$284,900

1042 Malay Terrace

Port Charlotte, FL 33948

Active
2
Beds
2
Baths
1,370
Sq Ft
0.23
Acres
1983
Built
$208/sqft360° tour
🏠Single Family Residence

Property type

🏗️1983

Year built

📐10,000 sqft

Lot size

📊$208

Price / sq ft

🏘️No HOA

HOA dues

📅274

Days on market

🚗2

Garage spaces

🌊X

Flood zone

About this home

Welcome to this beautifully updated 2-bedroom home tucked away in a quiet Port Charlotte neighborhood, offering modern updates, peace of mind, and room to enjoy the Florida lifestyle. Major improvements have already been completed, including a new shingle roof (2021), updated central A/C and heating system, and a brand-new hot water heater (2025). Fresh interior and exterior paint along with new flooring throughout create a bright, clean, and modern living space ready for its next owner. Step outside to a spacious backyard with endless possibilities—perfect for adding a pool, creating a garden oasis, or designing an outdoor entertaining area. With no HOA restrictions, there is plenty of room to park a boat, trailer, or RV, making it ideal for those who want flexibility and freedom. Located in Flood Zone X (no flood insurance required) and just minutes from shopping, dining, golf courses, medical facilities, marinas, and the Gulf beaches, this home offers convenience, comfort, and strong value. Whether you're searching for a primary residence, seasonal getaway, or investment opportunity, this property checks all the boxes.

Estimated monthly payment

Principal & interest$1,441
Property taxes$109
Home insurance (est.)$131

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history274 days on market

  1. Status: Active
    Jul 30, 2025
  2. Listed$310,000
    Jul 30, 2025
  3. Price reduced$284,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
274
Subdivision
Port Charlotte Sec 023
County
Charlotte
Year built
1983
Living area
1,370 sq ft
Price/sq ft
$208
Building area
2,056 sq ft (Public Records)
Lot size
10,000 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Annual taxes
$1,313 (2024)
Parcel #
402217252020
Zoning
RSF3.5
MLS #
D6143138

Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Laminate
Appliances
Built-In Oven, Dishwasher, Disposal, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
Interior features
Ceiling Fans(s), Kitchen/Family Room Combo
Laundry
In Garage
Stories / Levels
One
Direction faces
Southeast

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Awning(s), Hurricane Shutters, Private Mailbox, Rain Gutters, Shade Shutter(s), Sliding Doors, Storage
Construction materials
Block
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Cable Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected

Schools

ElementaryMeadow Park ElementaryGreatSchools ↗
MiddleMurdock MiddleGreatSchools ↗
High SchoolPort Charlotte HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst14x12
Primary BathroomFirst
Bedroom 1First11x10
Bathroom 1First
KitchenFirst
Living RoomFirst17x15

Listing Details

Listing date
2025-07-30
On market date
2025-07-30
Original list price
$310,000
Occupant type
Owner
MLS area
33948 - Port Charlotte
Listing AOR
Venice
Status changed
2025-07-30
Tax legal description
PCH 023 0405 0008 PORT CHARLOTTE SEC23 BLK405 LT 8 205/392 DC498/630 613/12 738/683 754/634 POA1157/296-307DC1205/599 L/E1637/1576 DC3283/2087-EGS 3283/2088 4815/445 UNRECDC- JWL

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

COCHRAN BLVD SOUTH ON LAKE VIEW LEFT ON MALAY TERR NW HOME ON LEFT.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 30, 2026 at 5:15 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA