$549,000
5229 Hammock Circle
St Cloud, FL 34771
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
One or more photo(s) has been virtually staged. **You can purchase this home with NO INCOME VERIFICATION NEEDED** Welcome to your fully renovated pool home in one of Central Florida’s most sought-after locations — just minutes from the heart of Lake Nona and the Medical City corridor. Perfectly positioned for those who prioritize convenience, lifestyle, and long-term value, this corner-lot property sits on a quarter acre and offers the ideal blend of privacy, modern upgrades, and effortless indoor-outdoor living. From the moment you arrive, the freshly painted exterior, paid-off solar panels with warranty (that will save you hundreds of dollars year round), and spacious corner lot set the tone. Step through the stunning double French glass doors and into a bright, welcoming foyer where elegant tray ceilings, modern recessed lighting, luxury vinyl flooring, and updated designer fixtures create a sophisticated open-concept flow. Natural light pours into every corner of the home through oversized bay windows, offering beautiful views of the screened pool from nearly every room. The layout was designed with entertaining in mind, creating a seamless connection between living spaces and outdoor relaxation areas. The completely renovated kitchen is the heart of the home, featuring a large island, quartz countertops, stainless steel appliances, and a charming kitchen nook perfect for casual mornings. Just beyond, a spacious dining room — which can also serve as a family room — features French glass doors that open directly to the pool deck, making gatherings effortless and inviting. The primary suite is a private retreat with elegant tray ceilings, sliding glass doors overlooking the pool, double closets including a walk-in closet, and LED energy-efficient ceiling fans with remote controls found throughout every room in the home. The fully updated primary bathroom showcases a luxurious walk-in glass shower with dual rain shower heads and a dual vanity with stunning brushed gold finishes. Step outside to your personal Florida oasis. The screened pool enclosure, expansive deck, and covered patio create the perfect space for entertaining, relaxing, and weekend barbecues. A convenient outdoor half bath adds functionality with the convenience of a private outdoor shower perfect for rinsing off after a refreshing dip in the pool, while an additional patio area away from the pool offers a peaceful space to enjoy nature and partial views of the retention pond. Additional upgrades include a new water heater, full interior and exterior paint, modern lighting throughout, EV Charging outlet in the garage and solar panels that are completely paid off for long-term energy savings. Location is everything — and this home delivers. Enjoy quick access to Lake Nona Medical City, major hospitals, top-rated schools, Orlando International Airport, major highways, dining, shopping, and entertainment. This thriving corridor continues to grow, making this home an ideal choice for buyers seeking both lifestyle and investment potential. With its exceptional flow, thoughtful upgrades, and unbeatable location, this home is truly designed for comfortable living and unforgettable entertaining.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history103 days on market
- Status: ActiveFeb 17, 2026
- Listed$585,000Feb 17, 2026
- Price reduced$549,000
Virtual Tour
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 103
- Subdivision
- Hammock Pointe
- County
- Osceola
- Year built
- 1994
- Living area
- 2,027 sq ft
- Price/sq ft
- $271
- Building area
- 2,981 sq ft (Public Records)
- Lot size
- 10,846 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- AE (12097C0105G)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $3,342 (2025)
- Parcel #
- 05-25-31-3325-0001-0440
- Zoning
- ORS2
- MLS #
- O6382908
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Luxury Vinyl
- Appliances
- Convection Oven, Cooktop, Dishwasher, Electric Water Heater, Range Hood, Refrigerator
- Interior features
- Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Tray Ceiling(s), Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Faces Side
HOA & Financial
- HOA fee
- $250 / Semi-Annually
- Monthly HOA
- $42/mo
- Total monthly fees
- $85/mo
- Total annual fees
- $1,020
- HOA name
- EMPIRE MANAGEMENT GROUP
- CDD
- No
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- BUYER TO VERIFY WITH HOA
Exterior & Construction
- Exterior features
- Courtyard, French Doors, Garden, Private Entrance, Private Mailbox, Sidewalk, Sliding Doors
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Block, Slab
- Pool
- Private pool
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Sewer Available, Water Available
Community
- Pets allowed
- Cats OK, Dogs OK
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Kitchen | First | |
| Primary Bedroom | First | |
| Primary Bathroom | First |
Listing Details
- Listing date
- 2026-02-16
- On market date
- 2026-02-17
- Original list price
- $585,000
- Occupant type
- Vacant
- MLS area
- 34771 - St Cloud (Magnolia Square)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-02-17
- Tax legal description
- HAMMOCK POINTE PB 7 PG 174 LOT 44
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Driving Directions from Narcoossee Rd (Main Access Road). Start on Narcoossee Rd heading toward Jack Brack Rd. Turn onto Jack Brack Rd. Continue straight and turn onto Zuni Rd. Turn onto Hammock Circle. Follow the road to 5229 Hammock Circle, located on a corner lot.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of May 31, 2026 at 3:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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