


$535,000
5046 Down Court
St Cloud, FL 34772
Listing updated: July 20, 2026 at 3:56 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Backyard Boat Access | 2023 Waterfront Home | Minutes to Lake Nona - The most affordable true waterfront home in Hanover Lakes. Rare Waterfront Opportunity!!! Beautifully maintained, this nearly NEW WATERFRONT home offers the look and feel of new construction with the benefit of upgrades already in place. Set along one of Hanover Lakes’ scenic canals, the home offers boat access to an expansive chain of lakes, with peaceful water views, fishing, kayaking, and the ability to enjoy your boat right from your own backyard. Inside, the home feels bright, clean, and well finished, with details that set it apart from the ordinary. Custom tile flooring runs through the main level and wet areas, complemented by fresh paint, ceiling fans throughout, CUSTOM MILLWORK, wainscoting, WOOD ACCENT WALLS, framed bathroom mirrors, and well placed drop zones near both the front entry and garage entry. The home also offers EXCELLENT STORAGE throughout, with generous cabinetry and practical spaces that make everyday living feel organized and comfortable.The kitchen has a clean, upgraded look with QUARTZ COUNTERTOPS, 42 inch cabinetry, recessed lighting, a single basin stainless steel undermount sink, built in soap dispenser, and a countertop AIR SWITCH for the garbage disposal. Quartz countertops continue into every bathroom, giving the home a consistent and finished feel. The primary suite is one of the standout spaces, featuring upgraded cabinetry, quartz countertops, a garden tub, glass enclosed shower, and a KOHLER digital shower system with programmable controls, rain head, body sprays, hand shower, and multiple shower settings. The secondary bathrooms are also finished with upgraded cabinetry, quartz countertops, glass enclosures, decorative wall detailing, and carefully selected fixtures. The home was also built with convenience in mind, including smart locks, Ring doorbell, SPACIOUS LAUNDRY ROOM pre plumbed for a sink, pool bath door for future outdoor living, and a 240V EV CHARGER. The OVERSIZED two car garage includes EPOXY flooring and an EXTENDED DEPTH BAY, giving you extra space for storage, tools, or a workshop area while still keeping room for parking. Hanover Lakes offers a true waterfront community lifestyle with resort style amenities including a ZERO ENTRY POOL, splash pad, sundeck, playground, green spaces, fishing areas, community docks, and expansive canals. Located within minutes of Downtown St. Cloud, Lakefront Park, the Historic St. Cloud Twin Theatre, LAKE NONA, Medical City, Orlando International Airport, 417, DISNEY, UCF, shopping, dining, and major Central Florida destinations, this home brings together waterfront living, meaningful upgrades, and a location that makes everyday life feel connected and convenient.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history66 days on market
- Status: ActiveMay 15, 2026
- Listed$590,000May 15, 2026
- Price reduced$535,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 66
- Subdivision
- Hanover Lakes Ph 5
- County
- Osceola
- Year built
- 2023
- Living area
- 3,197 sq ft
- Price/sq ft
- $167
- Building area
- 3,756 sq ft (Public Records)
- Lot size
- 5,663 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- x
- Garage
- 2 spaces
- Annual taxes
- $9,666 (2025)
- Parcel #
- 20-26-31-0138-0001-4940
- Zoning
- RES
- MLS #
- O6406936
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Interior Details
- Bedrooms
- 5
- Full bathrooms
- 3
- Flooring
- Ceramic Tile, Luxury Vinyl
- Appliances
- Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Microwave, Range, Refrigerator, Washer
- Interior features
- PrimaryBedroom Upstairs, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Stories / Levels
- Two
- Direction faces
- East
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Covered, Curb Parking, Driveway, Garage Door Opener, Ground Level, Guest, On Street, Workshop in Garage
HOA & Financial
- HOA fee
- $335 / Quarterly
- Monthly HOA
- $112/mo
- Total monthly fees
- $112/mo
- Total annual fees
- $1,340
- HOA name
- Artemis Lifestyles Services/Mary James
- CDD
- Yes
- Homestead exemption
- Yes
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyer to verify leasing restrictions with HOA and/or city/county.
- Approval process
- Buyer to verify any approval process with HOA and/or city/county.
Exterior & Construction
- Exterior features
- Lighting, Private Mailbox, Private Yard, Sidewalk, Sliding Doors, Storage
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Phone Available, Sewer Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK, Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 10.2x14.1 |
| Primary Bedroom | Second | 12.4x19 |
| Primary Bathroom | Second | 10.1x7.8 |
| Living Room | First | 16x21.6 |
| Dining Room | First | 16x12.4 |
| Bedroom 3 | Second | 12.8x15 |
| Bedroom 4 | Second | 12.4x11.3 |
| Bedroom 5 | Second | 13.9x14.11 |
| Bedroom 2 | First | 11.9x11.3 |
| Bathroom 2 | First | 7.11x5.3 |
| Bathroom 3 | Second | 6.5x8.11 |
| Office | First | 11.8x14.1 |
| Loft | Second | 16.1x26 |
| Den | Second | 12.6x12 |
| Laundry | Second | 8.1x6.7 |
Listing Details
- Listing date
- 2026-05-15
- On market date
- 2026-05-15
- Original list price
- $590,000
- Occupant type
- Owner
- MLS area
- 34772 - St Cloud (Narcoossee Road)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-05-15
- Tax legal description
- HANOVER LAKES PH 5 PB 32 PGS 42-43 LOT 494
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Florida’s Turnpike, take Exit 240 toward Kissimmee Park Rd. Continue to Old Canoe Creek Rd, then to Pine Tree Dr, turn onto Hickory Tree Rd, and continue to Down Ct. Property will be located at 5046 Down Ct.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 20, 2026 at 3:56 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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