$549,000
5046 Down Court
St Cloud, FL 34772
Listing updated: June 28, 2026 at 11:05 AM ET
Listing courtesy of Olympus Executive Realty Inc · David Hijar · MLS #O6406936 · Active · 407-469-0090Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
SELLER IS OFFERING UP TO $20,000 TOWARD BUYER CLOSING COSTS, PREPAID EXPENSES, INTEREST RATE BUY DOWN, OR ALLOWABLE BUYER EXPENSES WITH AN ACCEPTABLE OFFER. Rare Waterfront Opportunity in Hanover Lakes | Private Dock Approval with Pool Design Perfectly positioned along a scenic canal with boat access to an expansive chain of lakes, this home offers the opportunity to enjoy, fishing, kayaking, sunset views, and the luxury of keeping your boat right in your own backyard. HOA Approval is already in place for a private dock to be installed, creating an opportunity for you to fully embrace the waterfront Life. The current owners have engaged an interior designer and now you can enjoy a curated design. Experience a waterfront and private backdrop that feels is exclusive and unique. Including a 240V EV charger and access to Hanover Lakes’ resort style amenities, a zero entry pool, splash pad, sundeck, playground, green spaces, fishing, community docks, and expansive canals. Located near Lake Nona, Medical City, MCO, 417, Disney, and UCF.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history44 days on market
- Status: ActiveMay 15, 2026
- Listed$590,000May 15, 2026
- Price reduced$549,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 44
- Subdivision
- Hanover Lakes Ph 5
- County
- Osceola
- Year built
- 2023
- Living area
- 3,197 sq ft
- Price/sq ft
- $172
- Building area
- 3,756 sq ft (Public Records)
- Lot size
- 5,663 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- x
- Garage
- 2 spaces
- Annual taxes
- $9,666 (2025)
- Parcel #
- 20-26-31-0138-0001-4940
- Zoning
- RES
- MLS #
- O6406936
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Interior Details
- Bedrooms
- 5
- Full bathrooms
- 3
- Flooring
- Ceramic Tile, Luxury Vinyl
- Appliances
- Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Microwave, Range, Refrigerator, Washer
- Interior features
- PrimaryBedroom Upstairs, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Stories / Levels
- Two
- Direction faces
- East
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Covered, Curb Parking, Driveway, Garage Door Opener, Ground Level, Guest, On Street, Workshop in Garage
HOA & Financial
- HOA fee
- $335 / Quarterly
- Monthly HOA
- $112/mo
- Total monthly fees
- $112/mo
- Total annual fees
- $1,340
- HOA name
- Artemis Lifestyles Services/Mary James
- CDD
- Yes
- Homestead exemption
- Yes
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyer to verify leasing restrictions with HOA and/or city/county.
- Approval process
- Buyer to verify any approval process with HOA and/or city/county.
Exterior & Construction
- Exterior features
- Lighting, Private Mailbox, Private Yard, Sidewalk, Sliding Doors, Storage
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Phone Available, Sewer Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK, Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Primary Bedroom | Second | |
| Primary Bathroom | Second | |
| Living Room | First |
Listing Details
- Listing date
- 2026-05-15
- On market date
- 2026-05-15
- Original list price
- $590,000
- Occupant type
- Owner
- MLS area
- 34772 - St Cloud (Narcoossee Road)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-05-15
- Tax legal description
- HANOVER LAKES PH 5 PB 32 PGS 42-43 LOT 494
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Florida’s Turnpike, take Exit 240 toward Kissimmee Park Rd. Continue to Old Canoe Creek Rd, then to Pine Tree Dr, turn onto Hickory Tree Rd, and continue to Down Ct. Property will be located at 5046 Down Ct.
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of June 28, 2026 at 11:05 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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