1837 State Road 20, FL

$249,900

1837 State Road 20

Hawthorne, FL 32640

Active
3
Beds
2
Baths
1,560
Sq Ft
1.7
Acres
2010
Built
1.7 acres$160/sqft360° tour
🏠Manufactured Home

Property type

🏗️2010

Year built

📐74,052 sqft

Lot size

📊$160

Price / sq ft

🏘️No HOA

HOA dues

📅56

Days on market

🌊A*

Flood zone

About this home

Beautiful Lake Front property on Cowpen Lake. Right in the heart of North Central Florida in the area known as The Lake Region is this cozy 2010, 3 Bed, 2 Bath manufactured home. Perfect for a big family or to make your own private retreat. Plenty of room for all your vehicles and toys. There is a 20’x 30’ concrete slab and an included uninstalled 18’x 30’ carport. This 1.7 acre property is located on Cowpen Lake, known for its clearwater. A fully recreational lake where you can enjoy Fishing, Swimming, Skiing, Kayaking and more. Right on State Road 20. The properties location is an easy commute between Gainesville, Palatka, and Ocala. Even the Historic Town of Melrose is nearby for eating out, cultural actives, vendors, art walks, regular music events and so much more.

Estimated monthly payment

Principal & interest$1,264
Property taxes$160
Home insurance (est.)$115

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history56 days on market

  1. Status: Active
    Mar 26, 2026
  2. Listed$265,000
    Mar 26, 2026
  3. Price reduced$249,900

Virtual Tour

Facts & features

Property type
Residential
Sub type
Manufactured Home
Status
Active
Days on market
56
Subdivision
Cowpen Lake
County
Putnam
Year built
2010
Living area
1,560 sq ft
Price/sq ft
$160
Lot size
74,052 sq ft
Lot category
1 to less than 2
Flood zone
A* (12107C0235C)
Annual taxes
$1,917 (2025)
Parcel #
21-10-23-0000-0131-0000
Zoning
AG
MLS #
GC538842

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Luxury Vinyl
Appliances
Electric Water Heater, Range, Refrigerator
Interior features
Ceiling Fans(s), Open Floorplan
Laundry
Laundry Room
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Heat Pump
Cooling
Central Air

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
French Doors
Construction materials
Vinyl Siding
Roof
Metal
Foundation
Crawlspace
Road surface
Asphalt

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Cable Available, Electricity Connected

Room Details

RoomLevelDimensions
Primary BedroomFirst
Primary BathroomFirst
KitchenFirst
Living RoomFirst

Listing Details

Listing date
2026-03-25
On market date
2026-03-26
Original list price
$265,000
Occupant type
Owner
MLS area
32640 - Hawthorne
Listing AOR
Gainesville-Alachua
Status changed
2026-03-26
Tax legal description
PT OF LOT 7 OR188 P436

Flood risk

High riskFEMA Zone A*Panel 12107C0235C

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Palatka, head West on FL-20 for 22 miles. Property will be on the Left. From Gainesville, head East on FL-20 for 21 miles. Propety will be on the Right

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 21, 2026 at 12:43 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA