3640 Belmonte Drive, FL

$275,000

3640 Belmonte Drive

Indian Lake Estates, FL 33855

Active
4
Beds
2
Baths
2,281
Sq Ft
0.5
Acres
1961
Built
$121/sqft360° tour
🏠Single Family Residence

Property type

🏗️1961

Year built

📐21,806 sqft

Lot size

📊$121

Price / sq ft

🏘️No HOA

HOA dues

📅1

Day on market

🚗1

Garage space

🌊X

Flood zone

About this home

Step back in time and discover a true Mid-Century Modern gem in the gated community of Indian Lake Estates. Built in 1961 and lovingly preserved, this 4 bedroom, 2 bath home offers 2,281 square feet of retro charm on a spacious ½-acre lot with no rear neighbors and woods along one side for added privacy. From the moment you enter, the home feels like a beautifully maintained time capsule, showcasing original terrazzo flooring, pristine vintage bathrooms with mint-condition tile, and authentic architectural details rarely found today. The kitchen is a standout centerpiece featuring stunning turquoise Formica countertops, real wood cabinetry with roll-out drawers and dividers, and an iconic Frigidaire Flair slide-out range with double side-by-side ovens that perfectly captures the era’s style and innovation. The spectacular Florida Room features original broken-tile mosaic flooring and offers the perfect space to relax, entertain, or simply enjoy the home’s nostalgic character. Modern updates include a well pump replaced in 2024 and water heater in 2021, while the private well and septic, durable tile roof, and attached 1-car garage add convenience and functionality. Beyond the home itself, Indian Lake Estates spans more than 7,500 acres with over 700 homesites of ½ acre or larger and offers an incredible lineup of amenities including golf, tennis, pickleball, basketball courts, playgrounds, a marina, community boat launch, beach, covered picnic area, clubhouse with restaurant and bar, fitness center, game room, library, ballroom, and an optional 18-hole golf course membership. Residents also enjoy golf cart rentals, a café, churches, post office, and the community’s famous 1,000-foot fishing pier on Lake Weohyakapka — the largest freshwater fishing pier in the state of Florida. Conveniently located just 17 miles southeast of Lake Wales and 15 miles east of Frostproof, this one-of-a-kind property offers the perfect blend of vintage style, peaceful surroundings, and resort-style living.

Estimated monthly payment

Principal & interest$1,391
Property taxes$320
Home insurance (est.)$126

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    May 28, 2026
  2. Listed$275,000
    May 28, 2026
  3. Price increased$275,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Indian Lake Estates
County
Polk
Year built
1961
Living area
2,281 sq ft
Price/sq ft
$121
Building area
2,915 sq ft (Public Records)
Lot size
21,806 sq ft
Lot category
1/2 to less than 1
Flood zone
X
Garage
1 spaces
Annual taxes
$3,842 (2025)
Parcel #
30-31-18-994140-039908
Zoning
PUD
MLS #
L4962131

Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Carpet, Terrazzo
Appliances
Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Built-in Features, Ceiling Fans(s), Solid Wood Cabinets, Window Treatments
Laundry
Inside
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central, Heat Pump
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
HOA name
Debbie Donella
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Private Mailbox
Construction materials
Block
Roof
Shingle
Foundation
Slab
Road surface
Gravel

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Electricity Connected

Room Details

RoomLevelDimensions
Living RoomFirst15x23
Dining RoomFirst11.7x12.7
KitchenFirst11.7x12.7
Florida RoomFirst12.1x16.1
Primary BedroomFirst16.9x17
Primary BathroomFirst5.2x8.5
Bedroom 2First12.1x13.1
Bathroom 2First8.4x8.5
Bedroom 3First11.2x13.1
Bedroom 4First11x15.4

Listing Details

Listing date
2026-05-27
On market date
2026-05-28
Original list price
$275,000
Occupant type
Owner
MLS area
33855 - Indian Lake Estates/Lake Wales
Listing AOR
Lakeland
Status changed
2026-05-28
Tax legal description
INDIAN LAKE EST UNIT 14 SEC 18 31 30 PB 40 PG 21 BLK 399 LOT 8

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Hwy 60, S into entrance to community on Deland Ave. Turn right (NW) onto Park Ave. Head E on Park Ave to S on Orange Ave to E on Belmont Dr. House on left (N).

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 29, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA