$650,000
3351 Poinsettia Drive
Hernando Beach, FL 34607
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to your elevated slice of coastal paradise in Hernando Beach—a beautifully updated stilt pool home designed for effortless waterfront living and laid-back Gulf Coast vibes. This 3-bedroom, 2-bathroom home, built in 2020, delivers peace of mind with newer construction, modern building standards, and hurricane-resilient features that today’s buyers demand. Step inside to an open-concept floor plan filled with natural light, clean lines, and upscale finishes throughout—perfect for both relaxing and entertaining. The outdoor space is where this home truly shines. The expansive backyard is centered around a stunning 12x30 swimming pool complete with a sunshelf and elegant travertine decking—your own private resort. Just beyond, enjoy 62 feet of concrete seawall and an 8x16 floating dock on a spring-fed freshwater canal. Whether you're launching a kayak, paddleboard, or small boat, or simply casting a line from your dock, this is Florida waterfront living at its finest. (Indirect Gulf access via lift and fixed bridge.) Inside and out, the home is loaded with thoughtful upgrades: Whole-house impact and thermal windows with Cat 5 hurricane screens on the upstairs lanai Granite kitchen countertops, composite sink, and Moen fixtures Stacked stone kitchen island with LED lighting Limestone backsplash with under-cabinet lighting Quartz bathroom vanities with premium fixtures Updated master shower tile Trex composite front deck and stairs Located in the desirable middle section of Hernando Beach, there’s no HOA—giving you the flexibility for short-term rentals and the freedom to store your boat, RV, trailer, or work vehicles right at home. Ideal for those who love kayaking, paddleboarding, and smaller watercraft, or anyone seeking affordable waterfront living without compromise. Life in Hernando Beach is unlike anywhere else. Tucked along the Gulf Coast and accessible by a quiet coastal road, this hidden gem is all about boating, fishing, and a relaxed Old Florida lifestyle. Cruise the scenic canal system out toward the Gulf, explore nearby hotspots like the Weeki Wachee River with its crystal-clear 74° spring waters, or head south to the iconic Anclote Key Preserve State Park for pristine beaches and island adventures. From inshore fishing for redfish and snook to offshore runs for grouper and snapper, this area is a dream for anglers and boaters alike. And when you're back on land, enjoy local marinas, waterfront dining, tiki bars, and seafood markets that give Hernando Beach its unmistakable coastal charm. Despite its secluded feel, you’re just minutes from everyday conveniences—shopping, dining, hospitals, and major routes—plus about an hour to Tampa International Airport. If you’ve been searching for a home that captures the essence of coastal living—where every day feels like a getaway—this is it.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history18 days on market
- Status: ActiveMay 30, 2026
- Listed$650,000Apr 25, 2026
- Price increased$650,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 18
- Subdivision
- Hernando Beach
- County
- Hernando
- Year built
- 2020
- Living area
- 1,651 sq ft
- Price/sq ft
- $394
- Building area
- 2,161 sq ft (Public Records)
- Lot size
- 6,200 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12053C0282E)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $5,504 (2025)
- Parcel #
- R13-223-16-2350-1060-0290
- Zoning
- R2
- MLS #
- W7885204
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile
- Appliances
- Dishwasher, Disposal, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Open Floorplan, Solid Surface Counters, Solid Wood Cabinets
- Laundry
- Laundry Room
- Stories / Levels
- Two
- Direction faces
- East
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Short Term Rentals Allowed
Exterior & Construction
- Exterior features
- Private Mailbox, Private Yard
- Construction materials
- Block, HardiPlank Type
- Roof
- Shingle
- Foundation
- Stilt/On Piling
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Sewer Connected
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Second | |
| Kitchen | Second | |
| Living Room | Second |
Listing Details
- Listing date
- 2026-04-24
- On market date
- 2026-04-25
- Original list price
- $650,000
- Occupant type
- Owner
- MLS area
- 34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch
- Listing AOR
- West Pasco
- Status changed
- 2026-05-30
- Tax legal description
- HERNANDO BEACH UNIT 12 BLOCK 106 LOT 29
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Shoal Line to Hermosa to Poinsettia
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 30, 2026 at 8:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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