$460,000
3855 Topsail Trail
New Port Richey, FL 34652
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
One or more photo(s) has been virtually staged. MAJOR ADDED VALUE: FREE, transferable FEMA flood insurance policy in effect through 2027! Live the coastal lifestyle with total peace of mind and complete privacy in Gulf Harbors/ Flora A Mar Community. This fully renovated, move-in-ready 4BR/3BA pool home backs directly onto a protected conservation area—meaning no rear neighbors, no passing boat traffic, and total backyard serenity. Quick Highlights: - Turn-Key Luxury: Upgraded interior with granite countertops, tile flooring, a main-floor primary suite, and a spacious 2-car garage. - Boater’s Dream ($125/yr): Exclusive access to private neighborhood boat ramps and launches. - Private Beach Club ($200/yr): Elite access to pristine white sand beaches and Gulf sunsets. Get all the premier resort perks of the Flor A Mar community without the hefty waterfront price tag or seawall maintenance. View the FEATURE SHEET and schedule your tour today!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history69 days on market
- Status: ActiveMar 12, 2026
- Listed$474,999Mar 12, 2026
- Price reduced$460,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 69
- Subdivision
- Flor A Mar
- County
- Pasco
- Year built
- 1972
- Living area
- 2,047 sq ft
- Price/sq ft
- $225
- Building area
- 2,914 sq ft (Public Records)
- Lot size
- 7,370 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12101C0332G)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $3,401 (2025)
- Parcel #
- 12-26-15-0110-01100-1280
- Zoning
- R4
- MLS #
- TB8484018
Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Crown Molding, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Walk-In Closet(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- Two
- Direction faces
- South
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Covered, Driveway
HOA & Financial
- HOA fee
- $125 / Annually
- Monthly HOA
- $10/mo
- Total monthly fees
- $10/mo
- Total annual fees
- $125
- HOA name
- Gulf Harbors Civic Association
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Pasco County has lease restrictions
Exterior & Construction
- Exterior features
- Awning(s), French Doors, Private Entrance, Private Mailbox, Private Yard, Rain Gutters, Sidewalk, Sliding Doors
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 19.5x11 |
| Kitchen | First | 16x8 |
| Living Room | First | 18x14 |
Listing Details
- Listing date
- 2026-03-12
- On market date
- 2026-03-12
- Original list price
- $474,999
- Occupant type
- Owner
- MLS area
- 34652 - New Port Richey
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-03-12
- Tax legal description
- FLOR-A-MAR SECTION C-8 PB 10 PG 32 LOT 128 BLOCK 11 OR 9773 PG 0389
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
US HWY 19 N TO Flor A Mar west to Shell Stream left to Topsail Trail west, home is on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 20, 2026 at 12:07 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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