3860 Underwood Street, FL

$699,000

3860 Underwood Street

The Villages, FL 32163

Active
3
Beds
2
Baths
1,957
Sq Ft
0.19
Acres
2014
Built
Water view55+ community3-car garage$357/sqft360° tour
🏠Single Family Residence

Property type

🏗️2014

Year built

📐8,391 sqft

Lot size

📊$357

Price / sq ft

🏘️No HOA

HOA dues

📅26

Days on market

🚗3

Garage spaces

🌊X

Flood zone

About this home

Hello I'm IRIS, Iris FLOORPLAN :) in the BROWNWOOD AREA, tucked at the end of a quiet CUL DE SAC where the loudest traffic is someone walking their dog. I am BLOCK AND STUCCO, a 3 BEDROOM, 2 BATH home with a smart SPLIT BEDROOM layout for privacy, and yes, let’s get this out of the way… NO BOND. You’re welcome. ROOM FOR A POOL drawing available And just minutes from BROWNWOOD PADDOCK SQUARE, so dinner, music, and a night out are always within easy golf cart distance. Now let’s talk UPGRADES, I do have a list attached just ask, because I did not come to play. I have a BRAND NEW 2026 ROOF and a 2023 HVAC, so the big-ticket items are already handled. My UPDATED KITCHEN features QUARTZ COUNTERTOPS, and I’ve upgraded to LVP & TILE throughout NO CARPET OR POPCORN. The PRIMARY BATHROOM has been refreshed, and every closet includes CUSTOM ORGANIZERS because clutter is not part of the lifestyle here. Step outside, and this is where things get fun. I have an OUTDOOR KITCHEN AND BAR, a MASTER SPA TWILIGHT HOT TUB, and an EXTENDED BIRDCAGE that actually gives you room to live, not just sit. Add in LANAI LIGHTING and EXTERIOR SHADES, and you’ve got a space that works morning, noon, and night. Inside, I show off with CROWN MOLDING and CUSTOM WINDOW AND DOOR TRIM, plus a GLASS FRONT DOOR WITH SCREEN that lets the Florida breeze do its thing. And then there’s the garage… not an afterthought. Think EPOXY FLOORS, HUSKY STORAGE, a GARAGE SCREEN, and NEW GARAGE DOOR OPENERS. Bring the car, the golf cart, and yes, all the extras. I am MOVE-IN READY, low maintenance, and already upgraded where it matters most. Now here’s the truth, homes like me usually come with a project list. I don’t. Come see me before someone else realizes that… and beats you to it.

Estimated monthly payment

Principal & interest$3,535
Property taxes$423
Home insurance (est.)$320

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history26 days on market

  1. Status: Active
    May 7, 2026
  2. Listed$699,000
    May 7, 2026
  3. Price increased$699,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
26
Subdivision
The Village Of Lake Deaton
County
Sumter
Year built
2014
Living area
1,957 sq ft
Price/sq ft
$357
Building area
2,763 sq ft (Public Records)
Lot size
8,391 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12119C0153D)
Garage
3 spaces
Annual taxes
$5,081 (2025)
Parcel #
G15F129
Zoning
PUD
MLS #
G5111942

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Luxury Vinyl, Tile
Appliances
Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Range, Refrigerator, Washer, Water Filtration System
Interior features
Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
Northeast

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Garage Door Opener, Golf Cart Garage

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
Yes
Homestead exemption
Yes
Min lease term
1-7 Days
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Lighting, Outdoor Kitchen, Rain Gutters
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Connected

Community

Pets allowed
Number Limit
Senior community
Yes

Room Details

RoomLevelDimensions
KitchenFirst12.5x17
Living RoomFirst18.8x14
Primary BedroomFirst17.1x12.6
Bedroom 2First12.3x11
Bedroom 3First12.3x11.5

Listing Details

Listing date
2026-05-05
On market date
2026-05-07
Original list price
$699,000
Occupant type
Vacant
MLS area
32163 - The Villages
Listing AOR
Orlando Regional
Status changed
2026-05-07
Tax legal description
LOT 129 THE VILLAGES OF SUMTER UNIT NO. 234 PB 15 PGS 2-2F

Flood risk

Minimal riskFEMA Zone XPanel 12119C0153D

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Hillsborough Trail, to Warnock Road, Right onto Cross Hill Drive, Left on Underwood St

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 2, 2026 at 8:39 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA