$225,000
10668 85th Terrace
Ocala, FL 34481
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
One or more photo(s) has been virtually staged. Welcome to this beautifully maintained, turn-key 3-bedroom, 2-bath home located in the highly sought-after Palm Cay subdivision, one of Ocala’s premier gated 55+ communities. Situated on a spacious corner lot, this well-appointed home features beautiful luxury vinyl wood flooring throughout, granite countertops, abundant natural light, and a functional split floor plan designed for comfortable living. Recent updates include fresh interior paint in a neutral color palette, new custom blinds, a new water heater, complete home re-piping, and all new faucets throughout the home. Additional features include a quiet and energy-efficient Bosch dishwasher, synced smoke detectors, touchless sensor kitchen sink faucet, and yard irrigation system. Enjoy relaxing mornings or evenings from the charming front porch with pull-down screen enclosure or unwind in the enclosed rear lanai offering added privacy and tranquility along the tree-lined rear entrance of the community. The spacious 2-car garage also includes a bonus workshop area ideal for hobbies, projects, or additional storage. Conveniently located near the community entrance with easy access to Hwy 200, shopping, dining, medical facilities, pharmacies, and hospitals. Palm Cay offers affordable HOA fees and an impressive list of amenities including a gated entrance with 24-hour security, large community pool, tennis courts, clubhouse with activities calendar, library, billiard room, card room, arts and crafts room, bocce ball, shuffleboard, and RV parking. Located in Ocala/Marion County, consistently ranked among the top places to live in the county.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history21 days on market
- Status: ActiveMay 12, 2026
- Listed$225,000May 12, 2026
- Price increased$225,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 21
- Subdivision
- Palm Cay
- County
- Marion
- Year built
- 1992
- Living area
- 1,404 sq ft
- Price/sq ft
- $160
- Building area
- 2,200 sq ft (Public Records)
- Lot size
- 13,068 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12083C0684E)
- Garage
- 2 spaces
- Annual taxes
- $2,697 (2025)
- Parcel #
- 35773-006-01
- Zoning
- B4
- MLS #
- OM724491
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Tile, Wood
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Other
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Electric, Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $123 / Monthly
- Monthly HOA
- $123/mo
- Total monthly fees
- $123/mo
- Total annual fees
- $1,476
- HOA name
- Palm Cay Operations
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1 Month
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Contact HOA
- Approval process
- Contact HOA
Exterior & Construction
- Exterior features
- Other
- Construction materials
- Metal Siding
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- Electricity Available, Electricity Connected, Water Available, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Great Room | First | |
| Kitchen | First | |
| Primary Bedroom | First |
Listing Details
- Listing date
- 2026-05-10
- On market date
- 2026-05-12
- Original list price
- $225,000
- Occupant type
- Owner
- MLS area
- 34481 - Ocala
- Listing AOR
- Ocala - Marion
- Status changed
- 2026-05-12
- Tax legal description
- SEC 26 TWP 16 RGE 20 PLAT BOOK Y PAGE 049 PALM CAY BLK F LOT 1
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Sr 200 and SW 106th place, go East on SW 106th place for 1/4 mile. Turn right on SW 85th Terrace. It's the first home on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 2, 2026 at 6:55 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA