$155,000
10647 85th Terrace
Ocala, FL 34481
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
.Corner lot, fenced tropical backyard, air-conditioned lanai, and easy access near the gate — this Palm Cay home has it all. Located in a welcoming 55+ gated community in southwest Ocala, this nicely updated 2-bedroom, 2-bath home with a 1-car garage offers easy one-level living, low-maintenance gray laminate flooring, an updated electrical panel, A/C replaced in 2017, and a spacious 9x12 laundry room for extra storage and everyday convenience. The air-conditioned lanai adds flexible bonus space for relaxing, hobbies, reading, entertaining, or enjoying morning coffee year-round. The home may also be available fully furnished if desired, making it an easy move-in option for seasonal residents, downsizers, or buyers looking for a simple Florida lifestyle. Outside, the large fenced backyard gives you room for pets, gardening, or private outdoor enjoyment. Mature palms, banana trees, and unique tropical plantings give the property character and a warm Florida feel that plant lovers will appreciate. The large corner lot and location near the gate house make coming and going especially convenient. Palm Cay offers the lifestyle buyers want in a 55+ Ocala community, with amenities such as a clubhouse, fitness center, outdoor pool, library, billiards, card room, arts and crafts studio, walking and biking trails, tennis, bocce, shuffleboard, horseshoes, and RV/boat parking listed among community amenities. The HOA/community fee is reported to include common area maintenance, gated entry, clubhouse and pool access, trash pickup, and lawn debris pickup. The location is also a major plus — close to shopping, restaurants, medical services, and everyday conveniences along the SW Highway 200 corridor, including the new Sprouts Farmers Market, Chipotle and much more. If you’re looking for a comfortable, low-maintenance home in a secure 55+ community with a fenced yard, tropical landscaping, and a true Florida lifestyle, this Palm Cay home is worth seeing in person."
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history87 days on market
- Status: PendingJun 1, 2026
- Listed$165,000Oct 1, 2025
- Price reduced$155,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Pending
- Days on market
- 87
- Subdivision
- Palm Cay
- County
- Marion
- Year built
- 1987
- Living area
- 960 sq ft
- Price/sq ft
- $161
- Building area
- 1,470 sq ft (Public Records)
- Lot size
- 12,632 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12083C0684E)
- Garage
- 1 spaces
- Annual taxes
- $2,483 (2024)
- Parcel #
- 35773-003-32
- Zoning
- B4
- MLS #
- OM710613
Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Laminate
- Appliances
- Dishwasher, Dryer, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Walk-In Closet(s), Window Treatments
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- Southwest
Heating & Cooling
- Heating
- Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $120 / Monthly
- Monthly HOA
- $120/mo
- Total monthly fees
- $120/mo
- Total annual fees
- $1,445
- HOA name
- Robbie
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- See HOA
- Approval process
- See HOA
Exterior & Construction
- Exterior features
- Sliding Doors
- Construction materials
- Metal Siding, Frame
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Private
- Utilities
- Electricity Connected
Community
- Pets allowed
- Cats OK, Dogs OK, Number Limit, Size Limit
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Living Room | First | |
| Primary Bedroom | First |
Listing Details
- Listing date
- 2025-10-01
- On market date
- 2025-10-01
- Original list price
- $165,000
- Occupant type
- Vacant
- MLS area
- 34481 - Ocala
- Listing AOR
- Ocala - Marion
- Status changed
- 2026-06-01
- Tax legal description
- SEC 25 TWP 16 RGE 20 PLAT BOOK Y PAGE 049 PALM CAY BLK C LOT 32
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
HWY 200 west. Turn left into Palm Cay and proceed to guard, enter community, home is the first on the left.
More homes like this
$147,500
8430 Sw 105th Pl
Ocala, FL 34481
2 bd · 2 ba · 1,196 sqft
Palm Cay
MLS# OM713597
$167,000
8449 Sw 106th Pl
Ocala, FL 34481
2 bd · 2 ba · 1,114 sqft
Palm Cay
MLS# OM697609
$175,000
8465 Sw 107th Ln
Ocala, FL 34481
2 bd · 2 ba · 960 sqft
Palm Cay
MLS# OM717805
$179,000
8172 Sw 107th Pl
Ocala, FL 34481
2 bd · 2 ba · 864 sqft
Palm Cay
MLS# OM718831
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 1, 2026 at 10:21 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA