34 Seagate Beach, FL

$999,000

34 Seagate Beach

Key Largo, FL 33037

Active
3
Beds
2
Baths
2,912
Sq Ft
0.15
Acres
2018
Built
Private pool$343/sqft360° tour
Single Family Residence

Property type

2018

Year built

6,600 sqft

Lot size

$343

Price / sq ft

No HOA

HOA dues

8

Days on market

1

Garage space

AE

Flood zone

About this home

Tropical ocean-side retreat in Key Largo offering over 2,900 sq. ft. of air-conditioned living space. Built solid with concrete and rebar and elevated above flood level, this 5-bedroom, 3-bath residence delivers durability, scale, and coastal style. Features include a garage, two private balconies, and an expansive patio terrace designed for effortless indoor-outdoor living. Inside, soaring 10–13 ft ceilings and 24 hurricane-impact doors and windows fill the home with light. Finishes include 32" polished porcelain tile throughout and travertine marble on the balconies, entry porch, and terrace. A chef’s kitchen with black stainless appliances and double oven anchors the main living space. Two tankless water heaters and dual high-efficiency Trane A/C systems (5.5-ton & 3.5-ton) ensure year-round comfort. Originally built by a Certified Building Contractor as a personal residence—quality and structural integrity were the priority. Walk to Jacob's Aquatic Center for tennis, swimming, and basketball, or stroll to the nearby marina for convenient boat storage and quick ocean access.

Estimated monthly payment

Principal & interest$5,051
Property taxes$290
Home insurance (est.)$458

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history8 days on market

  1. Status: Active
    Mar 5, 2026
  2. Listed$1,100,000
    Mar 5, 2026
  3. Price reduced$999,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
8
Subdivision
Key Largo Beach
County
Monroe
Year built
2018
Living area
2,912 sq ft
Price/sq ft
$343
Lot size
6,600 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12087C0929K)
Garage
1 spaces
Pool
Private pool
Annual taxes
$3,479 (2025)
Parcel #
00502030-000000
Zoning
IS
MLS #
TB8483205

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Ceramic Tile
Appliances
Convection Oven
Interior features
Ceiling Fans(s)
Laundry
In Garage
Stories / Levels
Two
Direction faces
North

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
None
Construction materials
Block
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Asphalt, Gravel

Utilities

Sewer
Other
Water source
Public
Utilities
Cable Available

Room Details

RoomLevelDimensions
Bathroom 1First
Bathroom 2First
Bedroom 1First
Bedroom 2First
KitchenFirst
Bathroom 3Second
Bedroom 3Second
Bathroom 5Second
Bedroom 5Second
Dining RoomFirst
Bathroom 4Second
Bathroom 4Second
Bathroom 3Second
Living RoomFirst
Primary BedroomFirst

Listing Details

Listing date
2026-03-04
On market date
2026-03-05
Original list price
$1,100,000
Occupant type
Owner
MLS area
33037 - Key Largo
Listing AOR
Suncoast Tampa
Status changed
2026-03-05
Tax legal description
BK 3 LT 24 KEY LARGO BEACH PB2-149 KEY LARGO OR414-749 OR835-2278 OR1543-1812/13 OR1957-297/98 OR2674-836/37 OR3216-0568 OR3224-0411

Flood risk

High riskFEMA Zone AEPanel 12087C0929K

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Google or IMaps

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of March 13, 2026 at 1:39 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA