485 Windy Willow Way, FL

$390,000

485 Windy Willow Way

St Cloud, FL 34771

Active
4
Beds
2
Baths
1,990
Sq Ft
0.16
Acres
2024
Built
$196/sqft360° tour
Single Family Residence

Property type

2024

Year built

6,970 sqft

Lot size

$196

Price / sq ft

$9/mo

HOA dues

48

Days on market

2

Garage spaces

X

Flood zone

About this home

MOTIVATED SELLER — Just reduced $15,000. Move-in ready 2024 build in St. Cloud: 4 bedrooms, 2 baths, 1,990 sqft, 2-car garage, on a 6,970 sqft lot under $200/sqft. Open-concept layout with a split floor plan — primary suite on one side, secondary bedrooms on the other. East-facing front for morning light and afternoon shade. Flood Zone X — no flood insurance required. HOA only $110 p/year Proven rental history at $2,499 p/month (leased in 2024), so you have flexibility whether you are occupying it or holding it. Minutes from Lake Nona, Orlando International Airport, and quick access to SR-417 and SR-528. New-construction quality without the new-construction wait — and now, without the new-construction price. Vacant and easy to show: combination lockbox, go direct. Please submit offers with pre-approval or proof of funds to the listing agents. See Realtor Remarks for contact details.

Estimated monthly payment

Principal & interest$1,972
Property taxes$715
Home insurance (est.)$179
HOA dues$9

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history48 days on market

  1. Status: Active
    Mar 31, 2026
  2. Listed$405,000
    Mar 31, 2026
  3. Price reduced$390,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
48
Subdivision
Crossings Ph 1
County
Osceola
Year built
2024
Living area
1,990 sq ft
Price/sq ft
$196
Building area
2,029 sq ft (Builder)
Lot size
6,970 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12097C0115G)
Garage
2 spaces
Annual taxes
$8,582 (2025)
Parcel #
22-25-31-3661-0001-3810
Zoning
X
MLS #
S5146794

Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Carpet
Appliances
Dishwasher, Dryer, Washer
Interior features
Ninguno
Laundry
None
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
None
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$110 / Annually
Monthly HOA
$9/mo
Total monthly fees
$9/mo
Total annual fees
$110
HOA name
TBC
CDD
Yes
Ownership
Fee Simple
Available for lease
No

Exterior & Construction

Exterior features
None
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Concrete Perimeter
Road surface
Other

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Available, Water Available

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
KitchenFirst
Living RoomFirst
Primary BedroomFirst

Listing Details

Listing date
2026-03-30
On market date
2026-03-31
Original list price
$405,000
Occupant type
Vacant
MLS area
34771 - St Cloud (Magnolia Square)
Listing AOR
Sarasota - Manatee
Status changed
2026-03-31
Tax legal description
CROSSINGS PH 1 PB 33 PGS 53-60 LOT 381

Flood risk

Minimal riskFEMA Zone XPanel 12097C0115G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Narcoossee Rd, head East on Jones Rd. Turn left onto Silverbell Trail, then turn right onto Windy Willow Way. Property will be on your left

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 18, 2026 at 12:07 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA