$279,000
3319 Kelsey Lane
St Cloud, FL 34772
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
3-bedroom, 2-bath home featuring CONCRETE BLOCK construction and a functional layout filled with natural lighting throughout. Major updates include an 8 YEAR OLD ROOF and a 2 YEAR OLD HVAC, offering added value and peace of mind. The home includes a 2-car garage and a large screened-in front porch, perfect for relaxing and enjoying the outdoor space. The fenced-in backyard provides additional privacy and usability for a variety of needs. Conveniently located near major highways, eatery, shopping, fuel, and more, offering easy access to everyday essentials and commuting routes. A great opportunity for buyers seeking a well-located home with key updates already in place.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history6 days on market
- Status: ActiveMay 19, 2026
- Listed$279,000Mar 26, 2026
- Price increased$279,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 6
- Subdivision
- Cross Creek Estates
- County
- Osceola
- Year built
- 1999
- Living area
- 1,205 sq ft
- Price/sq ft
- $232
- Lot size
- 6,011 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12097C0260G)
- Garage
- 2 spaces
- Annual taxes
- $4,331 (2025)
- Parcel #
- 26-26-30-0577-0001-0330
- Zoning
- SR3
- MLS #
- O6393740
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Tile
- Appliances
- Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Split Bedroom
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $60 / Monthly
- Monthly HOA
- $60/mo
- Total monthly fees
- $60/mo
- Total annual fees
- $720
- HOA name
- Cross Creek Estates at St. Cloud Homeowners Associ
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Dog Run, Sidewalk, Sliding Doors
- Construction materials
- Block, Concrete
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Dining Room | First | |
| Kitchen | First | |
| Living Room | First | |
| Primary Bathroom | First | |
| Primary Bedroom | First |
Listing Details
- Listing date
- 2026-03-26
- On market date
- 2026-03-26
- Original list price
- $279,000
- Occupant type
- Vacant
- MLS area
- 34772 - St Cloud (Narcoossee Road)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-05-19
- Tax legal description
- CROSS CREEK ESTATES PB 10 PG 73 LOT 33
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Get on FL-528 E (Beachline Expressway) from E Colonial Dr. Follow FL-528 E toward I-4 E / Cape Canaveral for about 10 miles. Take exit 24 for Osceola Parkway toward Saint Cloud / Kissimmee. Turn right onto Osceola Parkway and continue about 6 miles. Turn left onto Narcoossee Rd / County Rd 15A. Continue for about 8 miles and then turn right onto Kelsey Ln. 3319 Kelsey Ln will be on the left-hand side.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 19, 2026 at 10:55 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA