648 Orange Belt Loop, FL

$499,990

648 Orange Belt Loop

Winter Garden, FL 34787

Active
3
Beds
3
Baths
1,688
Sq Ft
0.05
Acres
2018
Built
$296/sqft360° tour
🏠Townhouse

Property type

🏗️2018

Year built

📐2,156 sqft

Lot size

📊$296

Price / sq ft

🏘️$338/mo

HOA dues

📅94

Days on market

🚗2

Garage spaces

🌊X

Flood zone

About this home

Welcome to your opportunity to own in one of the most desirable locations near downtown Winter Garden—just off iconic Heritage at Plant Street in the GOLF CART DISTRICT. This beautiful 3-bedroom, 2.5-bath home offers nearly 1,700 square feet of thoughtfully designed living space in an unbeatable setting. Step inside to an expansive great room featuring stylish wood-look tile and an open-concept layout that seamlessly connects the living, dining, and kitchen areas—perfect for entertaining. The kitchen is designed for both function and style, offering abundant stylish cabinetry, gorgeous backsplash, elegant gold hardware, granite countertops, NEW Refrigerator, NEW microwave, NEW dishwasher, GAS stove and generous prep space. A screened courtyard with pavers creates a more private/secure outdoor retreat between the home and the detached 2-car garage. Whether you envision an outdoor lounge, garden oasis, or entertainment space, the possibilities are endless. Upstairs you will find upgraded- low maintenance flooring through out and your own private owner’s retreat. The spacious primary suite features a walk-in closet and an impressive ensuite bath designed to impress. Two additional bedrooms share a full bathroom, offering flexibility for guests, family, or a home office setup. A convenient half bath is located downstairs for visitors. Enjoy your summer months cooling off in the COMMUNITY POOL which is located just a couple of minutes from your front door. This community is ideally positioned between the West Orange Trail Park and the Winter Garden Branch Library, and just minutes from the 429 for easy commuting. If you like to run or bike this home is the perfect place for you since it is located along the West Orange Trail. Walk—or hop on your golf cart—to downtown Winter Garden where you’ll enjoy the vibrant atmosphere of Plant Street Market, known for its local food vendors, craft brews, artisan goods, and year-round community events. Located close to the community pool and surrounded by everything that makes Winter Garden special, this home truly offers the lifestyle buyers are searching for. Lower utility bills since it's an inside unit, double pane windows and a Instant Hot Gas Water Heater. Schedule your private showing today and experience why this location is so highly sought after.

Estimated monthly payment

Principal & interest$2,528
Property taxes$348
Home insurance (est.)$229
HOA dues$338

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history94 days on market

  1. Status: Active
    Feb 26, 2026
  2. Listed$525,000
    Feb 26, 2026
  3. Price reduced$499,990

Virtual Tour

Facts & features

Property type
Residential
Sub type
Townhouse
Status
Active
Days on market
94
Subdivision
Heritage/Plant Street
County
Orange
Year built
2018
Living area
1,688 sq ft
Price/sq ft
$296
Building area
2,359 sq ft (Public Records)
Lot size
2,156 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12095C0205H)
Garage
2 spaces
Annual taxes
$4,171 (2024)
Parcel #
14-22-27-3445-00-310
Zoning
PUD
MLS #
S5144591

Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Ceramic Tile, Luxury Vinyl
Appliances
Exhaust Fan, Microwave, Range, Refrigerator, Tankless Water Heater
Interior features
Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Electric Dryer Hookup, Inside, Washer Hookup
Stories / Levels
Two
Direction faces
North

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Garage Door Opener, Garage Faces Rear

HOA & Financial

HOA fee
$338 / Monthly
Monthly HOA
$338/mo
Total monthly fees
$338/mo
Total annual fees
$4,056
HOA name
James Poindexter
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Please refer to HOA Documents for restrictions. No lease may be for less than 12 months. Additional information can be obtained https://myzealhoa.com/HPW/document-library?from=owner

Exterior & Construction

Exterior features
Private Entrance, Rain Gutters, Sidewalk
Construction materials
Block, Stucco, Frame
Roof
Shingle
Foundation
Slab
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryCDillard Street ElemGreatSchools ↗
MiddleBLakeview MiddleGreatSchools ↗
High SchoolAWest Orange HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst15.8x14
LaundryFirst7.5x6.1
Great RoomFirst14x20.4
Bathroom 1First4.5x6.7
Balcony/Porch/LanaiFirst21.3x14.1
Primary BedroomSecond12.5x17.1
Primary BathroomSecond9.1x7.1
Bedroom 2Second10.4x10.11
Bathroom 3Second8.7x6.7
Bedroom 3Second10.4x10.2

Listing Details

Listing date
2026-02-26
On market date
2026-02-26
Original list price
$525,000
Occupant type
Vacant
MLS area
34787 - Winter Garden/Oakland
Listing AOR
Osceola
Status changed
2026-02-26
Tax legal description
HERITAGE AT PLANT STREET 95/149 LOT 31

Flood risk

Minimal riskFEMA Zone XPanel 12095C0205H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Hwy 50W / W Colonial Drive, turn right onto 9th Street, then left onto E Plant Street. Follow Outina St to Orange Belt Loop. Turn left onto Orange Belt Loop. The Townhome will be on your left.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 31, 2026 at 6:28 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA