$699,000

5014 Down Court

St Cloud, FL 34772

Active
5
Beds
4
Baths
3,854
Sq Ft
0.16
Acres
2023
Built
WaterfrontWater access3-car garage$181/sqft360° tour
🏠Single Family Residence

Property type

🏗️2023

Year built

📐6,970 sqft

Lot size

📊$181

Price / sq ft

🏘️$114/mo

HOA dues

📅1

Day on market

🚗3

Garage spaces

🌊X

Flood zone

About this home

Experience waterfront living in this impressive 3,800 square foot Exbury floor plan by Landsea, offering 5 bedrooms, 3.5 bathrooms, and a 3 car garage. Perfectly positioned on a premium homesite with expansive lake and canal views, this two-story residence combines space, functionality, and lifestyle in one of the most desirable settings in the area. From the moment you enter, the soaring ceilings and elegant stair railing create an open, welcoming feel that makes the home feel even larger and brighter. The kitchen was thoughtfully designed for both everyday living and entertaining, featuring beautiful gray cabinetry, a modern white backsplash, stainless steel appliances, and an oversized island that serves as the centerpiece of the home. A custom-built walk-in pantry adds exceptional storage and sets this floor plan apart from others. The open layout flows seamlessly into the main living areas, all designed to maximize the natural light and showcase the stunning water views. The primary suite is conveniently located on the first floor, offering privacy and comfort with peaceful water views to wake up to each morning. The spacious en-suite bathroom includes separate his and hers vanities, with a dedicated makeup area, dual oversized walk-in closets, additional linen storage, and a layout that feels both functional and luxurious without being overdone. Upstairs, a generous loft provides flexible space that can easily be transformed into a game room, media room, home office, or additional lounge area. The home’s layout offers the perfect balance of shared gathering spaces and private retreats for family and guests alike. Step outside to enjoy true Florida outdoor living. The extended paver patio with a built-in fire pit creates an ideal setting for relaxing evenings overlooking the water. The covered lanai allows you to enjoy the outdoors comfortably, even on rainy days. There is ample room to build a private boat dock, giving future owners the opportunity to park their boat right in their backyard. From here, you have access to the Alligator Chain of Lakes, connecting to multiple lakes for boating, fishing, and endless water recreation. The community enhances the lifestyle even further with resort-style amenities, including a pool with splash pad, playground, open green spaces perfect for picnics, a designated fishing area, and a community boat lift. Residents can also enjoy kayaking through the scenic canals, making it easy to take full advantage of the waterfront setting. This home offers the perfect combination of space, thoughtful upgrades, and outdoor lifestyle opportunities in a setting that truly feels special. It is a rare opportunity to own a spacious waterfront property with room to grow, both inside and out.

Estimated monthly payment

Principal & interest$3,535
Property taxes$828
Home insurance (est.)$320
HOA dues$114

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Feb 26, 2026
  2. Listed$699,000
    Feb 26, 2026
  3. Price increased$699,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Hanover Lakes Ph 5
County
Osceola
Year built
2023
Living area
3,854 sq ft
Price/sq ft
$181
Building area
5,266 sq ft (Owner)
Lot size
6,970 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12097C0280G)
Garage
3 spaces
Annual taxes
$9,940 (2025)
Parcel #
20-26-31-0138-0001-4860
Zoning
RESIDENTIA
MLS #
S5144543

Interior Details

Bedrooms
5
Full bathrooms
3
Half bathrooms
1
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Freezer, Microwave, Range, Refrigerator
Interior features
High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry
Laundry Room, Upper Level
Stories / Levels
Two
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes

HOA & Financial

HOA fee
$343 / Quarterly
Monthly HOA
$114/mo
Total monthly fees
$114/mo
Total annual fees
$1,372
HOA name
Mary James
CDD
Yes
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Assumable, Cash, Conventional, FHA
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
to be verify with HOA
Approval process
To be verify with HOA

Exterior & Construction

Construction materials
Block
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Fire Hydrant, Public, Sprinkler Meter, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryBHickory Tree ElemGreatSchools ↗
MiddleAHarmony MiddleGreatSchools ↗
High SchoolAHarmony HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst16x17
Primary BathroomFirst17x23
Dining RoomFirst11x14
Great RoomFirst17x24
KitchenFirst11x19
LoftSecond18x19
Balcony/Porch/LanaiFirst19x11
Bonus RoomFirst11x14
Bedroom 2Second13x11
Bathroom 3Second11x11
Bathroom 4Second11x11
Bedroom 5Second13x11

Listing Details

Listing date
2026-02-26
On market date
2026-02-26
Original list price
$699,000
Occupant type
Owner
MLS area
34772 - St Cloud (Narcoossee Road)
Listing AOR
Orlando Regional
Status changed
2026-02-26
Tax legal description
HANOVER LAKES PH 5 PB 32 PGS 42-43 LOT 486

Flood risk

Minimal riskFEMA Zone XPanel 12097C0280G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Driving Directions: From SR-417 Greenway, take Exit 22 for Narcoossee Road (FL-15) and travel south. Continue through the US-192/Narcoossee Road intersection as Narcoossee Road becomes Hickory Tree Road. The Hanover Lakes community entrance will be on your left. Turn into the community and follow the main road, then turn right onto Down Court. Continue to the end of the cul-de-sac and 5014 Down Court will be on your right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of February 27, 2026 at 6:53 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA