3 Polermo Avenue, FL

$499,000

3 Polermo Avenue

St Cloud, FL 34771

Active
4
Beds
4
Baths
3,137
Sq Ft
0.17
Acres
2022
Built
$159/sqft360° tour
Single Family Residence

Property type

2022

Year built

7,405 sqft

Lot size

$159

Price / sq ft

$61/mo

HOA dues

1

Day on market

2

Garage spaces

X

Flood zone

About this home

Beautiful and spacious two-story home featuring a well-designed layout with one living room and one family room, perfect for both entertaining and everyday living. The kitchen flows seamlessly into the main areas, creating an open and inviting atmosphere. This home offers two primary bedrooms, one conveniently located on the first floor and another on the second floor, both featuring ample space, full bathrooms, and walk-in closets. Additional highlights include generously sized secondary bedrooms, a versatile loft/bonus room, and an upstairs laundry room. Enjoy outdoor living with a covered and screened (enclosed) back porch, ideal for year-round relaxation. The property also includes a 2-car garage and welcoming front porch. Located in the desirable Siena Reserve community, residents enjoy amenities including a pool and playground, offering both comfort and lifestyle.

Estimated monthly payment

Principal & interest$2,523
Property taxes$528
Home insurance (est.)$229
HOA dues$61

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    May 1, 2026
  2. Listed$499,000
    May 1, 2026
  3. Price increased$499,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Siena Reserve Ph 2c
County
Osceola
Year built
2022
Living area
3,137 sq ft
Price/sq ft
$159
Building area
3,873 sq ft (Public Records)
Lot size
7,405 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12097C0115G)
Garage
2 spaces
Annual taxes
$6,338 (2025)
Parcel #
21-25-31-4979-0001-3170
Zoning
RESI
MLS #
O6404032

Interior Details

Bedrooms
4
Full bathrooms
3
Half bathrooms
1
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, PrimaryBedroom Upstairs, Solid Surface Counters, Thermostat, Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
Two
Direction faces
Northwest

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$737 / Annually
Monthly HOA
$61/mo
Total monthly fees
$61/mo
Total annual fees
$737
HOA name
Jennifer Conklin
CDD
No
Homestead exemption
Yes
Min lease term
8-12 Months
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Buyer to verify lease restrictions

Exterior & Construction

Construction materials
Block, Concrete, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryNarcoossee ElementaryGreatSchools ↗
MiddleNarcoossee MiddleGreatSchools ↗
High SchoolAHarmony HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Dining RoomFirst11x15
Family RoomFirst14x15
Living RoomFirst18x10
KitchenFirst11x12
Primary BedroomFirst12x20
Primary Bedroom 2Second12x20

Listing Details

Listing date
2026-05-01
On market date
2026-05-01
Original list price
$499,000
Occupant type
Vacant
MLS area
34771 - St Cloud (Magnolia Square)
Listing AOR
Osceola
Status changed
2026-05-01
Tax legal description
SIENA RESERVE PH 2C PB 30 PGS 160-163 LOT 317

Flood risk

Minimal riskFEMA Zone XPanel 12097C0115G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Start on US-192 (Irlo Bronson Memorial Hwy) and head south on Old Canoe Creek Rd (CR-523). Continue for approximately 3–4 miles, then turn left onto Nolte Rd. Drive about 1 mile, then turn right onto Partin Settlement Rd. Continue for about 2 miles, then turn left into the Siena Reserve community (Palermo Ave). Once inside the community, continue straight, and the home will be on your right-hand side at 3 Palermo Ave.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 2, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA