330 20th Street, FL

$649,000

330 20th Street

Cape Coral, FL 33909

Active
4
Beds
3
Baths
2,515
Sq Ft
0.46
Acres
2007
Built
WaterfrontWater accessPrivate pool3-car garage$258/sqft
🏠Single Family Residence

Property type

🏗️2007

Year built

📐19,998 sqft

Lot size

📊$258

Price / sq ft

🏘️No HOA

HOA dues

📅1

Day on market

🚗3

Garage spaces

🌊X

Flood zone

About this home

One-of-a-Kind Cape Coral Freshwater Canal Estate – Just Under Half an Acre of Luxury & Fun! Step into a home unlike any other. Nestled on 150 feet of freshwater canal frontage with privacy fencing and an open rear water view, this custom-designed 4-bedroom, 2.5-bath pool home is located in a NO FLOOD ZONE and feels like new, exuding charm at every turn. The lush, whimsical landscaping features a decorative pond complete with a functioning train and railroad track—creating an unforgettable, feel-good welcome to your front door. Designed with accessibility in mind, the entryway accommodates wheelchair access, while a second paved driveway offers convenient backyard entry and a beautifully maintained gravel area ideal for boat or recreational vehicle storage. The expansive lot also offers the potential to be split, providing additional flexibility and value. Inside, over 2,500 square feet of thoughtfully designed living space awaits. The formal living room impresses with vaulted ceilings and sliding glass doors leading to the lanai, while the dining area is perfectly suited for entertaining. The spacious family room showcases tray ceilings, stunning water views, Hunter Douglas Silhouette shades with blackout options, and exterior rolling shutters for added hurricane protection. The primary suite is a true retreat, featuring vaulted ceilings, French doors to the lanai, dual walk-in closets with custom organizers, a soaking tub, dual granite vanities, and a walk-in shower. The chef’s kitchen is both stylish and functional, offering granite countertops, soft-close cabinetry, ambient lighting, a farmhouse sink with a touch-activated faucet, a brand-new microwave, a 2024 refrigerator, and a raised dishwasher for added convenience. Experience Florida living at its finest on the expansive lanai, complete with a pool café window, a gazebo with a gas fire pit, and a stunning saltwater pool featuring two cascading bowl water features and three mini waterfalls. A convenient poolside half bath enhances the outdoor entertaining experience. The three-car garage is equally impressive, featuring epoxy flooring, attic storage space, and a mini-split system to keep the space cool and comfortable year-round. Notable upgrades include a newer roof (2023), impact windows and doors, an impact garage door, electric and manual hurricane shutters, a new pool cage (2024), a resurfaced pool (2024), and a Lennox Signature Series HVAC system (2025) for energy-efficient comfort. Ideally located near shopping, dining, parks, and top-rated schools, this exceptional property offers the perfect blend of luxury, functionality, and fun—truly a rare Cape Coral gem.

Estimated monthly payment

Principal & interest$3,282
Property taxes$341
Home insurance (est.)$297

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Mar 20, 2026
  2. Listed$649,000
    Mar 20, 2026
  3. Price increased$649,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Cape Coral
County
Lee
Year built
2007
Living area
2,515 sq ft
Price/sq ft
$258
Building area
3,130 sq ft (Public Records)
Lot size
19,998 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12071C0254G)
Garage
3 spaces
Pool
Private pool
Annual taxes
$4,091 (2025)
Parcel #
36-43-23-C4-02545.0290
Zoning
R1
MLS #
C7523661

Interior Details

Bedrooms
4
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Laminate, Tile
Appliances
Dishwasher, Disposal, Dryer, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Touchless Faucet, Trash Compactor, Washer, Whole House R.O. System
Interior features
Accessibility Features, Ceiling Fans(s), Coffered Ceiling(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Window Treatments
Laundry
Inside
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Boat, Driveway, Garage Door Opener, Guest, Open, Oversized, Parking Pad

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Fire Pit, Hurricane Shutters, Lighting, Private Mailbox, Sliding Doors
Construction materials
Block
Roof
Shingle
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Sprinkler Well

Room Details

RoomLevelDimensions
Living RoomFirst
KitchenFirst
Primary BedroomFirst
Primary BathroomFirst
Bathroom 1First

Listing Details

Listing date
2026-03-19
On market date
2026-03-20
Original list price
$649,000
Occupant type
Owner
MLS area
33909 - Cape Coral
Listing AOR
Port Charlotte
Status changed
2026-03-20
Tax legal description
CAPE CORAL UNIT 36 PT 1 BLK 2545 PB 23 PG 94 LOTS 29 THRU 32

Flood risk

Minimal riskFEMA Zone XPanel 12071C0254G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Please use GPS for best directions.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of March 21, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA