$649,000
330 20th Street
Cape Coral, FL 33909
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
One-of-a-Kind Cape Coral Freshwater Canal Estate – Just Under Half an Acre of Luxury & Fun! Step into a home unlike any other. Nestled on 150 feet of freshwater canal frontage with privacy fencing and an open rear water view, this custom-designed 4-bedroom, 2.5-bath pool home is located in a NO FLOOD ZONE and feels like new, exuding charm at every turn. The lush, whimsical landscaping features a decorative pond complete with a functioning train and railroad track—creating an unforgettable, feel-good welcome to your front door. Designed with accessibility in mind, the entryway accommodates wheelchair access, while a second paved driveway offers convenient backyard entry and a beautifully maintained gravel area ideal for boat or recreational vehicle storage. The expansive lot also offers the potential to be split, providing additional flexibility and value. Inside, over 2,500 square feet of thoughtfully designed living space awaits. The formal living room impresses with vaulted ceilings and sliding glass doors leading to the lanai, while the dining area is perfectly suited for entertaining. The spacious family room showcases tray ceilings, stunning water views, Hunter Douglas Silhouette shades with blackout options, and exterior rolling shutters for added hurricane protection. The primary suite is a true retreat, featuring vaulted ceilings, French doors to the lanai, dual walk-in closets with custom organizers, a soaking tub, dual granite vanities, and a walk-in shower. The chef’s kitchen is both stylish and functional, offering granite countertops, soft-close cabinetry, ambient lighting, a farmhouse sink with a touch-activated faucet, a brand-new microwave, a 2024 refrigerator, and a raised dishwasher for added convenience. Experience Florida living at its finest on the expansive lanai, complete with a pool café window, a gazebo with a gas fire pit, and a stunning saltwater pool featuring two cascading bowl water features and three mini waterfalls. A convenient poolside half bath enhances the outdoor entertaining experience. The three-car garage is equally impressive, featuring epoxy flooring, attic storage space, and a mini-split system to keep the space cool and comfortable year-round. Notable upgrades include a newer roof (2023), impact windows and doors, an impact garage door, electric and manual hurricane shutters, a new pool cage (2024), a resurfaced pool (2024), and a Lennox Signature Series HVAC system (2025) for energy-efficient comfort. Ideally located near shopping, dining, parks, and top-rated schools, this exceptional property offers the perfect blend of luxury, functionality, and fun—truly a rare Cape Coral gem.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveMar 20, 2026
- Listed$649,000Mar 20, 2026
- Price increased$649,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Cape Coral
- County
- Lee
- Year built
- 2007
- Living area
- 2,515 sq ft
- Price/sq ft
- $258
- Building area
- 3,130 sq ft (Public Records)
- Lot size
- 19,998 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12071C0254G)
- Garage
- 3 spaces
- Pool
- Private pool
- Annual taxes
- $4,091 (2025)
- Parcel #
- 36-43-23-C4-02545.0290
- Zoning
- R1
- MLS #
- C7523661
Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Laminate, Tile
- Appliances
- Dishwasher, Disposal, Dryer, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Touchless Faucet, Trash Compactor, Washer, Whole House R.O. System
- Interior features
- Accessibility Features, Ceiling Fans(s), Coffered Ceiling(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Window Treatments
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
- Parking features
- Boat, Driveway, Garage Door Opener, Guest, Open, Oversized, Parking Pad
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Fire Pit, Hurricane Shutters, Lighting, Private Mailbox, Sliding Doors
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Sprinkler Well
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Kitchen | First | |
| Primary Bedroom | First | |
| Primary Bathroom | First | |
| Bathroom 1 | First |
Listing Details
- Listing date
- 2026-03-19
- On market date
- 2026-03-20
- Original list price
- $649,000
- Occupant type
- Owner
- MLS area
- 33909 - Cape Coral
- Listing AOR
- Port Charlotte
- Status changed
- 2026-03-20
- Tax legal description
- CAPE CORAL UNIT 36 PT 1 BLK 2545 PB 23 PG 94 LOTS 29 THRU 32
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Please use GPS for best directions.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of March 21, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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