or more photo(s) has been virtually staged. 2/1 RATE BUYDOWN OFFERED. Save $600/month in the 1st year and $300/month in the second! OR sellers do have an assumable mortgage. SOLAR PANELS PAID AT CLOSING! Welcome home to this beautifully maintained 4-bedroom residence, with an additional, versatile office/flex room and 3 full bathrooms, located in a sought-after gated community of Highlands Creek. This home features an inviting open floor plan with both a formal living room and spacious main living areas perfect for gathering and everyday living. The split bedroom layout offers privacy, while the primary suite provides a comfortable retreat. Enjoy peace of mind with a new roof (2023) and energy-efficient solar panels (installed in 2020) already in place. (Solar panels loan will be paid off at closing.) Step outside to a screened-in back patio overlooking a fully fenced backyard that backs up to a serene orange grove, designated as a conservation lot—meaning no rear neighbors and picturesque views year-round. This home truly offers the best of Florida living: comfort, efficiency, and a beautiful natural backdrop. All information believed to be accurate, however, buyer and/or buyer's agent should verify. All HOA restrictions must be verified by the buyer and/or buyer's agent.

Estimated monthly payment

Principal & interest$2,523
Property taxes$316
Home insurance (est.)$229
HOA dues$33

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history212 days on market

  1. Status: Active
    Oct 30, 2025
  2. Listed$550,000
    Oct 30, 2025
  3. Price reduced$499,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
212
Subdivision
Highlands Crk Ph 2
County
Polk
Year built
2017
Living area
2,550 sq ft
Price/sq ft
$196
Building area
3,499 sq ft (Public Records)
Lot size
10,075 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0485G)
Garage
3 spaces
Annual taxes
$3,797 (2024)
Parcel #
24-29-21-287019-000660
MLS #
L4956976

Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Luxury Vinyl, Tile
Appliances
Dishwasher, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes

HOA & Financial

HOA fee
$400 / Annually
Monthly HOA
$33/mo
Total monthly fees
$33/mo
Total annual fees
$400
HOA name
Shelby McSwain
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
All HOA restrictions must be verified by the buyer or realtor.

Exterior & Construction

Construction materials
Stucco
Roof
Shingle
Foundation
Concrete Perimeter
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
None
Utilities
BB/HS Internet Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst12x16
Bedroom 2First12x12
Living RoomFirst25x12
Primary BathroomFirst8x13
KitchenFirst12x12

Listing Details

Listing date
2025-10-30
On market date
2025-10-30
Original list price
$550,000
Occupant type
Owner
MLS area
33813 - Lakeland
Listing AOR
Lakeland
Status changed
2025-10-30
Tax legal description
HIGHLANDS CREEK PHASE TWO PB 157 PGS 24 THRU 28 LOT 66

Flood risk

Minimal riskFEMA Zone XPanel 12105C0485G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Lakeland Highlands Road to east on Crews Lake Road to right on Dewitt to dead end and right into subdivision.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 30, 2026 at 1:12 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA