$995,000
903 20th Avenue
Palmetto, FL 34221
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
WOW WHAT A DEAL!!! STUNNING PALMETTO WATERFRONT POOL HOME THAT IS ABSOLUTELY MOVE-IN READY! Tucked away on a protected DEEP water canal with NO BRIDGES and direct access to the Manatee River, Tampa Bay, and the Gulf, this Key West inspired waterfront retreat is truly a boater’s dream. SELLER OFFERING HOME WARRANTY! From the moment you arrive, you’ll be captivated by the lush tropical landscaping and easy care xeriscape design that create a vibrant yet low maintenance setting. The striking curb appeal continues inside, where pride of ownership is undeniable. Beautifully maintained and thoughtfully updated, this home shines with meticulous care & attention to detail, a true showcase of quality and comfort for those who love life on the water! The great room design keeps your focus on the water views and natural light pouring in through the many windows and sliding doors. Gorgeous wood flooring adds richness throughout the main spaces, while a wood burning fireplace anchors the living area. The chef inspired kitchen exudes warmth and elegance with custom wood cabinetry, rich granite countertops, and a spacious center island perfect for entertaining. Stainless steel appliances, a built in wine cooler, and a sleek induction cooktop combine style and function, while under cabinet lighting and a designer backsplash add a refined touch. An open flow to the living and dining areas creates the ideal space for both everyday living and hosting with ease. The primary suite feels like a private hideaway with its spa-inspired bathroom, Norstone stone shower walls, custom double vanities, and charming beadboard ceilings. A multi-purpose bonus room adds flexibility with built-in office cabinetry, wine storage, a walk-in pantry, and additional laundry storage. The additional two bedrooms are generously sized and perfect for children or guests. Walls of glass in the sun-filled Florida room with eight sliding doors opening to the water, blurring the lines between indoor and outdoor living. The screened-in pool is heated & chilled, offering the perfect place to relax after a long day. This property has NEVER EXPERIENCED FLOODING, providing peace of mind that many waterfront homes cannot match. The real magic of this home is found by the water — featuring a 60-ft composite dock with water, power, lights, a fish-cleaning station, and a 7,500-lb boat lift. For larger vessels, the dock provides 5 foot depth at low tide plus a 15/30/50-amp power station, making it ready for yachts up to 60 feet. Behind the home, a tropical backyard oasis unfolds with a low-maintenance riprap seawall, palms and native plantings, and a dockside lounge with built-in swings and Bluetooth speakers. Additional perks include a fantastic shed that doubles as a tackle locker and a covered outdoor area perfect for grilling. With NO HOA OR DEED RESTRICTIONS, it’s perfectly suited for a full-time residence, seasonal escape, or high-performing short term rental. Centrally located just minutes from Sarasota, Bradenton, St. Petersburg, and Tampa — with quick access to beaches, airports, and dining. Ride your bike to the 365-acre Emerson Point Preserve on Snead Island, offering nature trails, kayaking, and sunsets. The nearby Bradenton Yacht Club features a swimming pool, social events, boating amenities & dining. With its laid-back atmosphere, natural beauty, & strong sense of community, Palmetto is truly a special place...and this property is more than a home...it’s a way of life!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history185 days on market
- Status: ActiveOct 3, 2025
- Listed$1,099,000Oct 3, 2025
- Price reduced$995,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 185
- Subdivision
- Riverside Park Rep Of A Por
- County
- Manatee
- Year built
- 1981
- Living area
- 2,368 sq ft
- Price/sq ft
- $420
- Building area
- 2,608 sq ft (Public Records)
- Lot size
- 9,500 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12081C0164F)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $4,425 (2024)
- Parcel #
- 2846900054
- Zoning
- RS2
- MLS #
- A4666409
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Tile, Wood
- Appliances
- Cooktop, Dishwasher, Disposal, Dryer, Freezer, Ice Maker, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
- Interior features
- Built-in Features, Ceiling Fans(s), Crown Molding, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- East
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Hurricane Shutters, Lighting, Rain Gutters, Sidewalk, Storage
- Construction materials
- Other
- Roof
- Metal
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Available, Electricity Connected, Public, Sewer Available, Sewer Connected, Water Available, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Primary Bedroom | First | |
| Primary Bathroom | First | |
| Dining Room | First | |
| Florida Room | First | |
| Living Room | First | |
| Laundry | First | |
| Bedroom 2 | First | |
| Bedroom 3 | First |
Listing Details
- Listing date
- 2025-10-03
- On market date
- 2025-10-03
- Original list price
- $1,099,000
- Occupant type
- Owner
- MLS area
- 34221 - Palmetto/Rubonia
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2025-10-03
- Tax legal description
- LOT 17 & THE N 15 FT OF A 25 FT DRAINAGE ESMT LYING BETWEEN LOTS 17 & 18 REPLAT OF PORTION OF RIVERSIDE PARK PI#28469.0005/4
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
South on US-301 from I-75. Continue onto 10th Street West at the intersection of US-41/Tamiami Trail for 1.6 miles. Turn left onto 20th Avenue West, house is fourth down and on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of April 6, 2026 at 4:41 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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