4628 Lathloa Loop — $375,000 | MaxLife Realty

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$375,000

4628 Lathloa Loop

Lakeland, FL 33811

Active

Beds

Baths

1,843

Sq Ft

0.15

Acres

2008

Built

◆Water view◆$203/sqft◆360° tour

🏠Single Family Residence

Property type

🏗️2008

Year built

📐6,334 sqft

Lot size

📊$203

Price / sq ft

🏘️$310/mo

HOA dues

📅38

Days on market

🚗2

Garage spaces

🌊X

Flood zone

About this home

One or more photo(s) has been virtually staged. PARADE OF HOMES WINNER | WATERFRONT ELEGANCE | MORGAN CREEK | Seller Motivated!!!!! Experience refined living in this stunning custom-built Parade of Homes winner, perfectly positioned within the gated community of Morgan Creek. Offering tranquil water views, timeless design, and high-end finishes throughout, this residence delivers a seamless blend of luxury and everyday comfort. A grand 8-foot entry door welcomes you into an impressive interior defined by soaring tray ceilings, rich hardwood flooring, and detailed crown molding. Every inch of this home reflects thoughtful craftsmanship—from the custom built-ins to the expansive, light-filled living spaces designed for both entertaining and relaxation. At the heart of the home, the chef-inspired kitchen showcases: Custom solid wood cabinetry Premium solid surface countertops Stainless steel appliances Oversized island with seating Abundant storage and workspace The open-concept design flows effortlessly into the dining and living areas, where wall-to-wall sliding glass doors frame picturesque views of the pond and fountain. Step outside to your private lanai and enjoy a peaceful, resort-style setting—perfect for morning coffee or evening gatherings. The primary suite is a private sanctuary, featuring: Spacious walk-in closet Dual vanities Luxurious garden tub Walk-in shower Private water closet A thoughtfully designed split floor plan provides privacy for guests and family, with generously sized secondary bedrooms and an updated shared bath. Distinctive Features Include: ? Roof approximately 6 years old 8-foot interior doors throughout Designer tray ceilings & crown molding Custom built-in entertainment features Expansive indoor-outdoor living Paver driveway and patio Residents of Morgan Creek enjoy access to a private community pool and clubhouse, all within a serene, well-maintained gated setting.

Estimated monthly payment

Principal & interest$1,896

Property taxes$297

Home insurance (est.)$172

HOA dues$310

Down payment

20%

$75,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history38 days on market

Status: Active
Apr 21, 2026
Listed$385,000
Apr 20, 2026
Price reduced$375,000

Virtual Tour

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 38
Subdivision: Morgan Creek Preserve Ph 01
County: Polk
Year built: 2008
Living area: 1,843 sq ft
Price/sq ft: $203
Building area: 2,482 sq ft (Public Records)
Lot size: 6,334 sq ft
Lot category: 0 to less than 1/4
Flood zone: X (12105C0460G)
Garage: 2 spaces
Annual taxes: $3,559 (2025)
Parcel #: 23-29-08-139620-000240
MLS #: L4961249

Interior Details

Bedrooms: 3
Full bathrooms: 2
Flooring: Carpet, Ceramic Tile, Wood
Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
Interior features: Ceiling Fans(s), Crown Molding, High Ceilings, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Walk-In Closet(s)
Laundry: Inside, Laundry Room
Stories / Levels: One
Direction faces: East

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Garage spaces: 2
Attached garage: Yes

HOA & Financial

HOA fee: $310 / Monthly
Monthly HOA: $310/mo
Total monthly fees: $310/mo
Total annual fees: $3,720
HOA name: Morgan Creek Preserve Residence Assoc
CDD: No
Homestead exemption: Yes
Min lease term: 1-2 Years
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: BUYER TO VERIFY WITH HOA
Approval process: BUYER TO VERIFY WITH HOA

Exterior & Construction

Exterior features: Sidewalk
Construction materials: Block
Roof: Shingle
Foundation: Block
Water view: Yes
Road surface: Asphalt, Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Cable Available

Community

Pets allowed: Yes

Room Details

Room	Level	Dimensions
Kitchen	First	14x13
Dining Room	First	13x13
Living Room	First	18x23
Primary Bedroom	First	14x15
Primary Bathroom	First	12x10
Bathroom 2	First	11x11
Bathroom 3	First	12x13

Listing Details

Listing date: 2026-04-20
On market date: 2026-04-20
Original list price: $385,000
Occupant type: Owner
MLS area: 33811 - Lakeland
Listing AOR: Lakeland
Status changed: 2026-04-21
Tax legal description: MORGAN CREEK PRESERVE PHASE ONE PB 134 PGS 50-51 LOT 24

Flood risk

Minimal riskFEMA Zone XPanel 12105C0460G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

FROM PIPKIN RD TURN INTO MORGAN CREEK PRESERVE, TURN RIGHT ONTO LATHLOA LOOP, HOME WILL BE ON THE LEFT

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 28, 2026 at 8:35 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA