$280,000

122 Valdiva Street

Punta Gorda, FL 33983

Active

Beds

Baths

2,260

Sq Ft

0.22

Acres

2001

Built

◆$124/sqft

Single Family Residence

Property type

2001

Year built

9,599 sqft

Lot size

$124

Price / sq ft

$17/mo

HOA dues

Days on market

Garage spaces

Flood zone

About this home

PRICED TO SELL – FIRM AND PACKED WITH POTENTIAL IN DEEP CREEK! ATTENTION FIRST-TIME HOMEBUYERS AND SAVVY INVESTORS — this is the VALUE OPPORTUNITY you’ve been waiting for. This TRUE 4-BEDROOM home with OVER 2,000 SQ FT is priced STRATEGICALLY and the PRICE IS FIRM. The home NEEDS TLC, but that is exactly where the EQUITY and UPSIDE live. With cosmetic updates and your personal vision, this property can be transformed into a BEAUTIFUL PRIMARY RESIDENCE, STRONG RENTAL, or PROFITABLE FLIP. For FIRST-TIME BUYERS, this is your chance to get into a desirable, deed-restricted community at a price that allows you to RENOVATE OVER TIME and BUILD WEALTH instead of paying top dollar for someone else’s finishes. For INVESTORS, the size, layout, and location make this a SOLID RETURN opportunity in a consistently desirable area. Inside, you’ll find SOARING VAULTED CEILINGS and a desirable SPLIT FLOOR PLAN that offers both space and privacy. The OPEN-CONCEPT living and dining areas provide a BLANK CANVAS ready for modern upgrades. The spacious eat-in kitchen features AMPLE COUNTER SPACE, BREAKFAST BAR, PANTRY, and NOOK flowing into the family room — a layout today’s buyers love. The PRIMARY SUITE includes TWO WALK-IN CLOSETS and a generous en-suite bath with DUAL VANITIES, GARDEN TUB, and SEPARATE SHOWER. All bedrooms have WALK-IN CLOSETS — a rare and valuable feature for resale or rental appeal. Additional highlights include a dedicated laundry room, DOUBLE-DOOR FRONT ENTRY, and a NEWER HOT WATER HEATER. Enjoy a peaceful GREENBELT VIEW in the QUIET, WELL-MAINTAINED, and FAMILY-ORIENTED community of Deep Creek. With LOW HOA FEES, pride of ownership, and close proximity to parks, trails, golf courses, boat ramps, Charlotte Harbor, Gulf beaches, shopping, dining, and QUICK ACCESS TO I-75, the LOCATION only strengthens the long-term value. This home is NOT priced for perfection — it’s priced for OPPORTUNITY. SERIOUS SELLER. FIRM PRICE. STRONG POTENTIAL. Schedule your showing before someone else secures the deal.

Estimated monthly payment

Principal & interest$1,416

Property taxes$473

Home insurance (est.)$128

HOA dues$17

Down payment

20%

$56,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history74 days on market

Status: Active
Jun 1, 2026
Listed$335,000
Feb 25, 2026
Price reduced$280,000

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 74
Subdivision: Punta Gorda Isles Sec 20
County: Charlotte
Year built: 2001
Living area: 2,260 sq ft
Price/sq ft: $124
Building area: 3,302 sq ft (Public Records)
Lot size: 9,599 sq ft
Lot category: 0 to less than 1/4
Flood zone: X
Garage: 2 spaces
Annual taxes: $5,671 (2025)
Parcel #: 402304110008
Zoning: RSF3.5
MLS #: A4683718

Interior Details

Bedrooms: 4
Full bathrooms: 2
Flooring: Carpet, Ceramic Tile
Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features: Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)
Laundry: Laundry Room
Stories / Levels: One
Direction faces: West

Heating & Cooling

Heating: Central, Electric
Cooling: Central Air

Parking

Garage spaces: 2
Attached garage: Yes
Parking features: Driveway, Garage Door Opener

HOA & Financial

HOA fee: $200 / Annually
Monthly HOA: $17/mo
Total monthly fees: $17/mo
Total annual fees: $200
HOA name: Deep Creek Section 20 POA
CDD: No
Min lease term: No Minimum
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No
Additional lease restrictions: Buyer to confirm all lease restrictions directly with the HOA
Approval process: Buyer to confirm all lease approval processes directly with the HOA.

Exterior & Construction

Exterior features: French Doors, Lighting, Sliding Doors
Construction materials: Block, Stucco
Roof: Shingle
Foundation: Slab
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Cable Connected, Electricity Connected, Public

Community

Pets allowed: Yes

Schools

ElementaryDeep Creek ElementaryGreatSchools ↗

MiddlePunta Gorda MiddleGreatSchools ↗

High SchoolCharlotte HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Great Room	First	18x15
Dining Room	First	10x12
Family Room	First	13x13
Kitchen	First	13x15
Primary Bedroom	First	15x18
Bedroom 2	First	13x12
Bedroom 3	First	10x12
Bedroom 4	First	16x11
Laundry	First
Bathroom 1	First
Primary Bathroom	First

Listing Details

Listing date: 2026-02-24
On market date: 2026-02-25
Original list price: $335,000
Occupant type: Vacant
MLS area: 33983 - Punta Gorda
Listing AOR: Sarasota - Manatee
Status changed: 2026-06-01
Tax legal description: PGI 020 0552 0008 PUNTA GORDA ISLES SEC20 BLK552 LT 8 837/1662 911/1262 1897/520 1982/559 3353/1939

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Heading W on Kings Hwy to Lake Suzy, take a right on Sandhill Blvd., a left on Deep Creek Blvd., Left on Valdiva St., home will be on your right.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of June 1, 2026 at 2:49 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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