3351 Poinsettia Drive, FL

$650,000

3351 Poinsettia Drive

Hernando Beach, FL 34607

Active
3
Beds
2
Baths
1,651
Sq Ft
0.14
Acres
2020
Built
WaterfrontWater accessPrivate pool$394/sqft360° tour
Single Family Residence

Property type

2020

Year built

6,200 sqft

Lot size

$394

Price / sq ft

No HOA

HOA dues

18

Days on market

2

Garage spaces

AE

Flood zone

About this home

Welcome to your elevated slice of coastal paradise in Hernando Beach—a beautifully updated stilt pool home designed for effortless waterfront living and laid-back Gulf Coast vibes. This 3-bedroom, 2-bathroom home, built in 2020, delivers peace of mind with newer construction, modern building standards, and hurricane-resilient features that today’s buyers demand. Step inside to an open-concept floor plan filled with natural light, clean lines, and upscale finishes throughout—perfect for both relaxing and entertaining. The outdoor space is where this home truly shines. The expansive backyard is centered around a stunning 12x30 swimming pool complete with a sunshelf and elegant travertine decking—your own private resort. Just beyond, enjoy 62 feet of concrete seawall and an 8x16 floating dock on a spring-fed freshwater canal. Whether you're launching a kayak, paddleboard, or small boat, or simply casting a line from your dock, this is Florida waterfront living at its finest. (Indirect Gulf access via lift and fixed bridge.) Inside and out, the home is loaded with thoughtful upgrades: Whole-house impact and thermal windows with Cat 5 hurricane screens on the upstairs lanai Granite kitchen countertops, composite sink, and Moen fixtures Stacked stone kitchen island with LED lighting Limestone backsplash with under-cabinet lighting Quartz bathroom vanities with premium fixtures Updated master shower tile Trex composite front deck and stairs Located in the desirable middle section of Hernando Beach, there’s no HOA—giving you the flexibility for short-term rentals and the freedom to store your boat, RV, trailer, or work vehicles right at home. Ideal for those who love kayaking, paddleboarding, and smaller watercraft, or anyone seeking affordable waterfront living without compromise. Life in Hernando Beach is unlike anywhere else. Tucked along the Gulf Coast and accessible by a quiet coastal road, this hidden gem is all about boating, fishing, and a relaxed Old Florida lifestyle. Cruise the scenic canal system out toward the Gulf, explore nearby hotspots like the Weeki Wachee River with its crystal-clear 74° spring waters, or head south to the iconic Anclote Key Preserve State Park for pristine beaches and island adventures. From inshore fishing for redfish and snook to offshore runs for grouper and snapper, this area is a dream for anglers and boaters alike. And when you're back on land, enjoy local marinas, waterfront dining, tiki bars, and seafood markets that give Hernando Beach its unmistakable coastal charm. Despite its secluded feel, you’re just minutes from everyday conveniences—shopping, dining, hospitals, and major routes—plus about an hour to Tampa International Airport. If you’ve been searching for a home that captures the essence of coastal living—where every day feels like a getaway—this is it.

Estimated monthly payment

Principal & interest$3,287
Property taxes$459
Home insurance (est.)$298

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history18 days on market

  1. Status: Active
    May 30, 2026
  2. Listed$650,000
    Apr 25, 2026
  3. Price increased$650,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
18
Subdivision
Hernando Beach
County
Hernando
Year built
2020
Living area
1,651 sq ft
Price/sq ft
$394
Building area
2,161 sq ft (Public Records)
Lot size
6,200 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12053C0282E)
Garage
2 spaces
Pool
Private pool
Annual taxes
$5,504 (2025)
Parcel #
R13-223-16-2350-1060-0290
Zoning
R2
MLS #
W7885204

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Ceramic Tile
Appliances
Dishwasher, Disposal, Range, Refrigerator
Interior features
Ceiling Fans(s), Open Floorplan, Solid Surface Counters, Solid Wood Cabinets
Laundry
Laundry Room
Stories / Levels
Two
Direction faces
East

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Short Term Rentals Allowed

Exterior & Construction

Exterior features
Private Mailbox, Private Yard
Construction materials
Block, HardiPlank Type
Roof
Shingle
Foundation
Stilt/On Piling
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Sewer Connected

Room Details

RoomLevelDimensions
Primary BedroomSecond
KitchenSecond
Living RoomSecond

Listing Details

Listing date
2026-04-24
On market date
2026-04-25
Original list price
$650,000
Occupant type
Owner
MLS area
34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch
Listing AOR
West Pasco
Status changed
2026-05-30
Tax legal description
HERNANDO BEACH UNIT 12 BLOCK 106 LOT 29

Flood risk

High riskFEMA Zone AEPanel 12053C0282E

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Shoal Line to Hermosa to Poinsettia

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 30, 2026 at 8:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA