396 Hillsboro Street, FL

$189,000

396 Hillsboro Street

Lake City, FL 32055

Active
2
Beds
1
Bath
1,128
Sq Ft
0.27
Acres
1935
Built
Fireplace$168/sqft
🏠Single Family Residence

Property type

🏗️1935

Year built

📐11,848 sqft

Lot size

📊$168

Price / sq ft

🏘️No HOA

HOA dues

📅95

Days on market

🌊X

Flood zone

About this home

One or more photo(s) has been virtually staged. Step into TIMELESS CHARM in the heart of Lake City! Built in 1935, this character-filled 2-bedroom, 1-bath home blends vintage beauty with thoughtful modern updates. From the moment you walk in, you’ll fall in love with the original hardwood floors, classic tile, sparkling crystal door knobs, and a cozy wood-burning fireplace that creates the perfect focal point for relaxing evenings at home. Every detail reflects the craftsmanship and style of a bygone era, homes like this simply aren’t built anymore. Enjoy peace of mind with major updates already completed, including a new roof (2019), updated plumbing (2019), new hot water heater (2019), and full rewiring in 2022. All of this sits on a spacious .272-acre lot, offering room to garden, entertain, or simply enjoy your own private outdoor space. If you appreciate charm, warmth, and architectural character, with the added bonus of modern improvements, this is the perfect place to call home.

Estimated monthly payment

Principal & interest$956
Property taxes$85
Home insurance (est.)$87

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history95 days on market

  1. Status: Active
    Feb 23, 2026
  2. Listed$199,000
    Feb 23, 2026
  3. Price reduced$189,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
95
Subdivision
Chatham
County
Columbia
Year built
1935
Living area
1,128 sq ft
Price/sq ft
$168
Building area
1,268 sq ft (Public Records)
Lot size
11,848 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12023C0284D)
Annual taxes
$1,019 (2025)
Parcel #
00-00-00-12286-000
Zoning
RSF-3
MLS #
GC537846

Interior Details

Bedrooms
2
Full bathrooms
1
Flooring
Linoleum, Wood
Appliances
Cooktop, Dishwasher, Dryer, Range Hood, Refrigerator, Washer
Interior features
Ceiling Fans(s)
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
North
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
No

Exterior & Construction

Exterior features
Sidewalk, Storage
Construction materials
HardiPlank Type, Wood Siding
Roof
Metal
Foundation
Pillar/Post/Pier
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public, Sewer Connected, Water Connected

Room Details

RoomLevelDimensions
Primary BedroomFirst
Bedroom 2First
Bathroom 1First
Living RoomFirst
KitchenFirst
LaundryFirst
Dining RoomFirst
Bonus RoomFirst

Listing Details

Listing date
2026-02-18
On market date
2026-02-23
Original list price
$199,000
Occupant type
Vacant
MLS area
32055 - Lake City
Listing AOR
Gainesville-Alachua
Status changed
2026-02-23
Tax legal description
W DIV: LOTS 5 & 6, BLOCK A CHATHAM'S S/D. ORB 751-1316, 789-1548, 866-2643, 927-2101, WD 1138-2124, QCD 1310-1274

Flood risk

Minimal riskFEMA Zone XPanel 12023C0284D

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US Hwy 90, 4.4. mi Left on Irma Ave, 0.3 mi Right on NW Hillsboro St., on right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 29, 2026 at 8:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA