$239,000
454 Cottage Circle
River Ranch, FL 33867
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Discover the ultimate turnkey investment or vacation escape with this gorgeous, ground-floor end-unit cottage located inside the acclaimed Westgate River Ranch Resort & Rodeo. Currently active in the Westgate rental program, this property comes fully furnished and ready to go! The interior features premium updates, including granite countertops in both the kitchen and bathrooms, a cozy wood-burning fireplace in the main living area, and a dedicated inside laundry room complete with a full-size washer and dryer. This beautifully maintained 2-bedroom, 2-bathroom condo offers 1,146 square feet of main living space, a relaxing screen room, plus an additional 360-square-foot fully enclosed Florida room equipped with independent AC. Perfect for simplified ownership, the rare, all-inclusive HOA fee completely covers electricity, water, sewer, trash, high-speed internet, cable, lawn care, and exterior building maintenance. Enjoy being just steps away from world-class resort amenities, including live rodeos, horseback riding, a waterpark, boating, and dining. Conveniently located just one hour south of Orlando and two hours from Tampa. Schedule your private tour today!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history2 days on market
- Status: ActiveMay 18, 2026
- Listed$239,000May 18, 2026
- Price increased$239,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 2
- Subdivision
- Outdoor Resorts River Ranch Inn & Cottages Ph 01
- County
- Polk
- Year built
- 1966
- Living area
- 1,506 sq ft
- Price/sq ft
- $159
- Lot size
- 1,583 sq ft
- Flood zone
- x
- Annual taxes
- $2,818 (2025)
- Parcel #
- 31-31-23-996012-004540
- MLS #
- TB8508730
Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Ceramic Tile
- Appliances
- Cooktop, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s)
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- North
- Fireplace
- Yes
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
HOA & Financial
- HOA fee
- $2,394 / Quarterly
- Monthly HOA
- $798/mo
- Total monthly fees
- $798/mo
- Total annual fees
- $9,576
- HOA name
- Westgate Resorts - Cortney Biggs
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Construction materials
- Other
- Roof
- Metal
- Foundation
- Other
- Road surface
- Concrete
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Living Room | First | |
| Primary Bedroom | First |
Listing Details
- Listing date
- 2026-05-12
- On market date
- 2026-05-18
- Original list price
- $239,000
- Occupant type
- Owner
- MLS area
- 33867 - River Ranch / Lake Wales
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-05-18
- Tax legal description
- OUTDOOR RESORTS RIVER RANCH INN & COTTAGES A CONDOMINIUM PHASE 1 COND BK 9 PGS 14/15 OR BK 2527 PGS 2147 THRU 2244 UNIT 454 & AN UNDIVIDED SHARE IN THE LAND & COMMON ELEMENTS AS PER CONDO DECLARATION
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From FL Turnpike – Turn Right on SR 60 W for 21 miles. Turn Left on River Ranch Blvd (Westgate River Ranch. Go through main Gate. Follow down to Main Lodge and make a Right
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 20, 2026 at 9:30 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA