401 Sumter Street, FL

$375,000

401 Sumter Street

Minneola, FL 34715

Pending
3
Beds
2
Baths
1,739
Sq Ft
0.25
Acres
1986
Built
Water view$216/sqft
Single Family Residence

Property type

1986

Year built

10,710 sqft

Lot size

$216

Price / sq ft

No HOA

HOA dues

30

Days on market

2

Garage spaces

X

Flood zone

About this home

Under contract-accepting backup offers. AC: 2024 | Tankless Water Heater! LOCATION, LOCATION, LOCATION! This is your opportunity to own a home in one of Clermont’s most sought-after areas—just ONE BLOCK from Lake Minneola and the popular Tiki Bar, where you can enjoy waterfront dining, drinks, boat rentals, and some of the most beautiful sunsets Central Florida has to offer. Hop on your bike and travel the South Lake Trail! It features scenic waterfront views of Lake Minneola, rolling hills, and serves as a major segment of the Florida Coast-to-Coast Trail. This trail and area are home to World famous triathlons, making this a perfect home for your next AirBNB! Situated on a corner lot, this property offers lake views from the front windows and driveway and is packed with potential. HVAC, Stove, Water Heater are ran by gas! You’ll love being less than 2 miles from Downtown Clermont, where you’ll find dining, shopping, entertainment, weekly farmers markets, food trucks, and year-round events. Also nearby is Waterfront Park, featuring a beach, splash pad, playground, and scenic walking/biking trails that connect all the way to Downtown Winter Garden and beyond. Additional highlights include: Fenced backyard – perfect for pets, play, or entertaining. NO HOA – bring your boat, trailer, or toys. Library and church just one block away. Located in the growing Minneola Business District, adding long-term upside potential. With Clermont recently named the #1 suburb in Florida, this is your chance to get into a prime location for under $400,000. Due to proximity to the business district, there may be future rezoning opportunities, though this is not guaranteed. Don’t miss this rare opportunity to invest in location, lifestyle, and potential all in one! First set of photos are virtually staged to show the potential this home offers while keeping it in the current 1986 condition! If that's not your style, it's priced well enough to renovate while you live in it and gain equity! Added bonus... this home can be purchased with a ZERO DOWN LOAN as it is in an approved USDA eligible area! One or more photo(s) has been virtually staged.

Estimated monthly payment

Principal & interest$1,896
Property taxes$383
Home insurance (est.)$172

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history30 days on market

  1. Status: Pending
    May 31, 2026
  2. Listed$375,000
    May 1, 2026
  3. Price increased$375,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Pending
Days on market
30
Subdivision
Minneola
County
Lake
Year built
1986
Living area
1,739 sq ft
Price/sq ft
$216
Building area
2,481 sq ft (Public Records)
Lot size
10,710 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12069C0560E)
Garage
2 spaces
Annual taxes
$4,601 (2025)
Parcel #
18-22-26-0500-030-00100
Zoning
RSF-2
MLS #
G5111838

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Tile
Appliances
Dishwasher, Disposal, Range Hood, Refrigerator
Interior features
Ceiling Fans(s), Split Bedroom
Laundry
In Garage
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Natural Gas
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Dog Run
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Water view
Yes
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
BB/HS Internet Available, Natural Gas Connected

Schools

ElementaryClermont ElemGreatSchools ↗
MiddleBWindy Hill MiddleGreatSchools ↗
High SchoolSouth Lake HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst
Living RoomFirst
KitchenFirst

Listing Details

Listing date
2026-05-01
On market date
2026-05-01
Original list price
$375,000
Occupant type
Vacant
MLS area
34715 - Minneola
Listing AOR
Lake and Sumter
Status changed
2026-05-31
Tax legal description
MINNEOLA LOTS 1 2--LESS W 11 FT--BLK 30 PB 9 PG 31 ORB 4767 PG 2159 ORB 4768 PG 171

Flood risk

Minimal riskFEMA Zone XPanel 12069C0560E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From HWY 27, turn West on Washington Street, then right onto Main Street. Home on left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 31, 2026 at 4:18 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA