17888 106th Terrace, FL

$234,900

17888 106th Terrace

Summerfield, FL 34491

Active
2
Beds
2
Baths
1,356
Sq Ft
0.18
Acres
1993
Built
55+ community$173/sqft360° tour
🏠Single Family Residence

Property type

🏗️1993

Year built

📐7,841 sqft

Lot size

📊$173

Price / sq ft

🏘️$180/mo

HOA dues

📅303

Days on market

🚗2

Garage spaces

🌊x

Flood zone

About this home

Impeccably Maintained Home - Motivated Seller - $25,000 Price Reduction... This beautifully updated custom home in Spruce Creek South offers 1,356 square feet of thoughtfully designed living space, featuring a spacious 29' x 12' Florida room filled with natural light from glass windows and a skylight. Updated with stainless appliances, newer counter tops, sinks, and fixtures in both the kitchen and bathrooms, a renovated master shower, comfort-height commodes, and updated lighting. A newer roof was installed in 2021, adding to the value and peace of mind. The Florida room connects gracefully to the dining area through an elegant archway, and opens to an enclosed Lanai through French doors. The extended garage includes a painted floor, abundant cabinetry, and a laundry tub, while outside you'll find a designer driveway and walkway, a privacy screen on the garage door, and easy care landscaping bordered with concrete curbing. Located in a gated golf course senior community near shopping, dining, entertainment, and medical facilities, this home is move-in ready, with some furniture available separately. - Don't miss out on this pristine home - schedule a showing today!

Estimated monthly payment

Principal & interest$1,188
Property taxes$86
Home insurance (est.)$108
HOA dues$180

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history303 days on market

  1. Status: Active
    Aug 1, 2025
  2. Listed$259,900
    Aug 1, 2025
  3. Price reduced$234,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
303
Subdivision
Spruce Creek South
County
Marion
Year built
1993
Living area
1,356 sq ft
Price/sq ft
$173
Building area
1,836 sq ft (Public Records)
Lot size
7,841 sq ft
Lot category
0 to less than 1/4
Flood zone
x
Garage
2 spaces
Annual taxes
$1,030 (2024)
Parcel #
6007-108-009
Zoning
PUD
MLS #
OM706131

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Laminate, Tile
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Walk-In Closet(s), Window Treatments
Laundry
In Garage
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$180 / Monthly
Monthly HOA
$180/mo
Total monthly fees
$180/mo
Total annual fees
$2,160
HOA name
Tracy Brown
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Senior community, one partner must be 55+, no children under 18 for more than 30 days per year.
Approval process
Must send to Heritage Mnagement Assoc. for approval. One partner must be 55+, no children under 18 years of age more than 30 days.

Exterior & Construction

Exterior features
Private Mailbox
Construction materials
Vinyl Siding, Frame
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Fire Hydrant, Public, Sewer Connected

Community

Pets allowed
Cats OK, Dogs OK
Senior community
Yes

Room Details

RoomLevelDimensions
Living RoomFirst17x14
Dining RoomFirst11x10
Primary BedroomFirst14x11
Bedroom 2First11x10
KitchenFirst10x9
Florida RoomFirst29x12
Balcony/Porch/LanaiFirst15x12

Listing Details

Listing date
2025-08-01
On market date
2025-08-01
Original list price
$259,900
Occupant type
Vacant
MLS area
34491 - Summerfield
Listing AOR
Ocala - Marion
Status changed
2025-08-01
Tax legal description
SEC 35 TWP 17 RGE 23 PLAT BOOK 002 PAGE 090 SPRUCE CREEK SOUTH VIIA BLK H LOT 9

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Spruce Creek South front entrance at 441/27 and 176th st, 1/4 mile north of Walmart, go through main gate and take an immediate left on 108th Terr, take right on 178th St, take left on 106th Terr and continue to home on right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 31, 2026 at 3:00 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA