12426 Bay Lake Road, FL
Stellar MLS

$1,299,000

12426 Bay Lake Road

Groveland, FL 34736

Active
0
Baths
12
Acres
WaterfrontWater access12 acres$2/sqft
Land

Property type

522,720 sqft

Lot size

$2

Price / sq ft

No HOA

HOA dues

198

Days on market

A,X

Flood zone

About this home

Incredible opportunity to own 12 acres of prime agricultural land on a corner lot, offering the perfect balance of rural functionality and future residential potential. This unique parcel features an active sod farm, a pond, and a designated residential building site already prepped with electricity and septic—ready for your dream home or manufactured housing. With flexible agricultural zoning, the land is suitable for farming, livestock, nurseries, or even equestrian use. The corner location provides excellent access and visibility, ideal for both private enjoyment and business ventures. With the added pond feature you can build your dream home overlooking the pond and work on your farm! No HOA restrictions mean you're free to develop or use the land as you see fit. This rare offering combines comfortable, flexible living arrangements with functional agricultural land, all within a manageable distance of main roads and rural amenities. Whether you're looking for an income-producing setup, family compound, or homestead with room to grow—this property offers the space, infrastructure, and zoning to make it happen. This property has so many options, just waiting for you to make it yours!

Local Insight

At $2/sqft for 12 acres with waterfront access in a rapidly developing corridor, this is genuinely affordable raw land, but you need to understand the flood zone A,X designation—that's both high-risk annual flood potential and some X-zone complexity that will affect financing, insurance, and future development costs before you can build anything. The location is smart if you're banking on Groveland's growth trajectory and want acreage with water access at a fraction of what you'd pay closer to Clermont's master-planned communities, but the lack of immediate utilities, retail, or infrastructure means this is a speculative play on the area's development timeline, not a move-in-ready investment. Make sure you talk to the county about what's actually buildable here given the flood designation and wetland considerations—12 acres sounds appealing until permitting and mitigation costs enter the picture.

AI-generated insight based on listing data and neighborhood context. Verify independently.

Estimated monthly payment

Principal & interest$6,568
Property taxes$18
Home insurance (est.)$595

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history198 days on market

  1. Status: Active
    Jul 9, 2025
  2. Listed$1,399,000
    Jul 9, 2025
  3. Price reduced$1,299,000

Virtual Tour

Facts & features

Property type
Land
Status
Active
Days on market
198
Subdivision
Groveland Farms 33-22-24
County
Lake
Price/sq ft
$2
Lot size
522,720 sq ft
Lot category
10 to less than 20
Flood zone
A,X
Annual taxes
$215 (2024)
Parcel #
01-22-24-1100-037-00000
Zoning
A
MLS #
O6325024

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Interior Details

Direction faces
West

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Listing terms
Cash, Conventional, Owner Financing
Ownership
Fee Simple

Exterior & Construction

Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Dirt, Paved

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Electricity Available, Utility Pole, Water Available

Listing Details

Listing date
2025-07-08
On market date
2025-07-09
Original list price
$1,399,000
MLS area
34736 - Groveland
Listing AOR
Orlando Regional
Status changed
2025-07-09
Tax legal description
GROVELAND FARMS 33-22-24 TRACT 37 E OF HWY TRACT 38 PB 2 PGS 10-11 ORB 5014 PG 1257 ORB 5030 PG 563

Flood risk

High riskFEMA Zone A,X

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Headed South on Bay Lake, property is on the left corner or Bay Lake and Empire Church Road.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of January 23, 2026 at 4:43 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA