2962 Harlow Avenue, FL
Stellar MLS

$354,900

2962 Harlow Avenue

St Cloud, FL 34772

Listing updated: June 1, 2026 at 8:52 AM ET

Pending
3
Beds
2
Baths
1,527
Sq Ft
0.16
Acres
2018
Built
Water view$232/sqft
Single Family Residence

Property type

2018

Year built

6,970 sqft

Lot size

$232

Price / sq ft

$9/mo

HOA dues

66

Days on market

2

Garage spaces

X

Flood zone

About this home

POND VIEW | NEW A/C 2025 | MOVE-IN READY | SCREENED LANAI. Welcome to this meticulously maintained 3-bedroom, 2-bathroom home with a spectacular front pond view, new A/C (2025), recent exterior paint, and stainless steel appliances. This move-in ready residence features a bright split floor plan filled with natural light—ideal for comfortable living and entertaining. The kitchen features ample cabinet space and quartz countertops and backsplash. The primary suite overlooks the backyard and the en-suite bath has dual sinks, soaking tub, and separate shower. The ample walk-in closet is on the back for privacy. The second bedroom enjoys the pond view and the third bedroom faces the front porch. The main living spaces are enhanced by luxury vinyl and the bedrooms have recently updated carpeting. The spacious laundry room connects the home to the two-car garage and provides access to a large insulated attic. Both the walk-in closet and the laundry room feature pocket doors for added space efficiency. Step outside to enjoy Florida living with a covered, screened lanai overlooking a spacious fenced backyard with pavers, well-kept landscaping and an expansive private covered outdoor area with blackout curtains for added privacy and comfort. The seller may consider leaving the hurricane shutters. Located in a quiet neighborhood in rapidly growing St. Cloud, this home has convenient access to shopping, dining, Lake Nona, major highways, and Orlando attractions. Don’t miss this turnkey opportunity. Schedule your private showing today!

Estimated monthly payment

Principal & interest$1,795
Property taxes$557
Home insurance (est.)$163
HOA dues$9

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history66 days on market

  1. Status: Pending
    Jun 1, 2026
  2. Listed$368,000
    Mar 26, 2026
  3. Price reduced$354,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Pending
Days on market
66
Subdivision
Gramercy Farms Ph 4
County
Osceola
Year built
2018
Living area
1,527 sq ft
Price/sq ft
$232
Building area
2,086 sq ft (Public Records)
Lot size
6,970 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12097C0260G)
Garage
2 spaces
Annual taxes
$6,679 (2025)
Parcel #
19-26-31-0161-0001-2220
Zoning
RES
MLS #
O6392777

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Laminate, Vinyl
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, Thermostat, Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
Northeast

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
No
Parking features
Garage Door Opener

HOA & Financial

HOA fee
$102 / Annually
Monthly HOA
$9/mo
Total monthly fees
$9/mo
Total annual fees
$102
HOA name
Rizzetta and Company, Inc
CDD
Yes
Homestead exemption
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Buyer and/or buyer agent to verify with the HOA
Approval process
Buyer and/or buyer agent to verify with the HOA

Exterior & Construction

Exterior features
Private Yard, Rain Gutters, Sidewalk, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Water view
Yes
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Public

Community

Pets allowed
Yes

Schools

ElementaryBHickory Tree ElemGreatSchools ↗
MiddleAHarmony MiddleGreatSchools ↗
High SchoolAHarmony HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst15x12
Bedroom 2First13x11
Bedroom 3First13x12
KitchenFirst15x10
Living RoomFirst16x13
Dining RoomFirst11x14

Listing Details

Listing date
2026-03-26
On market date
2026-03-26
Original list price
$368,000
Occupant type
Owner
MLS area
34772 - St Cloud (Narcoossee Road)
Listing AOR
Orlando Regional
Status changed
2026-06-01
Tax legal description
GRAMERCY FARMS PH 4 PB 26 PGS 79-82 LOT 222

Flood risk

Minimal riskFEMA Zone XPanel 12097C0260G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Coming from Hickory Tree Rd, turn right onto Old Hickory Tree Rd. Continue on Gramercy Farms Blvd. for 0.3 miles. Take the 2nd exit from the roundabout onto Gramercy Farms Blvd. After 0.2 miles, turn a left on Harlow Ave. The house will be facing the beautiful pond 0.4 miles after.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 1, 2026 at 8:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA