$350,900
20949 81st Loop
Dunnellon, FL 34431
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Charming country home full of character and curb appeal, perfectly situated on a spacious 1.14-acre corner lot in the desirable Rainbow Springs Woodlands community. This split-level home features a 2-car garage on the lower level and a thoughtfully designed 3-bedroom, 2-bath split floor plan above. Step inside to a warm and inviting living room highlighted by a real wood-burning fireplace—perfect for cozy evenings. The home has been extensively updated over the years, blending classic charm with modern convenience. Recent improvements include Low-E thermal pane windows, new laminate flooring throughout, and beautifully updated maple kitchen cabinets paired with stainless steel appliances, including a brand-new refrigerator (2025). Additional upgrades provide peace of mind and added value, such as a new roof (March 2026), new well pump (2024), insulated garage door, gutters, and a whole-house water filtration and softener system. The home has also been freshly painted inside and out, including the master suite, main living areas, and exterior (2025), along with updates to the front deck and wood fencing. Outside, enjoy the expansive yard featuring 14 newly planted azalea bushes (2025), a storage shed, and a freshly redone asphalt driveway (2026). High-speed internet is available, making this home as practical as it is picturesque. Residents of Rainbow Springs Woodlands enjoy a low annual HOA fee and exclusive access to the pristine Rainbow River through a private park and pavilion, along with a community center and restaurant. Conveniently located just minutes from downtown Dunnellon, this move-in-ready home truly checks all the boxes for comfort, style, and location.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history49 days on market
- Status: ActiveApr 5, 2026
- Listed$350,900Apr 5, 2026
- Price increased$350,900
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 49
- Subdivision
- Rainbow Springs Woodlands
- County
- Marion
- Year built
- 1978
- Living area
- 2,298 sq ft
- Price/sq ft
- $153
- Building area
- 3,368 sq ft (Public Records)
- Lot size
- 49,658 sq ft
- Lot category
- 1 to less than 2
- Flood zone
- X (12083C0655D)
- Garage
- 2 spaces
- Annual taxes
- $4,992 (2025)
- Parcel #
- 3292-066-062
- Zoning
- A1
- MLS #
- OM722176
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile, Laminate
- Appliances
- Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Living Room/Dining Room Combo, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Window Treatments
- Laundry
- Inside, Laundry Room
- Stories / Levels
- Multi/Split
- Direction faces
- East
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central, Electric, Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Garage Faces Side, Basement
HOA & Financial
- HOA fee
- $243 / Annually
- Monthly HOA
- $20/mo
- Total monthly fees
- $20/mo
- Total annual fees
- $243
- HOA name
- Amy Martin
- CDD
- No
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- No
Exterior & Construction
- Exterior features
- Dog Run, French Doors, Lighting, Outdoor Shower, Rain Gutters, Storage
- Construction materials
- Block, Brick, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Water Available, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 10x12 |
| Living Room | First | 15x27 |
| Primary Bedroom | First | 12x24 |
Listing Details
- Listing date
- 2026-04-04
- On market date
- 2026-04-05
- Original list price
- $350,900
- Occupant type
- Owner
- MLS area
- 34431 - Dunnellon
- Listing AOR
- Ocala - Marion
- Status changed
- 2026-04-05
- Tax legal description
- SEC 11 TWP 16 RGE 18 PLAT BOOK R PAGE 041 RAINBOW SPRINGS 1ST REPLAT BLK 66 LOT 62
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From downtown Dunnellon travel north on US Hwy 41, T/L onto SW 88th Place Rd., T/R onto SW 209th Court Rd., then T/R onto SW 81st Loop to first on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 24, 2026 at 2:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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