5229 Hammock Circle, FL

$549,000

5229 Hammock Circle

St Cloud, FL 34771

Active
3
Beds
3
Baths
2,027
Sq Ft
0.25
Acres
1994
Built
Water viewPrivate pool$271/sqft
🏠Single Family Residence

Property type

🏗️1994

Year built

📐10,846 sqft

Lot size

📊$271

Price / sq ft

🏘️$42/mo

HOA dues

📅103

Days on market

🚗2

Garage spaces

🌊AE

Flood zone

About this home

One or more photo(s) has been virtually staged. **You can purchase this home with NO INCOME VERIFICATION NEEDED** Welcome to your fully renovated pool home in one of Central Florida’s most sought-after locations — just minutes from the heart of Lake Nona and the Medical City corridor. Perfectly positioned for those who prioritize convenience, lifestyle, and long-term value, this corner-lot property sits on a quarter acre and offers the ideal blend of privacy, modern upgrades, and effortless indoor-outdoor living. From the moment you arrive, the freshly painted exterior, paid-off solar panels with warranty (that will save you hundreds of dollars year round), and spacious corner lot set the tone. Step through the stunning double French glass doors and into a bright, welcoming foyer where elegant tray ceilings, modern recessed lighting, luxury vinyl flooring, and updated designer fixtures create a sophisticated open-concept flow. Natural light pours into every corner of the home through oversized bay windows, offering beautiful views of the screened pool from nearly every room. The layout was designed with entertaining in mind, creating a seamless connection between living spaces and outdoor relaxation areas. The completely renovated kitchen is the heart of the home, featuring a large island, quartz countertops, stainless steel appliances, and a charming kitchen nook perfect for casual mornings. Just beyond, a spacious dining room — which can also serve as a family room — features French glass doors that open directly to the pool deck, making gatherings effortless and inviting. The primary suite is a private retreat with elegant tray ceilings, sliding glass doors overlooking the pool, double closets including a walk-in closet, and LED energy-efficient ceiling fans with remote controls found throughout every room in the home. The fully updated primary bathroom showcases a luxurious walk-in glass shower with dual rain shower heads and a dual vanity with stunning brushed gold finishes. Step outside to your personal Florida oasis. The screened pool enclosure, expansive deck, and covered patio create the perfect space for entertaining, relaxing, and weekend barbecues. A convenient outdoor half bath adds functionality with the convenience of a private outdoor shower perfect for rinsing off after a refreshing dip in the pool, while an additional patio area away from the pool offers a peaceful space to enjoy nature and partial views of the retention pond. Additional upgrades include a new water heater, full interior and exterior paint, modern lighting throughout, EV Charging outlet in the garage and solar panels that are completely paid off for long-term energy savings. Location is everything — and this home delivers. Enjoy quick access to Lake Nona Medical City, major hospitals, top-rated schools, Orlando International Airport, major highways, dining, shopping, and entertainment. This thriving corridor continues to grow, making this home an ideal choice for buyers seeking both lifestyle and investment potential. With its exceptional flow, thoughtful upgrades, and unbeatable location, this home is truly designed for comfortable living and unforgettable entertaining.

Estimated monthly payment

Principal & interest$2,776
Property taxes$279
Home insurance (est.)$252
HOA dues$42

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history103 days on market

  1. Status: Active
    Feb 17, 2026
  2. Listed$585,000
    Feb 17, 2026
  3. Price reduced$549,000

Virtual Tour

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
103
Subdivision
Hammock Pointe
County
Osceola
Year built
1994
Living area
2,027 sq ft
Price/sq ft
$271
Building area
2,981 sq ft (Public Records)
Lot size
10,846 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12097C0105G)
Garage
2 spaces
Pool
Private pool
Annual taxes
$3,342 (2025)
Parcel #
05-25-31-3325-0001-0440
Zoning
ORS2
MLS #
O6382908

Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Luxury Vinyl
Appliances
Convection Oven, Cooktop, Dishwasher, Electric Water Heater, Range Hood, Refrigerator
Interior features
Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Tray Ceiling(s), Walk-In Closet(s)
Laundry
Electric Dryer Hookup, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Faces Side

HOA & Financial

HOA fee
$250 / Semi-Annually
Monthly HOA
$42/mo
Total monthly fees
$85/mo
Total annual fees
$1,020
HOA name
EMPIRE MANAGEMENT GROUP
CDD
No
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
BUYER TO VERIFY WITH HOA

Exterior & Construction

Exterior features
Courtyard, French Doors, Garden, Private Entrance, Private Mailbox, Sidewalk, Sliding Doors
Construction materials
Block
Roof
Shingle
Foundation
Block, Slab
Pool
Private pool
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Sewer Available, Water Available

Community

Pets allowed
Cats OK, Dogs OK

Room Details

RoomLevelDimensions
Living RoomFirst
KitchenFirst
Primary BedroomFirst
Primary BathroomFirst

Listing Details

Listing date
2026-02-16
On market date
2026-02-17
Original list price
$585,000
Occupant type
Vacant
MLS area
34771 - St Cloud (Magnolia Square)
Listing AOR
Orlando Regional
Status changed
2026-02-17
Tax legal description
HAMMOCK POINTE PB 7 PG 174 LOT 44

Flood risk

High riskFEMA Zone AEPanel 12097C0105G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Driving Directions from Narcoossee Rd (Main Access Road). Start on Narcoossee Rd heading toward Jack Brack Rd. Turn onto Jack Brack Rd. Continue straight and turn onto Zuni Rd. Turn onto Hammock Circle. Follow the road to 5229 Hammock Circle, located on a corner lot.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of May 31, 2026 at 3:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA