$534,000
12296 144th Lane
Largo, FL 33774
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Move right into this beautifully updated coastal home just minutes from Indian Rocks Beach and the Largo Intercoastal Marina. Located in a high-and-dry non-flood zone, this property offers the best of Florida living without the high flood insurance costs often associated with beach-area homes. This 3-bedroom, 2-bath home features 1,807 sq ft of living space with soaring nearly 11-foot ceilings in the living room, an open-concept kitchen with stainless steel appliances, renovated bathrooms, new white oak hardwood flooring (not LVP), and abundant natural light throughout. Major system upgrades include a 50-year metal roof with hurricane clips (significantly reduces your insurance premiums), fully updated electrical wiring/panel, new vinyl windows, and solar panels for improved energy efficiency and lower utility costs. Enjoy the outdoors year-round with a fully fenced backyard and a newly built outdoor pavilion—perfect for entertaining after a day on the water or at the beach. Two nearby nature preserves, the marina just blocks away, and Indian Rocks Beach approximately one mile away make this an ideal location for boating, fishing, kayaking, and coastal living. Need extra space? The home also includes two bonus rooms totaling approximately 548 sq ft of additional indoor storage/workshop space, ideal for hobbies, home gym, gear storage, or workspace needs. A rare opportunity to own an updated coastal property with major insurance-saving upgrades in one of Largo’s most desirable locations.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history49 days on market
- Status: ActiveApr 10, 2026
- Listed$579,000Apr 10, 2026
- Price reduced$534,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 49
- Subdivision
- Yellow Banks Grove 3rd Add
- County
- Pinellas
- Year built
- 1960
- Living area
- 1,807 sq ft
- Price/sq ft
- $296
- Building area
- 2,385 sq ft (Public Records)
- Lot size
- 7,627 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12103C0114H)
- Annual taxes
- $7,743 (2025)
- Parcel #
- 07-30-15-99540-003-0050
- Zoning
- RLM
- MLS #
- TB8496111
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Wood
- Appliances
- Dishwasher, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator
- Interior features
- Ceiling Fans(s), Thermostat
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- East
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Private Yard, Storage
- Construction materials
- Block
- Roof
- Metal
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- None
- Utilities
- Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 10x10 |
| Living Room | First | 12x12 |
| Primary Bedroom | First | 12x14 |
Listing Details
- Listing date
- 2026-04-09
- On market date
- 2026-04-10
- Original list price
- $579,000
- Occupant type
- Vacant
- MLS area
- 33774 - Largo
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-04-10
- Tax legal description
- YELLOW BANKS GROVE 3RD ADD BLK C, LOT 5
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Walsingham (688), North on 144th Way to address.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 29, 2026 at 12:35 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA