45 Cunningham Drive, FL

$2,145,000

45 Cunningham Drive

New Smyrna Beach, FL 32168

Active
3
Beds
3
Baths
4,355
Sq Ft
0.46
Acres
2004
Built
WaterfrontWater access3-car garage$493/sqft360° tour
🏠Single Family Residence

Property type

🏗️2004

Year built

📐19,875 sqft

Lot size

📊$493

Price / sq ft

🏘️No HOA

HOA dues

📅247

Days on market

🚗3

Garage spaces

🌊X500

Flood zone

About this home

Back on the Market -- And completely transformed. Rediscover 45 Cunningham Drive - an awesome, direct waterfront home in boater-friendly Inlet Shores in New Smyrna Beach. Offering deep-water access, minutes from the Intracoastal Waterway and Ponce Inlet. This spacious, stylish home has been relaunched and refreshed: Newly painted and stylishly updated with a new, modern vibe. With panoramic views from every room, this stylish home is offered well Below Appraisal for $2,195,000. That’s $500 per sq ft - to be directly on the water in NSB. This 4,355 sq ft home offers 3 huge bedrooms, 3 baths and features an enormous, ground floor Master Suite, a large office/bonus room, with an open layout and soaring ceilings. The back yard offers excellent entertaining spaces, including a covered lanai, a built in summer kitchen with bar top seating, an enclosed outdoor shower and a private, raised dock - as well as a secondary floating dock, perfect for launching SUPs and kayaks. Finally, the home includes a sprawling, circular driveway with room for a boat/trailer/RV and a massive, 3 car garage with high ceilings and versatile interior bonus spaces — all of which offer tons of utility, storage and parking for all your toys. If you missed this one before, you owe it to yourself to come see it now. Watch the video!

Estimated monthly payment

Principal & interest$10,846
Property taxes$1,304
Home insurance (est.)$983

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history247 days on market

  1. Status: Active
    Apr 13, 2026
  2. Listed$2,700,000
    Sep 20, 2025
  3. Price reduced$2,145,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
247
Subdivision
Inlet Shores
County
Volusia
Year built
2004
Living area
4,355 sq ft
Price/sq ft
$493
Building area
6,663 sq ft (Public Records)
Lot size
19,875 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X500 (12127C0541J)
Garage
3 spaces
Annual taxes
$15,653 (2024)
Parcel #
740601000230
Zoning
10R2
MLS #
NS1086025

Interior Details

Bedrooms
3
Full bathrooms
3
Flooring
Concrete
Appliances
Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Tankless Water Heater
Interior features
Built-in Features, Cathedral Ceiling(s), Central Vaccum, Primary Bedroom Main Floor, Solid Wood Cabinets, Wet Bar
Laundry
Laundry Room
Stories / Levels
Two
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air, Zoned

Parking

Garage spaces
3
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
1 Month
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Monthly lease allowed

Exterior & Construction

Exterior features
Balcony, Outdoor Grill, Outdoor Shower, Sliding Doors
Construction materials
Block, Concrete, Stucco
Roof
Metal
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

Schools

ElementaryChisholm ElemGreatSchools ↗
MiddleNew Smyrna Beach MiddlGreatSchools ↗
High SchoolNew Smyrna Beach HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst14.5x30
Great RoomFirst27x28
KitchenFirst17x14
Dining RoomFirst12x13
Bedroom 2Second15x16
Bedroom 3Second15x16
Bedroom 4First12.5x13

Listing Details

Listing date
2025-09-20
On market date
2025-09-20
Original list price
$2,700,000
Occupant type
Owner
MLS area
32168 - New Smyrna Beach
Listing AOR
New Smyrna Beach Board of Realtors
Status changed
2026-04-13
Tax legal description
LOT 23 INLET SHORES SUB MB 23 PG 156 PER OR 3459 PG 1584 PER OR 7145 PG 3895 PER OR 7530 PG 2508 PER OR 8600 PG 1723

Flood risk

Moderate riskFEMA Zone X500Panel 12127C0541J

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From 95, head east on 44 to US 1. Head north on US 1 to Cunningham Drive. Head east. 45 Cunningham will be on your right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 30, 2026 at 5:52 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA