115 Elmwood Circle, FL

$139,000

115 Elmwood Circle

Seminole, FL 33777

Active
1
Bed
1
Bath
955
Sq Ft
4
Acres
1974
Built
Water view55+ community4 acres$146/sqft360° tour
🏠Condominium

Property type

🏗️1974

Year built

📐174,358 sqft

Lot size

📊$146

Price / sq ft

🏘️No HOA

HOA dues

📅17

Days on market

🌊AE

Flood zone

About this home

Beautifully updated ground-floor 1-bedroom residence in the desirable Seminole 55+ community of The Gardens. Tucked within more than 4 acres of lush, park-like landscaping adjacent to Lake Seminole Park, this inviting home offers comfort, style, and convenience in a peaceful setting. The remodeled kitchen features updated countertops, backsplash, breakfast bar, and enhanced lighting, while the bathroom has been tastefully updated with a newer vanity and lighting. An additional sink in the spacious walk-in closet adds extra functionality and convenience. Crown molding accents the living and dining areas as well as the Florida Room, complemented by 6-panel doors, updated windows, and plantation shutters throughout. Enjoy the ease of covered parking directly outside your front door, along with an additional uncovered space close by. The heated/cooled pool and clubhouse/laundry room are just steps from your back door, making it easy to enjoy the community amenities year-round. Whether you are looking for a full-time residence or a seasonal Florida retreat, this move-in-ready home is an excellent opportunity in a sought-after location.

Estimated monthly payment

Principal & interest$703
Property taxes$51
Home insurance (est.)$64

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history17 days on market

  1. Status: Active
    May 14, 2026
  2. Listed$145,000
    May 14, 2026
  3. Price reduced$139,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
17
Subdivision
Gardens The Condo
County
Pinellas
Year built
1974
Living area
955 sq ft
Price/sq ft
$146
Lot size
174,358 sq ft
Lot category
2 to less than 5
Flood zone
AE (12103C0182H)
Annual taxes
$615 (2025)
Parcel #
26-30-15-30270-004-1150
MLS #
TB8508196

Interior Details

Bedrooms
1
Full bathrooms
1
Flooring
Ceramic Tile
Appliances
Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Crown Molding, Living Room/Dining Room Combo, Other, Walk-In Closet(s)
Laundry
Common Area, Other
Stories / Levels
One
Direction faces
Southwest

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Parking features
Assigned, Guest
Carport
Yes

HOA & Financial

Total monthly fees
$450/mo
Total annual fees
$5,400
HOA name
Jessica Pappalardo
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
At least one must be 55+ living there full time. No one under the age of 18 allowed.
Approval process
Contact Qualified Property Management

Exterior & Construction

Exterior features
Lighting, Outdoor Grill, Outdoor Shower, Private Entrance, Sidewalk
Construction materials
Block, Stucco
Roof
Built-Up
Foundation
Slab
Water view
Yes
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Canal/Lake For Irrigation, Public
Utilities
Cable Connected, Electricity Connected, Fire Hydrant, Public, Sewer Connected, Sprinkler Recycled, Water Connected

Community

Pets allowed
Cats OK, Dogs OK, Number Limit, Size Limit, Yes
Senior community
Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst12x17
KitchenFirst8x12
Living RoomFirst15x9
Florida RoomFirst14x10

Listing Details

Listing date
2026-05-13
On market date
2026-05-14
Original list price
$145,000
Occupant type
Owner
MLS area
33777 - Seminole/Largo
Listing AOR
Suncoast Tampa
Status changed
2026-05-14
Tax legal description
GARDENS, THE 105 CONDO BLDG D, UNIT 115 TOGETHER WITH THE USE OF CARPORT 115 & PARKING SPACE 115

Flood risk

High riskFEMA Zone AEPanel 12103C0182H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Park Blvd - west of Starkey. Turn at Garden Dr. Elmwood is the 2nd circle on the left. Follow the arrows around the circle to building D. One parking space is covered and one is not. Park in the one uncovered or in guest parking.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 31, 2026 at 4:50 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA