$265,000
4160 35th Terrace
St Petersburg, FL 33711
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Welcome to your own private oasis in Bermuda Bay! This gated waterfront community offers amenities that truly set it apart from others in the area, including a private beach on Boca Ciega Bay, a private boat launch, kayak storage, tennis courts, racquetball courts, clubhouse, playground, putting green, shuffleboard, and two heated pools. Resort-style living awaits! This spacious second-floor condo features 3 bedrooms and 2 bathrooms with an open layout perfect for relaxing and entertaining. Conveniently located just steps from one of the community’s heated pools, this unit offers comfort, privacy, and incredible potential. The second and third bedrooms share a beautifully updated Jack-and-Jill bathroom featuring a new tub and tile work. The large primary suite includes a spacious walk-in closet and an updated en-suite bathroom with a newly renovated tub and tile surround. Additional upgrades include new flooring, a new front door, and a new sliding glass door leading to the oversized screened patio. This flexible outdoor living space could easily be transformed into an all-seasons room, adding even more usable square footage to the condo. Tucked away in the rear of the complex, the unit overlooks a lush preserve and peaceful walking path, creating a tranquil setting to enjoy Florida living. Whether you are looking for a beach getaway, full-time residence, or investment property, this condo offers a fantastic opportunity with a 30-day minimum rental policy. Owners are also permitted to park a boat or RV onsite in a designated storage area for a small fee. Ideally located between downtown St. Petersburg and the Gulf beaches, Bermuda Bay offers the perfect blend of convenience, recreation, and waterfront lifestyle. Schedule your private showing today! Some rooms have been virtually staged to help showcase the property’s potential.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history2 days on market
- Status: ActiveMay 16, 2026
- Listed$265,000May 16, 2026
- Price increased$265,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 2
- Subdivision
- Bermuda Bay Beach Condo
- County
- Pinellas
- Year built
- 1974
- Living area
- 1,375 sq ft
- Price/sq ft
- $193
- Lot size
- 822,188 sq ft
- Lot category
- 10 to less than 20
- Flood zone
- AE (12103C0277H)
- Annual taxes
- $937 (2025)
- Parcel #
- 34-31-16-08320-026-0090
- MLS #
- TB8509325
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Hardwood
- Appliances
- Cooktop, Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s)
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
HOA & Financial
- HOA fee
- $1,217 / Monthly
- Monthly HOA
- $1,217/mo
- Total monthly fees
- $1,217/mo
- Total annual fees
- $14,610
- HOA name
- Rafael Ferreris
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1 Month
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- 30 day minimum rental term. Must be approved by HOA
- Approval process
- Application must be turned into the HOA 5 days prior to guest arriving for proper approval.
Exterior & Construction
- Exterior features
- Balcony, Sidewalk, Tennis Court(s)
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Concrete
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Water Connected
Community
- Pets allowed
- Breed Restrictions, Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 12x8 |
| Dining Room | First | 13x10 |
| Bedroom 1 | First | 12x10 |
| Living Room | First | 13x15 |
| Primary Bedroom | First | 18x15 |
Listing Details
- Listing date
- 2026-05-13
- On market date
- 2026-05-16
- Original list price
- $265,000
- Occupant type
- Owner
- MLS area
- 33711 - St Pete/Gulfport
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-05-16
- Tax legal description
- BERMUDA BAY BEACH CONDO BLDG 4160, UNIT I (AKA 49I)
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Get on I-175 W Continue on I-175 W. Take I-275 S to 22nd Ave S. Take exit 19 from I-275 S Continue on 22nd Ave S. Take 37th St S and 38th Ave S to 35th Terrace S
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 18, 2026 at 8:08 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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