441 Harbor Drive, FL

$1,599,000

441 Harbor Drive

Indian Rocks Beach, FL 33785

Active
3
Beds
3
Baths
1,898
Sq Ft
0.17
Acres
1966
Built
WaterfrontWater accessPrivate pool$842/sqft360° tour
🏠Single Family Residence

Property type

🏗️1966

Year built

📐7,187 sqft

Lot size

📊$842

Price / sq ft

🏘️No HOA

HOA dues

📅59

Days on market

🚗1

Garage space

🌊AE

Flood zone

About this home

Spectacular two-story waterfront home in Indian Rocks Beach. This updated, move-in-ready home has been thoughtfully designed for indoor-outdoor living. Three bedrooms and three bathrooms, the primary bedroom and en-suite bath encompass the second floor. The second-floor outdoor patio is perfect for sunrise or sunset. The open floor plan on the main level is filled with abundant natural light and creates a bright, airy ambiance. The spacious kitchen boasts ample counter space and a layout that encourages effortless meal preparation and entertaining. Stepping outside, the property's lush landscaping and tropical oasis setting creates a relaxing atmosphere with coveted southern exposure. The expansive outdoor living areas, includes an inviting patio, private salt cell pool and jacuzzi, offering the perfect space to enjoy the coastal lifestyle and scenic waterfront views. The dock provides direct water access to the bay and Gulf. Out front, the spacious driveway ensures ample parking for guests, complementing the overall ease and comfort of this coastal living experience. Come and take a look today!

Estimated monthly payment

Principal & interest$8,085
Property taxes$674
Home insurance (est.)$733

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history59 days on market

  1. Status: Active
    Mar 30, 2026
  2. Listed$1,650,000
    Mar 30, 2026
  3. Price reduced$1,599,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
59
Subdivision
Indian Beach Re-Revised 19th Add
County
Pinellas
Year built
1966
Living area
1,898 sq ft
Price/sq ft
$842
Building area
2,286 sq ft (Estimated)
Lot size
7,187 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12103C0114H)
Garage
1 spaces
Pool
Private pool
Annual taxes
$8,084 (2025)
Parcel #
06-30-15-42372-000-0130
MLS #
TB8491704

Interior Details

Bedrooms
3
Full bathrooms
3
Flooring
Hardwood, Travertine
Appliances
Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
In Garage
Stories / Levels
Two
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Special Ordinances for STR, please check with City Hall

Exterior & Construction

Exterior features
Balcony, Garden, Sliding Doors
Construction materials
Block
Roof
Tile
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Available, Propane, Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryAnona Elementary-PNGreatSchools ↗
MiddleSeminole Middle-PNGreatSchools ↗
High SchoolLargo High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst
KitchenFirst
Primary BedroomSecond

Listing Details

Listing date
2026-03-30
On market date
2026-03-30
Original list price
$1,650,000
Occupant type
Owner
MLS area
33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
Listing AOR
Suncoast Tampa
Status changed
2026-03-30
Tax legal description
INDIAN BEACH RE-REVISED 19TH ADD LOT 13

Flood risk

High riskFEMA Zone AEPanel 12103C0114H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

South on Gulf Blvd to 1st Street, turn left and then right onto Harbor Dr, start to the right to address on Harbor Dr S on your right. Welcome home!

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 28, 2026 at 4:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA