5054 Down Court, FL
Stellar MLS

$499,900

5054 Down Court

St Cloud, FL 34772

Active
5
Beds
4
Baths
2,737
Sq Ft
0.13
Acres
2024
Built
WaterfrontWater access$183/sqft
Single Family Residence

Property type

2024

Year built

5,663 sqft

Lot size

$183

Price / sq ft

$164/mo

HOA dues

209

Days on market

2

Garage spaces

X

Flood zone

About this home

Popular Sutton plan on a canal-front homesite with navigable access to Alligator Lake. An open floor plan that comes with a private office or playroom on the first floor. The first floor also features a secondary/guest primary suite with en-suite bath including a walk-in closet, dual sinks, and walk-in shower. The open-concept kitchen offers upgraded cabinetry, quartz countertops, stainless appliances, and a large corner pantry, overlooking a spacious family room and covered lanai—ideal for indoor-outdoor entertaining. Tile flooring is featured throughout the first-floor main living areas. Upstairs, an additional family/loft room provides more gathering space for media, play, or fitness. Exterior highlights include a brick paver driveway and lead walk. This lot offers ample room to add a pool, and the site may accommodate a future boat dock. Community amenities include a resort-style zero-entry pool, expansive sundeck, splash pad, and playground. Conveniently located near shopping and restaurants with easy access to major thoroughfares.

Estimated monthly payment

Principal & interest$2,528
Property taxes$282
Home insurance (est.)$229
HOA dues$164

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history209 days on market

  1. Status: Active
    Sep 25, 2025
  2. Listed$578,900
    Sep 25, 2025
  3. Price reduced$499,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
209
Subdivision
Hanover Lakes
County
Osceola
Year built
2024
Living area
2,737 sq ft
Price/sq ft
$183
Building area
3,330 sq ft (Public Records)
Lot size
5,663 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12097C0280G)
Garage
2 spaces
Annual taxes
$3,387 (2024)
Parcel #
20-26-31-0138-0001-4960
Zoning
RES
MLS #
O6343795

Interior Details

Bedrooms
5
Full bathrooms
3
Half bathrooms
1
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Thermostat, Walk-In Closet(s)
Laundry
Laundry Room, Upper Level
Stories / Levels
Two
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$164 / Monthly
Monthly HOA
$164/mo
Total monthly fees
$164/mo
Total annual fees
$1,968
HOA name
Artemis Lifestyles / B.Lopez
CDD
Yes
Homestead exemption
Yes
Min lease term
6 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Please see HOA rules and guidelines for lease restrictions.

Exterior & Construction

Exterior features
Sidewalk, Sliding Doors
Construction materials
Block, Stucco, Frame
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryBHickory Tree ElemGreatSchools ↗
MiddleAHarmony MiddleGreatSchools ↗
High SchoolAHarmony HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst12x12
Dining RoomFirst14x10
OfficeFirst10x16
Family RoomFirst15x16
Primary Bedroom 2First13x12
Balcony/Porch/LanaiFirst12x10
DenSecond13x12
Primary BedroomSecond13x16
Bedroom 3Second10x11
Bedroom 4Second12x11
Bedroom 5Second13x11
KitchenFirst

Listing Details

Listing date
2025-09-25
On market date
2025-09-25
Original list price
$578,900
Occupant type
Owner
MLS area
34772 - St Cloud (Narcoossee Road)
Listing AOR
Sarasota - Manatee
Status changed
2025-09-25
Tax legal description
HANOVER LAKES PH 5 PB 32 PGS 42-43 LOT 496

Flood risk

Minimal riskFEMA Zone XPanel 12097C0280G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From SR417 Greenway: Exit at Narcoossee Rd (exit 22), travel south on Narcoossee Rd. for 11 miles. Continue through US 192/Narcoossee Rd intersection (Narcoossee Rd. turns into Hickory Tree Rd). The Hanover Lakes community entrance will be on your left. From FL Turnpike: Exit at US 192/Irlo Bronson Memorial Hwy (exit 242). Travel south on 192 for 8 miles, then turn right on Hickory Tree Rd. The Hanover Lakes community entrance will be on your left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 22, 2026 at 6:41 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA