$1,600,000

3944 Cove Lake Place

Land O Lakes, FL 34639

Active
5
Beds
4
Baths
3,934
Sq Ft
0.35
Acres
2021
Built
WaterfrontWater accessPrivate poolFireplace3-car garage$407/sqft
🏠Single Family Residence

Property type

🏗️2021

Year built

📐15,163 sqft

Lot size

📊$407

Price / sq ft

🏘️$183/mo

HOA dues

📅17

Days on market

🚗3

Garage spaces

🌊X

Flood zone

About this home

Welcome to a rare expression of modern luxury, privately positioned within the gated Enclave at Lake Padgett. Completed in 2021 and thoughtfully reimagined beyond builder grade, this nearly 4,000 square foot residence blends refined design, advanced technology, and resort caliber outdoor living into a seamless everyday experience. From the moment of arrival, the home unfolds with intention with clean architectural lines, expansive volumes, and a natural flow that invites both grand entertaining and quiet retreat. At its core, a fully integrated smart home system orchestrates the environment with ease, placing lighting, shading, climate, whole home audio, and security into a single, intuitive experience. The living spaces open effortlessly to a private waterfront setting, where a heated pool, outdoor kitchen, and fire feature create a setting reminiscent of a boutique resort. Framed by tranquil water views and curated landscaping, the outdoor living experience feels both elevated and intimately connected to nature, all with access to Lake Padgett to enjoy boating, skiing, and true lakefront living. Inside, every detail has been considered. Custom built closets throughout provide a tailored level of organization, coffered ceilings with upgraded moulding lends to the luxury touches, while energy forward enhancements including solar power and a whole home generator deliver a rare combination of sustainability and uninterrupted comfort. The primary suite is a study in calm sophistication, thoughtfully composed as a sanctuary of scale and serenity. The spa inspired en suite features an oversized frameless glass shower, free standing soaking tub, and refined finishes throughout such as the oversized custom walk-in closet with integrated built-ins delivering a boutique level dressing experience. An adjacent private gym, directly connected to the suite, elevates daily wellness into a fully integrated part of the home, with uses of an extra bedroom, nursery, additional home office, and more. Upstairs, a generous bonus space is ideal for movie or game night, and evolves into a wellness retreat, complete with a private sauna, an unexpected and indulgent touch that sets the home apart. Even the garage has been elevated, featuring its own dedicated climate control, expanding its potential beyond storage into a true extension of the home. With direct access to Lake Padgett and a level of finish rarely achieved in newer construction, this residence represents a thoughtful convergence of design, innovation, and lifestyle crafted for those who expect more from where they live.

Estimated monthly payment

Principal & interest$8,090
Property taxes$1,282
Home insurance (est.)$733
HOA dues$183

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history17 days on market

  1. Status: Active
    May 4, 2026
  2. Listed$1,600,000
    Apr 21, 2026
  3. Price increased$1,600,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
17
Subdivision
Enclave/Lk Padgett
County
Pasco
Year built
2021
Living area
3,934 sq ft
Price/sq ft
$407
Building area
5,292 sq ft (Public Records)
Lot size
15,163 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X
Garage
3 spaces
Pool
Private pool
Annual taxes
$15,385 (2025)
Parcel #
24-26-18-0120-00000-0090
Zoning
MPUD
MLS #
TB8500023

Interior Details

Bedrooms
5
Full bathrooms
3
Half bathrooms
1
Flooring
Hardwood
Appliances
Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Refrigerator, Water Softener, Wine Refrigerator
Interior features
Coffered Ceiling(s), Crown Molding, Open Floorplan, Primary Bedroom Main Floor, Sauna, Smart Home, Split Bedroom, Stone Counters, Thermostat, Window Treatments
Laundry
Laundry Room
Stories / Levels
Two
Direction faces
North
Fireplace
Yes

Heating & Cooling

Heating
Electric, Natural Gas
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Oversized

HOA & Financial

HOA fee
$2,200 / Annually
Monthly HOA
$183/mo
Total monthly fees
$183/mo
Total annual fees
$2,200
HOA name
Donna Barak
CDD
No
Min lease term
1-2 Years
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Verify with HOA
Approval process
Verify with HOA

Exterior & Construction

Exterior features
Outdoor Grill
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Great RoomFirst22x20
KitchenFirst14x14
OfficeFirst16x9
Primary BedroomFirst16x13

Listing Details

Listing date
2026-04-17
On market date
2026-04-21
Original list price
$1,600,000
Occupant type
Vacant
MLS area
34639 - Land O Lakes
Listing AOR
Suncoast Tampa
Status changed
2026-05-04
Tax legal description
ENCLAVE AT LAKE PADGETT PB 65 PGS 71-76 LOT 9; TOGETHER WITH LAKE EASEMENT AGREEMENT PER OR 9420 PG 328

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

North on 41, right on Cove Lake Pl, through gate, house on right

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 21, 2026 at 4:28 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA