903 20th Avenue, FL
Stellar MLS

$995,000

903 20th Avenue

Palmetto, FL 34221

Active
3
Beds
2
Baths
2,368
Sq Ft
0.22
Acres
1981
Built
WaterfrontWater accessPrivate poolFireplace$420/sqft360° tour
Single Family Residence

Property type

1981

Year built

9,500 sqft

Lot size

$420

Price / sq ft

No HOA

HOA dues

185

Days on market

2

Garage spaces

AE

Flood zone

About this home

WOW WHAT A DEAL!!! STUNNING PALMETTO WATERFRONT POOL HOME THAT IS ABSOLUTELY MOVE-IN READY! Tucked away on a protected DEEP water canal with NO BRIDGES and direct access to the Manatee River, Tampa Bay, and the Gulf, this Key West inspired waterfront retreat is truly a boater’s dream. SELLER OFFERING HOME WARRANTY! From the moment you arrive, you’ll be captivated by the lush tropical landscaping and easy care xeriscape design that create a vibrant yet low maintenance setting. The striking curb appeal continues inside, where pride of ownership is undeniable. Beautifully maintained and thoughtfully updated, this home shines with meticulous care & attention to detail, a true showcase of quality and comfort for those who love life on the water! The great room design keeps your focus on the water views and natural light pouring in through the many windows and sliding doors. Gorgeous wood flooring adds richness throughout the main spaces, while a wood burning fireplace anchors the living area. The chef inspired kitchen exudes warmth and elegance with custom wood cabinetry, rich granite countertops, and a spacious center island perfect for entertaining. Stainless steel appliances, a built in wine cooler, and a sleek induction cooktop combine style and function, while under cabinet lighting and a designer backsplash add a refined touch. An open flow to the living and dining areas creates the ideal space for both everyday living and hosting with ease. The primary suite feels like a private hideaway with its spa-inspired bathroom, Norstone stone shower walls, custom double vanities, and charming beadboard ceilings. A multi-purpose bonus room adds flexibility with built-in office cabinetry, wine storage, a walk-in pantry, and additional laundry storage. The additional two bedrooms are generously sized and perfect for children or guests. Walls of glass in the sun-filled Florida room with eight sliding doors opening to the water, blurring the lines between indoor and outdoor living. The screened-in pool is heated & chilled, offering the perfect place to relax after a long day. This property has NEVER EXPERIENCED FLOODING, providing peace of mind that many waterfront homes cannot match. The real magic of this home is found by the water — featuring a 60-ft composite dock with water, power, lights, a fish-cleaning station, and a 7,500-lb boat lift. For larger vessels, the dock provides 5 foot depth at low tide plus a 15/30/50-amp power station, making it ready for yachts up to 60 feet. Behind the home, a tropical backyard oasis unfolds with a low-maintenance riprap seawall, palms and native plantings, and a dockside lounge with built-in swings and Bluetooth speakers. Additional perks include a fantastic shed that doubles as a tackle locker and a covered outdoor area perfect for grilling. With NO HOA OR DEED RESTRICTIONS, it’s perfectly suited for a full-time residence, seasonal escape, or high-performing short term rental. Centrally located just minutes from Sarasota, Bradenton, St. Petersburg, and Tampa — with quick access to beaches, airports, and dining. Ride your bike to the 365-acre Emerson Point Preserve on Snead Island, offering nature trails, kayaking, and sunsets. The nearby Bradenton Yacht Club features a swimming pool, social events, boating amenities & dining. With its laid-back atmosphere, natural beauty, & strong sense of community, Palmetto is truly a special place...and this property is more than a home...it’s a way of life!

Estimated monthly payment

Principal & interest$5,031
Property taxes$369
Home insurance (est.)$456

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history185 days on market

  1. Status: Active
    Oct 3, 2025
  2. Listed$1,099,000
    Oct 3, 2025
  3. Price reduced$995,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
185
Subdivision
Riverside Park Rep Of A Por
County
Manatee
Year built
1981
Living area
2,368 sq ft
Price/sq ft
$420
Building area
2,608 sq ft (Public Records)
Lot size
9,500 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12081C0164F)
Garage
2 spaces
Pool
Private pool
Annual taxes
$4,425 (2024)
Parcel #
2846900054
Zoning
RS2
MLS #
A4666409

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Tile, Wood
Appliances
Cooktop, Dishwasher, Disposal, Dryer, Freezer, Ice Maker, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
Interior features
Built-in Features, Ceiling Fans(s), Crown Molding, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry
Inside
Stories / Levels
One
Direction faces
East
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Hurricane Shutters, Lighting, Rain Gutters, Sidewalk, Storage
Construction materials
Other
Roof
Metal
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Available, Electricity Connected, Public, Sewer Available, Sewer Connected, Water Available, Water Connected

Schools

ElementaryPalmetto Elementary-MNGreatSchools ↗
MiddleLincoln MiddleGreatSchools ↗
High SchoolCPalmetto HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst
Primary BedroomFirst
Primary BathroomFirst
Dining RoomFirst
Florida RoomFirst
Living RoomFirst
LaundryFirst
Bedroom 2First
Bedroom 3First

Listing Details

Listing date
2025-10-03
On market date
2025-10-03
Original list price
$1,099,000
Occupant type
Owner
MLS area
34221 - Palmetto/Rubonia
Listing AOR
Sarasota - Manatee
Status changed
2025-10-03
Tax legal description
LOT 17 & THE N 15 FT OF A 25 FT DRAINAGE ESMT LYING BETWEEN LOTS 17 & 18 REPLAT OF PORTION OF RIVERSIDE PARK PI#28469.0005/4

Flood risk

High riskFEMA Zone AEPanel 12081C0164F

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

South on US-301 from I-75. Continue onto 10th Street West at the intersection of US-41/Tamiami Trail for 1.6 miles. Turn left onto 20th Avenue West, house is fourth down and on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 6, 2026 at 4:41 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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