9948 Indian Key Trail, FL

$488,500

9948 Indian Key Trail

Seminole, FL 33776

Active
4
Beds
4
Baths
2,174
Sq Ft
0.05
Acres
1994
Built
WaterfrontWater accessIn-law suite$225/sqft360° tour
Townhouse

Property type

1994

Year built

2,148 sqft

Lot size

$225

Price / sq ft

$420/mo

HOA dues

47

Days on market

1

Garage space

X500

Flood zone

About this home

Enjoy watching dolphins, manatees, and a variety of sea birds from one of three screened balconies overlooking a peaceful saltwater canal. This well-maintained three-story townhouse in the charming Tara Cay community offers one of the largest floor plans available and is ready for its next owner. The home features 4 spacious bedrooms, 4 full bathrooms, and a garage, making it ideal for multi-generational living, guests, or flexible space for a home office or game room. The first floor offers an excellent private in-law suite option, complete with a kitchenette, ensuite bathroom, and access to the screened lanai—providing a comfortable and private space for extended family or guests. The main living level features a bright and inviting living and dining area with luxury engineered hardwood flooring and neutral finishes throughout. The updated kitchen is equipped with quartz countertops, stainless steel appliances, a breakfast bar, and ample cabinet space, making it perfect for both everyday living and entertaining. Upstairs, the generously sized bedrooms include dual primary suites with his-and-hers walk-in closets and a porcelain-tiled primary shower. The laundry area is conveniently located on the third floor near the bedrooms, and the home offers abundant storage throughout. The roof was replaced in 2025, providing added value and peace of mind. Outdoor enthusiasts will appreciate the nearby kayak launch and the community dock located directly behind the unit where you can dock your boat. Residents also enjoy access to two community pools, and the HOA fees cover water, sewer, trash, basic cable, and community amenities. Located less than two miles from the Gulf beaches and close to the Florida Botanical Gardens, the Pinellas Trail, Publix, Walsingham Park, and top-rated Seminole schools, Tara Cay offers a peaceful setting with convenient access to shopping, dining, and everyday conveniences. Schedule your private showing today.

Estimated monthly payment

Principal & interest$2,470
Property taxes$336
Home insurance (est.)$224
HOA dues$420

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history47 days on market

  1. Status: Active
    Mar 6, 2026
  2. Listed$499,900
    Mar 6, 2026
  3. Price reduced$488,500

Virtual Tour

Facts & features

Property type
Residential
Sub type
Townhouse
Status
Active
Days on market
47
Subdivision
Tara Cay Sound South Ii
County
Pinellas
Year built
1994
Living area
2,174 sq ft
Price/sq ft
$225
Lot size
2,148 sq ft
Lot category
0 to less than 1/4
Flood zone
X500 (12103C0177H)
Garage
1 spaces
Annual taxes
$4,029 (2025)
Parcel #
19-30-15-89775-000-0170
Zoning
RPD-10
MLS #
TB8482898

Interior Details

Bedrooms
4
Full bathrooms
4
Flooring
Tile
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Split Bedroom, Walk-In Closet(s)
Laundry
Inside, Laundry Closet
Stories / Levels
Three Or More
Direction faces
Southeast
In-law suite
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes
Parking features
Driveway

HOA & Financial

HOA fee
$420 / Monthly
Monthly HOA
$420/mo
Total monthly fees
$420/mo
Total annual fees
$5,040
HOA name
PMI Property Management
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
3 month minimum lease required.
Approval process
Application, fee and approval by the association.

Exterior & Construction

Exterior features
Balcony, Rain Gutters, Sliding Doors
Construction materials
Vinyl Siding, Frame
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Number Limit, Yes

Room Details

RoomLevelDimensions
Primary BedroomThird
Bedroom 2Third
Bathroom 3Second
KitchenSecond
Living RoomSecond
Dining RoomSecond
Family RoomFirst

Listing Details

Listing date
2026-03-06
On market date
2026-03-06
Original list price
$499,900
Occupant type
Owner
MLS area
33776 - Seminole/Largo
Listing AOR
Suncoast Tampa
Status changed
2026-03-06
Tax legal description
TARA CAY SOUND, SOUTH VILLAGE, PHASE II LOT 17

Flood risk

Moderate riskFEMA Zone X500Panel 12103C0177H

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Head West on Park Blvd towards Starkey Road. Right on 137th Street. Left on Yacht Club Blvd. Right on Hamlin Blvd. Left on Seminole Trail. Left on Indian Key Trail. Destination will be on your right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of April 22, 2026 at 9:42 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA