
$354,900
2962 Harlow Avenue
St Cloud, FL 34772
Listing updated: June 1, 2026 at 8:52 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
POND VIEW | NEW A/C 2025 | MOVE-IN READY | SCREENED LANAI. Welcome to this meticulously maintained 3-bedroom, 2-bathroom home with a spectacular front pond view, new A/C (2025), recent exterior paint, and stainless steel appliances. This move-in ready residence features a bright split floor plan filled with natural light—ideal for comfortable living and entertaining. The kitchen features ample cabinet space and quartz countertops and backsplash. The primary suite overlooks the backyard and the en-suite bath has dual sinks, soaking tub, and separate shower. The ample walk-in closet is on the back for privacy. The second bedroom enjoys the pond view and the third bedroom faces the front porch. The main living spaces are enhanced by luxury vinyl and the bedrooms have recently updated carpeting. The spacious laundry room connects the home to the two-car garage and provides access to a large insulated attic. Both the walk-in closet and the laundry room feature pocket doors for added space efficiency. Step outside to enjoy Florida living with a covered, screened lanai overlooking a spacious fenced backyard with pavers, well-kept landscaping and an expansive private covered outdoor area with blackout curtains for added privacy and comfort. The seller may consider leaving the hurricane shutters. Located in a quiet neighborhood in rapidly growing St. Cloud, this home has convenient access to shopping, dining, Lake Nona, major highways, and Orlando attractions. Don’t miss this turnkey opportunity. Schedule your private showing today!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history66 days on market
- Status: PendingJun 1, 2026
- Listed$368,000Mar 26, 2026
- Price reduced$354,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Pending
- Days on market
- 66
- Subdivision
- Gramercy Farms Ph 4
- County
- Osceola
- Year built
- 2018
- Living area
- 1,527 sq ft
- Price/sq ft
- $232
- Building area
- 2,086 sq ft (Public Records)
- Lot size
- 6,970 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12097C0260G)
- Garage
- 2 spaces
- Annual taxes
- $6,679 (2025)
- Parcel #
- 19-26-31-0161-0001-2220
- Zoning
- RES
- MLS #
- O6392777
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Laminate, Vinyl
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Thermostat, Walk-In Closet(s)
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- Northeast
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- No
- Parking features
- Garage Door Opener
HOA & Financial
- HOA fee
- $102 / Annually
- Monthly HOA
- $9/mo
- Total monthly fees
- $9/mo
- Total annual fees
- $102
- HOA name
- Rizzetta and Company, Inc
- CDD
- Yes
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyer and/or buyer agent to verify with the HOA
- Approval process
- Buyer and/or buyer agent to verify with the HOA
Exterior & Construction
- Exterior features
- Private Yard, Rain Gutters, Sidewalk, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Water view
- Yes
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Public
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 15x12 |
| Bedroom 2 | First | 13x11 |
| Bedroom 3 | First | 13x12 |
| Kitchen | First | 15x10 |
| Living Room | First | 16x13 |
| Dining Room | First | 11x14 |
Listing Details
- Listing date
- 2026-03-26
- On market date
- 2026-03-26
- Original list price
- $368,000
- Occupant type
- Owner
- MLS area
- 34772 - St Cloud (Narcoossee Road)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-06-01
- Tax legal description
- GRAMERCY FARMS PH 4 PB 26 PGS 79-82 LOT 222
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Coming from Hickory Tree Rd, turn right onto Old Hickory Tree Rd. Continue on Gramercy Farms Blvd. for 0.3 miles. Take the 2nd exit from the roundabout onto Gramercy Farms Blvd. After 0.2 miles, turn a left on Harlow Ave. The house will be facing the beautiful pond 0.4 miles after.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 1, 2026 at 8:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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