$265,000
640 Cummings Street
Lake Alfred, FL 33850
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Charming and well-maintained home located in the heart of Lake Alfred! This beautiful property offers comfortable living with a functional layout, spacious living areas, and a welcoming atmosphere perfect for families or first-time homebuyers. The home also features a versatile bonus room, perfect for a home office, playroom, guest space, gym, or additional living area. Enjoy the added value of solar panels, helping reduce monthly utility costs and increase energy efficiency. Best of all, NO HOA! Conveniently located near shopping, dining, schools, parks, and major highways with easy access to nearby cities and attractions. Don’t miss this great opportunity to own a move-in ready home with modern energy-saving features and no HOA restrictions!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history13 days on market
- Status: ActiveMay 24, 2026
- Listed$265,000May 8, 2026
- Price increased$265,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 13
- Subdivision
- Hillside 02 Rep
- County
- Polk
- Year built
- 1975
- Living area
- 1,380 sq ft
- Price/sq ft
- $192
- Building area
- 1,932 sq ft (Public Records)
- Lot size
- 11,452 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- x
- Annual taxes
- $1,913 (2025)
- Parcel #
- 26-27-33-515520-000040
- Zoning
- R-1A
- MLS #
- O6403984
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile
- Appliances
- Microwave, Range, Refrigerator
- Interior features
- Other
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Other
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Available, Public
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Dining Room | First | |
| Kitchen | First | |
| Bathroom 1 | First | |
| Living Room | First | |
| Primary Bedroom | First | |
| Bedroom 2 | First | |
| Bedroom 3 | First | |
| Bedroom 2 | First |
Listing Details
- Listing date
- 2026-05-08
- On market date
- 2026-05-08
- Original list price
- $265,000
- Occupant type
- Owner
- MLS area
- 33850 - Lake Alfred
- Listing AOR
- Orlando Regional
- Status changed
- 2026-05-24
- Tax legal description
- 2ND REPLAT HILLSIDE SUB UNIT NO 1 PB 62 PAGE 3 LOT 4
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-4 W, take Exit 48 toward Lake Alfred/CR-557. Turn right onto CR-557 and continue north. Turn left onto Old Lake Alfred Rd, then turn right onto E Cummings St. The property will be located on the right at 640 East Cummings Street, Lake Alfred, FL 33850.
More homes like this
$175,000
508 Oakland Rd
Auburndale, FL 33823
3 bd · 2 ba · 994 sqft
Flamingo Heights Sub
MLS# S5151039
$199,999
131 Victoria Dr
Haines City, FL 33844
2 bd · 2 ba · 1,755 sqft
Sweetwater Golf And Tennis Club
MLS# P4937914
$195,000
43 Leopold Ln
Haines City, FL 33844
2 bd · 2 ba · 1,768 sqft
Sweetwater Golf & Tennis Club Add 01
MLS# P4937098
$199,900
312 Townbridge Dr
Haines City, FL 33844
2 bd · 2 ba · 1,754 sqft
Sweetwater Golf & Tennis Club Add 01
MLS# P4933286
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 24, 2026 at 6:53 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA