$415,000

4571 Calumet Drive

St Cloud, FL 34772

Active
5
Beds
4
Baths
2,160
Sq Ft
0.18
Acres
2019
Built
In-law suite$192/sqft
🏠Single Family Residence

Property type

🏗️2019

Year built

📐7,841 sqft

Lot size

📊$192

Price / sq ft

🏘️$9/mo

HOA dues

📅32

Days on market

🚗2

Garage spaces

🌊X

Flood zone

About this home

Tucked in the Gramercy Farms community, this 2019-built home offers something most five-bedroom properties don’t: real flexibility. The standout feature is the private first-floor suite, which was originally the primary bedroom. It has its own exterior entrance, a bedroom, and a full bath, making it completely separated from the main living area. This setup is ideal for extended family, guests, or multi-generational living. The interior access to the suite was previously closed off, but it can be easily reopened if a buyer prefers traditional access from inside the home. Upstairs, you’ll find four additional bedrooms and two full baths, including a Jack-and-Jill setup that works well for families. The main living area features an open-concept kitchen and family room with birch cabinetry, granite countertops, and stainless appliances. The home also includes a two-car garage and a deck out back. Gramercy Farms offers a splash pad, dog park, basketball court, and pavilion, all with a very low HOA fee. You’re just minutes from the Florida Turnpike and roughly twelve minutes from Lake Nona Medical City. This is a practical, well-laid-out home designed for multi-generational living or simply having the space to spread out.

Estimated monthly payment

Principal & interest$2,098
Property taxes$507
Home insurance (est.)$190
HOA dues$9

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history32 days on market

  1. Status: Active
    Apr 27, 2026
  2. Listed$460,000
    Apr 27, 2026
  3. Price reduced$415,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
32
Subdivision
Gramercy Farms Ph 4
County
Osceola
Year built
2019
Living area
2,160 sq ft
Price/sq ft
$192
Building area
2,820 sq ft (Public Records)
Lot size
7,841 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12097C0260G)
Garage
2 spaces
Annual taxes
$6,078 (2025)
Parcel #
19-26-31-0161-0001-2860
Zoning
PD
MLS #
O6400274

Interior Details

Bedrooms
5
Full bathrooms
3
Half bathrooms
1
Flooring
Carpet, Ceramic Tile, Luxury Vinyl
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Eat-in Kitchen, Open Floorplan
Laundry
Inside, Laundry Closet, Upper Level
Stories / Levels
Two
Direction faces
East
In-law suite
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$102 / Annually
Monthly HOA
$9/mo
Total monthly fees
$9/mo
Total annual fees
$102
HOA name
Rizzetta & Company
CDD
Yes
Min lease term
7 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Buyer and/or their selected representative shall verify additional restrictions

Exterior & Construction

Exterior features
Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK

Schools

ElementaryBHickory Tree ElemGreatSchools ↗
MiddleAHarmony MiddleGreatSchools ↗
High SchoolAHarmony HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst17x15
Dining RoomFirst16x7
KitchenFirst14x9
Bedroom 1Second14x10
Bedroom 2Second14x11
Bedroom 3Second12x12
Bathroom 4Second14x11
Primary BedroomFirst21x12

Listing Details

Listing date
2026-04-27
On market date
2026-04-27
Original list price
$460,000
Occupant type
Vacant
MLS area
34772 - St Cloud (Narcoossee Road)
Listing AOR
Orlando Regional
Status changed
2026-04-27
Tax legal description
GRAMERCY FARMS PH 4 PB 26 PGS 79-82 LOT 286

Flood risk

Minimal riskFEMA Zone XPanel 12097C0260G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

South on hickory tree, right on old hickory tree Rd, continue to Gramercy farms boulevard, left on Harlow avenue, right on Calumet.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 29, 2026 at 2:13 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA