3422 Shell Point Road, FL

$1,195,000

3422 Shell Point Road

Ruskin, FL 33570

Active
3
Beds
3
Baths
3,100
Sq Ft
0.18
Acres
1979
Built
WaterfrontWater accessFireplace$385/sqft
Single Family Residence

Property type

1979

Year built

7,650 sqft

Lot size

$385

Price / sq ft

No HOA

HOA dues

188

Days on market

AE

Flood zone

About this home

This is it! Calling all boating/fishing enthusiast to this must see waterfront home. Breathtaking views with stunning finishes throughout. This meticulously maintained 3/3 sits on Shell Point at the mouth of the little Manatee River. The interior upgrades and finishes speak for themselves with plank style tile floors, real wood cabinetry, stone countertops , updated lighting/fans and bathrooms. Cathedral ceilings, and open concept living that is sure to impress. This is the definition of turn-key. The spacious, covered and screened patio leads out to your covered boat dock and lift. Brand new Delco 16klb lift for up to a 34‘ vessel, new pedestal with 30 amp and 110 plug in, with water at dock for wash down. The deep water canal draft is 5.5 feet. This is directly west of Shell Point Marina that has non ethanol fuel 24/7. 13 miles to the skyway bridge, 17 miles to the Gulf of Mexico, less than 20 minutes to Tierra Verde area by boat. From your dock, less than 5 minutes of idle speed to open running in the channel. Unique ability for bait pens to keep bait year round. Views to the south are all protected by the state so no development concerns. All this with the best sunsets you will ever see, direct view at that time to St. Pete. NO HOA, NO CDD. Don't delay, contact today to schedule your showing.

Estimated monthly payment

Principal & interest$6,043
Property taxes$554
Home insurance (est.)$548

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history188 days on market

  1. Status: Active
    Oct 2, 2025
  2. Listed$1,500,000
    Oct 2, 2025
  3. Price reduced$1,195,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
188
Subdivision
Shell Point Sub
County
Hillsborough
Year built
1979
Living area
3,100 sq ft
Price/sq ft
$385
Building area
3,308 sq ft (Public Records)
Lot size
7,650 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12057C0651J)
Annual taxes
$6,652 (2024)
Parcel #
U-11-32-18-18S-000000-00004.0
Zoning
PD
MLS #
TB8430997

Interior Details

Bedrooms
3
Full bathrooms
3
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Microwave, Range, Refrigerator
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), Kitchen/Family Room Combo, Solid Wood Cabinets, Stone Counters
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
Southwest
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Attached garage
No

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
French Doors, Lighting
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer, Septic Tank
Water source
Public, Well
Utilities
Cable Available, Electricity Available

Schools

ElementaryThompson ElementaryGreatSchools ↗
MiddleShields-HBGreatSchools ↗
High SchoolLennard-HBGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst14x17
Living RoomFirst27x20
Primary BedroomFirst

Listing Details

Listing date
2025-10-02
On market date
2025-10-02
Original list price
$1,500,000
Occupant type
Owner
MLS area
33570 - Ruskin/Apollo Beach
Listing AOR
Suncoast Tampa
Status changed
2025-10-02
Tax legal description
SHELL POINT SUBDIVISION LOT 4 AND E 1/2 OF LOT 5

Flood risk

High riskFEMA Zone AEPanel 12057C0651J

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

US 41 to Shell Point West, past Little Harbor on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 8, 2026 at 3:58 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA