18520 Wayne Road, FL

$1,625,000

18520 Wayne Road

Odessa, FL 33556

Active
4
Beds
3
Baths
2,948
Sq Ft
0.54
Acres
1978
Built
WaterfrontWater access$551/sqft
🏠Single Family Residence

Property type

🏗️1978

Year built

📐23,334 sqft

Lot size

📊$551

Price / sq ft

🏘️No HOA

HOA dues

📅31

Days on market

🌊X*

Flood zone

About this home

Welcome to 18520 Wayne Rd in Odessa, where lake living on Lake Keystone becomes your everyday reality. Set on a .57-acre lot with direct water access and western exposure for sunsets, this beautifully updated home offers the perfect blend of comfort, style, and the unmatched lifestyle that Lake Keystone is known for. Spanning approximately 434 acres, Lake Keystone is one of the area's most sought-after private ski lakes, ideal for boating, jet skiing, fishing, and sunset cruising, all within a peaceful, scenic setting just minutes from Tampa. Enjoy the freedom and flexibility of lakefront living with NO HOA and NO CDD. Featuring 4 bedrooms, 3 full bathrooms, and nearly 3,000 sq ft, this home offers an open floor plan designed for both everyday living and entertaining. The garage was redesigned to include a bedroom, full bathroom, living room, and separate entrance, making it a perfect space for an in-law suite or guest suite. Thoughtfully updated throughout, the home shows like new with a fresh, warm, and inviting feel. The kitchen, remodeled in 2017, showcases granite countertops, Whirlpool Gold appliances, and flows seamlessly into the main living spaces for a bright and welcoming atmosphere. Inside, the home offers a crisp, cohesive aesthetic with plantation shutters, updated finishes, and expansive double-pane windows (replaced in 2020) that frame serene lake views. The spacious primary suite has been thoughtfully remodeled and provides a peaceful retreat overlooking the water, while a private guest suite offers comfort and flexibility for visitors. Step through the rear French doors and the lake immediately becomes your backdrop. A beautifully designed paver walkway leads you through the lush backyard to your private covered dock, creating a seamless transition from indoor living to the outdoors. Along the way, multiple seating areas offer the perfect setting to relax, entertain, and take in the views of the property's 84 feet of lake frontage. The covered dock sits on the lake and is ideal for boating, jet skiing, fishing, or simply unwinding as the sun sets over the water. From morning coffee by the water to evenings spent on the dock, this home is designed to fully embrace the Lake Keystone lifestyle. Recent updates and improvements include: remodeled kitchen in 2017, double-pane windows replaced in 2020, primary suite remodel, guest suite enhancements, remodeled laundry room, updated bathroom, new exterior doors in 2021, new landscaping in 2023, paver driveway and walkway, and fresh exterior paint completed in 2025. Located just 15 to 20 minutes from downtown Tampa, you'll enjoy easy access to top dining, shopping, and entertainment while still coming home to a quiet, private waterfront setting. Discover lakefront living with space to relax, entertain, and be on the water whenever you choose. Homes like this on Lake Keystone do not come around often — a rare combination of location, thoughtful updates, and direct water access.

Estimated monthly payment

Principal & interest$8,217
Property taxes$539
Home insurance (est.)$745

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history31 days on market

  1. Status: Active
    Apr 30, 2026
  2. Listed$1,625,000
    Apr 30, 2026
  3. Price increased$1,625,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
31
Subdivision
Unplatted
County
Hillsborough
Year built
1978
Living area
2,948 sq ft
Price/sq ft
$551
Building area
3,080 sq ft (Public Records)
Lot size
23,334 sq ft
Lot category
1/2 to less than 1
Flood zone
X* (12057C0039H)
Annual taxes
$6,471 (2025)
Parcel #
U-10-27-17-ZZZ-000000-07180.0
Zoning
ASC-1
MLS #
TB8503345

Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Luxury Vinyl
Appliances
Dishwasher, Disposal, Microwave, Range, Refrigerator, Water Filtration System, Water Softener
Interior features
Ceiling Fans(s), Eat-in Kitchen, Open Floorplan, Thermostat
Laundry
Inside
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
0
Attached garage
No

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Buyer to verify county lease restrictions.

Exterior & Construction

Exterior features
French Doors, Rain Gutters
Construction materials
Block
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Electricity Connected

Schools

ElementaryHammond Elementary SchoolGreatSchools ↗
MiddleSergeant Smith Middle-HBGreatSchools ↗
High SchoolSteinbrenner High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst11.3x11.9
Living RoomFirst26.9x14.4
Primary BedroomFirst11.6x21.8
LaundryFirst7.2x6.3

Listing Details

Listing date
2026-04-29
On market date
2026-04-30
Original list price
$1,625,000
Occupant type
Owner
MLS area
33556 - Odessa
Listing AOR
Suncoast Tampa
Status changed
2026-04-30
Tax legal description
FIRST ADDITION TO KEYSTONE PARK THAT PART OF TRACTS 9 AND 10 IN SW 1/4 DESC AS FROM SE COR GOV'T LOT 1 RUN N 678.6 FT N 85 DEG 37 MIN W 206 FT AND N 10 DEG 10 MIN W 28.77 FT FOR POB THEN RUN N 87 DEG 23 MIN E 148.56 FT S 69 DEG 50 MIN E 50.07 FT TO W R/W WAYNE RD N 101 FT S 88 DEG 30 MIN W 210.99 FT S 84 DEG 17 MIN W 68 FT MOL TO KEYSTONE LAKE SLY 76 FT MOL ALONG WATERS EDGE THEN S 88 DEG 12 MIN E 78.68 FT MOL TO BEG

Flood risk

Zone X*FEMA Zone X*Panel 12057C0039H

See FEMA for this zone’s designation and insurance requirements.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Tampa, take FL-589 (Veterans Expressway/Suncoast Pkwy) north. Exit onto Gunn Hwy (FL-587) and head west. Continue on Gunn Hwy, then turn right onto Tarpon Springs Rd. Turn left onto Wayne Rd. Property will be on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 31, 2026 at 3:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA